Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Business profile
JaPimatkat Oy
JaPimatkat Oy's registered office is Summa. It is a limited company. The company was established on 1988-12-21. It operates in the industry of travel agency activities. In its latest retained statement for 2025-06-30, revenue was €199,594 and operating profit was €2,100.
Business ID 0730095-4ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0730095-4
- Sector
- Travel agency activities
- Municipality
- Summa
- Company form
- Limited company
- Registration date
- 1988-12-21
- Business ID registration date
- 1989-02-07
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Päätetie 47, 49480, Summa
Website: https://www.japi-matkat.fiSource observation
About JaPimatkat Oy
Financial position and key figures for the company.
JaPimatkat Oy's location municipality is Summa. It is a limited company. The company was established on 1988-12-21. It operates in the industry of travel agency activities. In its latest retained statement for 2025-06-30, revenue was €199,594 and operating profit was €2,100. The latest retained financial statement for 2025-06-30 shows revenue of €199,594 and profit for the financial year of €1,897. Based on the latest retained statement, revenue growth was +43.8%, operating margin was +1.1%, and equity ratio was +30.7%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-06-30
2
2
PRH/XBRL financial statement
Derived indicators
Revenue growth43.8%
Operating margin1.1%
Equity ratio30.7%
Balance-sheet contextLatest financial period
Cash and bank€26,777Previous: €40,255
Advances received€43,734Previous: €20,303
Retained earnings-€5,179Previous: €793
Equity€31,757Previous: €29,861
Liabilities€71,741Previous: €63,789
Current assets€75,794Previous: €65,823
Current liabilities€71,741Previous: €63,789
Revenue trend2 periods
€138,758
2024-06-30
€199,594
2025-06-30
Operating profit (loss) trend2 periods
-€5,889
2024-06-30
€2,100
2025-06-30
Profit (loss) for the financial year trend2 periods
-€5,973
2024-06-30
€1,897
2025-06-30
Assets trend2 periods
€93,650
2024-06-30
€103,499
2025-06-30
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
66/100 · Improving
Current ratioWeak
12/100 · Declining
Operating profit marginPassable
53/100 · Improving
Ratio history
| Ratio | 2024-06-30 | 2025-06-30 |
|---|---|---|
| Equity ratio | 40.7 % | 53.1 % |
| Current ratio | 0.63x | 0.37x |
| Operating profit margin | -4.2 % | 1.1 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0730095-4
VAT IDFI07300954
EU IDFIFPRO.0730095-4
MunicipalitySumma
Current registered entries
1988-12-21Registered in Patent and Registration Office (Trade Register)
1989-02-07Registered in Tax Administration (Tax Administration)
2003-10-13Registered in Tax Administration (Employer Register)
2003-10-13VAT-liable for business activity in Tax Administration (VAT Register)
2003-10-13Registered in Tax Administration (Prepayment Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodJaPimatkat Oy
Grade unchangedA3 · new analysis 2026-10-02
72/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
2 comparable periodsRevenueImproving
ProfitabilityImproving
SolvencyImproving
Same size nationallyDescriptive comparison – does not change the model score.
305 peersSolvency49%
Close to the peer-group midpoint
Profitability31%
Below 69% of peers
Liquidity44%
Below 56% of peers
Revenue growth88%
Better than 88% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings96 days after period end
110 days after period end
2 consecutive periods
Supporting factors
- Strong equity ratio
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Weak current ratio
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsA3
2026-10-02 17:2272/100 · v0.14
A3 → A3 · +1 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-06-30).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
A3
2026-09-1571/100 · v0.14
B1 → A3 · +8 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1463/100 · v0.12
Oldest retained automatic assessment in this comparisonA3
2026-10-02
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
71/100
Industry context is low based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 37 years of registry continuity.
Registry and status signalsVakaa
77/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
14 register eventsLatest event: 2026-07-27
Financial statements availability
Available financial statement periods and PRH source filings.
2 financial statement periodsLatest financial period: 2025-06-30
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
JaPimatkat Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.