Business profile

Jarfin Oy

Jarfin Oy's registered office is Lahti. It is a limited company. The company was established on 2007-02-01. It operates in the industry of other repair and maintenance of motor vehicles. In its latest retained statement for 2026-06-30, revenue was €130,330 and operating profit was -€19,181.

Claim profileContact details
Business ID 2091373-9ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
2091373-9
Sector
Other repair and maintenance of motor vehicles
Municipality
Lahti
Company form
Limited company
Registration date
2007-02-01
Business ID registration date
2007-01-26
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Tulikallionkatu 4 A 16, 15170, Lahti

About Jarfin Oy

Financial position and key figures for the company.

Jarfin Oy's location municipality is Lahti. It is a limited company. The company was established on 2007-02-01. It operates in the industry of other repair and maintenance of motor vehicles. In its latest retained statement for 2026-06-30, revenue was €130,330 and operating profit was -€19,181. The latest retained financial statement for 2026-06-30 shows revenue of €130,330 and profit for the financial year of -€27,406. Based on the latest retained statement, revenue growth was -7.7%, operating margin was -14.7%, and equity ratio was +30.8%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2026-06-30

Imported periods3
PRH parsed3
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth-7.7%
Operating margin-14.7%
Equity ratio30.8%
Revenue€130,330-€10,870 (-7.7%) vs previous periodPrevious: €141,200
Operating profit (loss)-€19,181-€25,121 (-422.9%) vs previous periodPrevious: €5,940
Profit (loss) for the financial year-€27,406-€31,840 (-718.2%) vs previous periodPrevious: €4,433
Assets€188,157+€89,480 (+90.7%) vs previous periodPrevious: €98,677
Balance-sheet contextLatest financial period
Other operating income€39,857Previous: €0
Cash and bank€4,421Previous: €24,051
Retained earnings€82,880Previous: €80,347
Equity€57,974Previous: €87,280
Liabilities€130,184Previous: €11,397
Current assets€30,081Previous: €94,751
Current liabilities€37,989Previous: €11,397
Revenue trend3 periods
€146,151
2024-06-30
€141,200
2025-06-30
€130,330
2026-06-30
Operating profit (loss) trend3 periods
€9,878
2024-06-30
€5,940
2025-06-30
-€19,181
2026-06-30
Profit (loss) for the financial year trend3 periods
€9,471
2024-06-30
€4,433
2025-06-30
-€27,406
2026-06-30
Assets trend3 periods
€93,306
2024-06-30
€98,677
2025-06-30
€188,157
2026-06-30

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioSatisfactory
39/100 · Declining
30.8 %2025-06-30: 88.5 %
Current ratioWeak
4/100 · Declining
0.12x2025-06-30: 2.11x
Operating profit marginWeak
22/100 · Declining
-11.3 %2025-06-30: 4.2 %
Ratio history
Ratio2024-06-302025-06-302026-06-30
Equity ratio90.4 %88.5 %30.8 %
Current ratio2.11x2.11x0.12x
Operating profit margin6.8 %4.2 %-11.3 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID2091373-9
VAT IDFI20913739
EU IDFIFPRO.2091373-9
MunicipalityLahti
Current registered entries
2007-02-01VAT-liable for business activity in Tax Administration (VAT Register)
2007-02-01Registered in Tax Administration (Prepayment Register)
2007-02-01Registered in Patent and Registration Office (Trade Register)
2007-02-06Registered in Tax Administration (Tax Administration)
2025-09-12VAT-obliged for the transfer of rights to use immovable property in Tax Administration (VAT Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
B2
SatisfactoryJarfin Oy
Grade downgradedA3 → B2 · new analysis 2026-10-31
Model score52/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectorySeveral key financial indicators have weakened across comparable fiscal periods.
3 comparable periods
RevenueStable
ProfitabilityDeteriorating · 2 consecutive periods
SolvencyDeteriorating
LiquidityDeteriorating
Peer comparisonSame industry, size and age groupDescriptive comparison – does not change the model score.
30 peers
Solvency27%
Below 73% of peers
Profitability10%
Below 90% of peers
Liquidity30%
Below 70% of peers
Revenue growth23%
Below 77% of peers
Financial statement reporting patternMixedBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings
Latest registration lag120 days after period end
Typical registration lag120 days after period end
Annual continuity3 consecutive periods
Supporting factors
  • Active registered status
  • A newer financial statement filing has been reported
  • Long registry continuity
Risk factors to note
  • Weak current ratio
  • Negative profitability or net result
  • Coordinated deterioration across 3 financial domains
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
6 assessments
B2
2026-10-31 17:2652/100 · v0.15
A3 → B2 · -27 points
  • Evidence strengthened: a newer PRH/XBRL financial statement was added to the assessment (2026-06-30).
A3
2026-10-2979/100 · v0.15
A3 → A3
A3
2026-10-1879/100 · v0.15
A3 → A3
A3
2026-09-30 03:3879/100 · v0.14
B1 → A3 · +11 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-06-30).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
Automatic model gradeB2
Automatic model snapshot2026-10-31
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskmedium
64/100

Industry context is medium based on normalized open statistical inputs.

Age and continuityVakiintunut
80/100

The company has about 19 years of registry continuity.

Registry and status signalsVakaa
81/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
31 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3 → B2.
Financial statement availableFinancialEvidence verified
28 Oct 2026 · PRH / XBRLFinancial period ends 2026-06-30.
Financial statements registeredFinancialEvidence verified
28 Oct 2026 · PRH / KREKFINANCIAL STATEMENTS
Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.
Risk grade updatedRisk gradeEvidence verified
30 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → A3.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.

Registry timeline

Trade register notifications shown on a timeline.

15 register eventsLatest event: 2026-10-28

Financial statements availability

Available financial statement periods and PRH source filings.

3 financial statement periodsLatest financial period: 2026-06-30

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Jarfin Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.