Business profile

Jamin Palvelut Oy

Jamin Palvelut Oy's registered office is Alajärvi. It is a limited company. The company was established on 2016-07-08. It operates in the industry of educational support activities n.e.c.. In its latest retained statement for 2025-12-31, revenue was €120,169 and operating profit was -€12,933.

Claim profileContact details
Business ID 2768679-4ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
2768679-4
Sector
Educational support activities n.e.c.
Municipality
Alajärvi
Company form
Limited company
Registration date
2016-07-08
Business ID registration date
2016-06-20
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Hoiskontie 25, 62900, Alajärvi

About Jamin Palvelut Oy

Financial position and key figures for the company.

Jamin Palvelut Oy's location municipality is Alajärvi. It is a limited company. The company was established on 2016-07-08. It operates in the industry of educational support activities n.e.c.. In its latest retained statement for 2025-12-31, revenue was €120,169 and operating profit was -€12,933. The latest retained financial statement for 2025-12-31 shows revenue of €120,169 and profit for the financial year of -€11,891. Based on the latest retained statement, revenue growth was -71.0%, operating margin was -10.8%, and equity ratio was +95.6%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-12-31

Imported periods4
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth-71.0%
Operating margin-10.8%
Equity ratio95.6%
Revenue€120,169-€293,686 (-71.0%) vs previous periodPrevious: €413,855
Operating profit (loss)-€12,933-€146,613 (-109.7%) vs previous periodPrevious: €133,680
Profit (loss) for the financial year-€11,891-€119,405 (-111.1%) vs previous periodPrevious: €107,515
Assets€448,501-€48,424 (-9.7%) vs previous periodPrevious: €496,925
Balance-sheet contextLatest financial period
Other operating income€7,034Previous: €43,235
Cash and bank€428,801Previous: €416,485
Retained earnings€438,126Previous: €380,611
Equity€428,735Previous: €490,626
Liabilities€19,766Previous: €6,299
Current assets€448,096Previous: €464,890
Current liabilities€19,766Previous: €6,299
Revenue trend2 periods
€413,855
2024-12-31
€120,169
2025-12-31
Operating profit (loss) trend2 periods
€133,680
2024-12-31
-€12,933
2025-12-31
Profit (loss) for the financial year trend2 periods
€107,515
2024-12-31
-€11,891
2025-12-31
Assets trend2 periods
€496,925
2024-12-31
€448,501
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioGood
100/100 · Declining
95.6 %2024-12-31: 98.7 %
Current ratioGood
100/100 · Declining
21.69x2024-12-31: 66.12x
Operating profit marginWeak
25/100 · Declining
-10.2 %2024-12-31: 29.3 %
Ratio history
Ratio2024-12-312025-12-31
Equity ratio98.7 %95.6 %
Current ratio66.12x21.69x
Operating profit margin29.3 %-10.2 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID2768679-4
VAT IDFI27686794
EU IDFIFPRO.2768679-4
MunicipalityAlajärvi
Current registered entries
2016-07-08Registered in Patent and Registration Office (Trade Register)
2016-08-26Registered in Tax Administration (Tax Administration)
2016-12-01Registered in Tax Administration (Employer Register)
2016-12-01VAT-liable for business activity in Tax Administration (VAT Register)
2016-12-01Registered in Tax Administration (Prepayment Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
B3
MonitorJamin Palvelut Oy
Grade downgradedB1 → B3 · new analysis 2026-09-28
Model score49/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectorySeveral key financial indicators have weakened across comparable fiscal periods.
3 comparable periods
RevenueDeteriorating
ProfitabilityDeteriorating
SolvencyStable
LiquidityDeteriorating
Peer comparisonSame size nationallyDescriptive comparison – does not change the model score.
305 peers
Solvency92%
Better than 92% of peers
Profitability10%
Below 90% of peers
Liquidity96%
Better than 96% of peers
Revenue growth1%
Below 99% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings
Latest registration lag132 days after period end
Typical registration lag105 days after period end
Annual continuity4 consecutive periods
Supporting factors
  • Strong equity ratio
  • Healthy short-term liquidity
  • Active registered status
Risk factors to note
  • Negative profitability or net result
  • Sharp year-over-year revenue drop
  • Coordinated deterioration across 3 financial domains
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessments
B3
2026-09-28 16:3849/100 · v0.14
B1 → B3 · -17 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1566/100 · v0.14
B1 → B1 · +6 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1460/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeB3
Automatic model snapshot2026-09-28
Automatic model versionopen-risk-grade-v0.14
Financial data included

The grade can use open digital financial statement data together with registry signals.

A serious financial risk signal affects this grade. Review the profile financial indicators as well.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskmedium
55/100

Industry context is medium based on normalized open statistical inputs.

Age and continuityVakiintunut
80/100

The company has about 10 years of registry continuity.

Registry and status signalsVakaa
79/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
28 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → B3.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.

Registry timeline

Trade register notifications shown on a timeline.

23 register eventsLatest event: 2026-05-18

Financial statements availability

Available financial statement periods and PRH source filings.

4 financial statement periodsLatest financial period: 2025-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-01-19.

This company profile has not been claimed yet

Jamin Palvelut Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.