Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Business profile
Jämytec Oy
Jämytec Oy's registered office is Rovaniemi. It is a limited company. The company was established on 1999-10-15. It operates in the industry of retail sale of cars and light motor vehicles. In its latest retained statement for 2026-01-31, revenue was €305,554 and operating profit was €66,305.
Business ID 1554154-7ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 1554154-7
- Sector
- Retail sale of cars and light motor vehicles
- Municipality
- Rovaniemi
- Company form
- Limited company
- Registration date
- 1999-10-15
- Business ID registration date
- 1999-09-24
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Jämytie 27, 96910, Rovaniemi
Phone: +358400693663Source observation
Website: https://pakurent.fiSource observation
People and decision-makers
Ronkainen Veli-PekkaToimitusjohtaja
About Jämytec Oy
Financial position and key figures for the company.
Jämytec Oy's location municipality is Rovaniemi. It is a limited company. The company was established on 1999-10-15. It operates in the industry of retail sale of cars and light motor vehicles. In its latest retained statement for 2026-01-31, revenue was €305,554 and operating profit was €66,305. The latest retained financial statement for 2026-01-31 shows revenue of €305,554 and profit for the financial year of €44,786. Based on the latest retained statement, revenue growth was -12.3%, operating margin was +21.7%, and equity ratio was +56.7%.
Auxiliary business names
Public alternate names materialized from source observations.
Pakurent RovaniemiPohjolan RealisointiTAVARATAXI ROVANIEMI
Financial highlights
Key figures from the latest financial period.
Latest financial period
2026-01-31
5
2
Combined source
Derived indicators
Revenue growth-12.3%
Operating margin21.7%
Equity ratio56.7%
Balance-sheet contextLatest financial period
Other operating income€79,202Previous: €20,153
Inventory€46,215Previous: €28,685
Cash and bank€28,738Previous: €18,844
Retained earnings€143,778Previous: €122,020
Equity€196,973Previous: €165,421
Liabilities€150,617Previous: €160,710
Current assets€107,462Previous: €82,302
Current liabilities€67,903Previous: €61,696
Revenue trend6 periods
€124,451
2021-01-31
€246,949
2022-01-31
€233,718
2023-01-31
€302,424
2024-01-31
€348,569
2025-01-31
€305,554
2026-01-31
Operating profit (loss) trend4 periods
-€1,268
2021-01-31
-€17,919
2024-01-31
€48,875
2025-01-31
€66,305
2026-01-31
Profit (loss) for the financial year trend6 periods
-€7,174
2021-01-31
€56,315
2022-01-31
€48,069
2023-01-31
-€27,042
2024-01-31
€34,992
2025-01-31
€44,786
2026-01-31
Assets trend6 periods
€308,097
2021-01-31
€294,270
2022-01-31
€316,666
2023-01-31
€354,065
2024-01-31
€326,131
2025-01-31
€347,591
2026-01-31
Financial ratios
Financial ratios based on financial statement data. Source: Yhdistetty lähde.
Equity ratioGood
71/100 · Improving
Current ratioSatisfactory
37/100 · Improving
Operating profit marginGood
93/100 · Improving
Ratio history
| Ratio | 2021-01-31 | 2022-01-31 | 2023-01-31 | 2024-01-31 | 2025-01-31 | 2026-01-31 |
|---|---|---|---|---|---|---|
| Equity ratio | - | 58.8 % | 60.7 % | 40.0 % | 50.7 % | 56.7 % |
| Current ratio | - | - | - | - | 0.77x | 1.10x |
| Operating profit margin | -0.9 % | - | - | -5.5 % | 13.3 % | 17.2 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID1554154-7
VAT IDFI15541547
EU IDFIFPRO.1554154-7
MunicipalityRovaniemi
Current registered entries
1999-09-01Registered in Tax Administration (Employer Register)
1999-09-01VAT-liable for business activity in Tax Administration (VAT Register)
1999-09-24Registered in Tax Administration (Tax Administration)
1999-10-01Registered in Tax Administration (Prepayment Register)
1999-10-15Registered in Patent and Registration Office (Trade Register)
2011-11-01VAT-obliged for the transfer of rights to use immovable property in Tax Administration (VAT Register)
Responsible people
Public role relationships materialized from source observations.
Ronkainen Veli-PekkaToimitusjohtajaSources: 4 · Confidence: 78%
Enbuske Tuomas ErkkiTilintarkastajaSources: 2 · Confidence: 78%
Kähkönen Päivi AnneliVarajäsenSources: 2 · Confidence: 78%
Ronkainen Joona PetteriProkuristiSources: 1 · Confidence: 78%
Ronkainen Veli-PekkaVarsinainen jäsenSources: 2 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A2
Very goodJämytec Oy
Grade upgradedA3 → A2 · new analysis 2026-10-16
80/100
High
Strong financial evidenceFinancial data included
Several key financial indicators show coordinated recovery.
4 comparable periodsRevenueVolatile
ProfitabilityImproving · 2 consecutive periods
SolvencyImproving · 2 consecutive periods
LiquidityImproving
Same industry, size and age groupDescriptive comparison – does not change the model score.
32 peersSolvency56%
Better than 56% of peers
Profitability88%
Better than 88% of peers
Liquidity78%
Better than 78% of peers
Revenue growth25%
Below 75% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings224 days after period end
89 days after period end
4 consecutive periods
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Coordinated recovery across 3 financial domains
Risk factors to note
No material separate warning signals.
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA2
2026-10-16 07:0380/100 · v0.14
A3 → A2 · +1 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2026-01-31).
- Assessment confidence: Medium → High.
- Evidence quality: Usable financial evidence → Strong financial evidence.
A3
2026-10-1579/100 · v0.14
A3 → A3- Supporting factor cleared: Coordinated recovery across 2 financial domains.
A3
2026-09-1479/100 · v0.14
A3 → A3- Revenue: Improving
- Profitability: Improving
- Solvency: Volatile
A3
2026-09-1479/100 · v0.13
Oldest retained automatic assessment in this comparisonA2
2026-10-16
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskmedium
57/100
Industry context is medium based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 27 years of registry continuity.
Registry and status signalsVakaa
84/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Financial statement availableFinancialEvidence verified
31 Jan 2026 · PRH / XBRLFinancial period ends 2026-01-31.Registry timeline
Trade register notifications shown on a timeline.
19 register eventsLatest event: 2026-09-12
Financial statements availability
Available financial statement periods and PRH source filings.
5 financial statement periodsLatest financial period: 2026-01-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-01-08.
This company profile has not been claimed yet
Jämytec Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.