Business profile

Jarfin Oy

Jarfin Oy's registered office is Lahti. It is a limited company. The company was established on 2007-02-01. It operates in the industry of other repair and maintenance of motor vehicles. In its latest retained statement for 2025-06-30, revenue was €141,200 and operating profit was €5,940.

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Business ID 2091373-9ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
2091373-9
Sector
Other repair and maintenance of motor vehicles
Municipality
Lahti
Company form
Limited company
Registration date
2007-02-01
Business ID registration date
2007-01-26
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Tulikallionkatu 4 A 16, 15170, Lahti

About Jarfin Oy

Financial position and key figures for the company.

Jarfin Oy's location municipality is Lahti. It is a limited company. The company was established on 2007-02-01. It operates in the industry of other repair and maintenance of motor vehicles. In its latest retained statement for 2025-06-30, revenue was €141,200 and operating profit was €5,940. The latest retained financial statement for 2025-06-30 shows revenue of €141,200 and profit for the financial year of €4,433. Based on the latest retained statement, revenue growth was -3.4%, operating margin was +4.2%, and equity ratio was +88.5%.

Financial highlights

Key figures from the latest financial period.

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Latest financial period

2025-06-30

Imported periods2
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth-3.4%
Operating margin4.2%
Equity ratio88.5%
Revenue€141,200-€4,950 (-3.4%) vs previous periodPrevious: €146,151
Operating profit (loss)€5,940-€3,938 (-39.9%) vs previous periodPrevious: €9,878
Profit (loss) for the financial year€4,433-€5,037 (-53.2%) vs previous periodPrevious: €9,471
Assets€98,677+€5,372 (+5.8%) vs previous periodPrevious: €93,306
Balance-sheet contextLatest financial period
Cash and bank€24,051Previous: €18,882
Retained earnings€80,347Previous: €72,377
Equity€87,280Previous: €84,347
Liabilities€11,397Previous: €8,959
Current assets€94,751Previous: €88,071
Current liabilities€11,397Previous: €8,959
Revenue trend2 periods
€146,151
2024-06-30
€141,200
2025-06-30
Operating profit (loss) trend2 periods
€9,878
2024-06-30
€5,940
2025-06-30
Profit (loss) for the financial year trend2 periods
€9,471
2024-06-30
€4,433
2025-06-30
Assets trend2 periods
€93,306
2024-06-30
€98,677
2025-06-30

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioGood
100/100 · Declining
88.5 %2024-06-30: 90.4 %
Current ratioGood
70/100 · Stable
2.11x2024-06-30: 2.11x
Operating profit marginSatisfactory
61/100 · Declining
4.2 %2024-06-30: 6.8 %
Ratio history
Ratio2024-06-302025-06-30
Equity ratio90.4 %88.5 %
Current ratio2.11x2.11x
Operating profit margin6.8 %4.2 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID2091373-9
VAT IDFI20913739
EU IDFIFPRO.2091373-9
MunicipalityLahti
Current registered entries
2007-02-01VAT-liable for business activity in Tax Administration (VAT Register)
2007-02-01Registered in Tax Administration (Prepayment Register)
2007-02-01Registered in Patent and Registration Office (Trade Register)
2007-02-06Registered in Tax Administration (Tax Administration)
2025-09-12VAT-obliged for the transfer of rights to use immovable property in Tax Administration (VAT Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
A3
GoodJarfin Oy
Grade upgradedB1 → A3 · new analysis 2026-09-30
Model score79/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectoryFinancial development is mostly stable or mixed.
2 comparable periods
RevenueStable
ProfitabilityDeteriorating
SolvencyStable
LiquidityStable
Financial statement reporting patternMixedBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings
Latest registration lag276 days after period end
Typical registration lag195 days after period end
Annual continuity2 consecutive periods
Supporting factors
  • Strong equity ratio
  • Healthy short-term liquidity
  • Active registered status
Risk factors to note

No material separate warning signals.

Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessments
A3
2026-09-30 03:3879/100 · v0.14
B1 → A3 · +11 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-06-30).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1568/100 · v0.14
B1 → B1 · +7 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1461/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeA3
Automatic model snapshot2026-09-30
Automatic model versionopen-risk-grade-v0.14
Financial data included

The grade can use open digital financial statement data together with registry signals.

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Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskmedium
64/100

Industry context is medium based on normalized open statistical inputs.

Age and continuityVakiintunut
80/100

The company has about 19 years of registry continuity.

Registry and status signalsVakaa
77/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
30 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → A3.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.

Registry timeline

Trade register notifications shown on a timeline.

14 register eventsLatest event: 2026-04-02

Financial statements availability

Available financial statement periods and PRH source filings.

2 financial statement periodsLatest financial period: 2025-06-30

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Jarfin Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.