Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Business profile
JARMI-RAK Oy
JARMI-RAK Oy's registered office is Riihimäki. It is a limited company. The company was established on 2008-11-03. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2025-09-30, revenue was €8,847 and operating profit was €2,780.
Business ID 2229086-2ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2229086-2
- Sector
- Construction of residential and non-residential buildings
- Municipality
- Riihimäki
- Company form
- Limited company
- Registration date
- 2008-11-03
- Business ID registration date
- 2008-10-27
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: hiojankatu 14a, 11910, Riihimäki
Phone: +358452309177Source observation
Website: http://jarmirak.fiSource observation
People and decision-makers
Hälinen Jarkko Kari TapioToimitusjohtaja
About JARMI-RAK Oy
Financial position and key figures for the company.
JARMI-RAK Oy's location municipality is Riihimäki. It is a limited company. The company was established on 2008-11-03. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2025-09-30, revenue was €8,847 and operating profit was €2,780. The latest retained financial statement for 2025-09-30 shows revenue of €8,847 and profit for the financial year of €2,535. Based on the latest retained statement, revenue growth was +15.7%, operating margin was +29.0%, and equity ratio was +49.9%.
Extended business activity
A longer directory- or registry-backed activity description that complements the short registry industry label.
Yhtiön toimiala on monitoimiala.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-09-30
0
0
Enriched source observation
Derived indicators
Revenue growth15.7%
Operating margin29.0%
Equity ratio49.9%
Revenue€8,847+€1,198 (+15.7%) vs previous periodPrevious: €7,649
Operating profit (loss)€2,780+€4,281 (+285.1%) vs previous periodPrevious: -€1,501
Profit (loss) for the financial year€2,535+€5,026 (+201.8%) vs previous periodPrevious: -€2,491
Assets€20,099-€181 (-0.9%) vs previous periodPrevious: €20,280
Balance-sheet contextLatest financial period
Employees2Previous: 2
Revenue trend5 periods
€193,588
2021-09-30
€53,944
2022-09-30
€5,028
2023-09-30
€7,649
2024-09-30
€8,847
2025-09-30
Operating profit (loss) trend5 periods
-€18,679
2021-09-30
€7,744
2022-09-30
-€6,356
2023-09-30
-€1,501
2024-09-30
€2,780
2025-09-30
Profit (loss) for the financial year trend5 periods
-€20,566
2021-09-30
€6,279
2022-09-30
-€7,456
2023-09-30
-€2,491
2024-09-30
€2,535
2025-09-30
Assets trend5 periods
€74,560
2021-09-30
€49,386
2022-09-30
€29,764
2023-09-30
€20,280
2024-09-30
€20,099
2025-09-30
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioSatisfactory
62/100 · Improving
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginGood
100/100 · Improving
Ratio history
| Ratio | 2021-09-30 | 2022-09-30 | 2023-09-30 | 2024-09-30 | 2025-09-30 |
|---|---|---|---|---|---|
| Equity ratio | 17.0 % | 38.4 % | 38.6 % | 44.4 % | 49.9 % |
| Current ratio | - | - | - | - | - |
| Operating profit margin | -9.7 % | 12.9 % | -112.4 % | -17.0 % | 29.0 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2229086-2
VAT IDFI22290862
EU IDFIFPRO.2229086-2
MunicipalityRiihimäki
Current registered entries
2008-11-01VAT-liable for business activity in Tax Administration (VAT Register)
2008-11-01Registered in Tax Administration (Prepayment Register)
2008-11-03Registered in Tax Administration (Tax Administration)
2008-11-03Registered in Patent and Registration Office (Trade Register)
Responsible people
Public role relationships materialized from source observations.
Hälinen Jarkko Kari TapioToimitusjohtajaSources: 5 · Confidence: 78%
Ylivaara Miika PetteriPuheenjohtajaSources: 5 · Confidence: 78%
Hälinen Jarkko Kari TapioVarsinainen jäsenSources: 2 · Confidence: 78%
Hälinen Kari JohannesVarajäsenSources: 2 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodJARMI-RAK Oy
Grade unchangedA3 · new analysis 2026-10-17
76/100
Medium
Usable financial evidenceFinancial data included
Several key financial indicators show coordinated recovery.
4 comparable periodsRevenueImproving · 2 consecutive periods
ProfitabilityImproving · 2 consecutive periods
SolvencyImproving · 2 consecutive periods
LiquidityNot enough history
Same industry, size and age groupDescriptive comparison – does not change the model score.
117 peersSolvency45%
Below 55% of peers
Profitability85%
Better than 85% of peers
Revenue growth83%
Better than 83% of peers
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Coordinated recovery across 3 financial domains
Risk factors to note
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsA3
2026-10-1776/100 · v0.15
A3 → A3 · -1 points- Evidence quality: Strong financial evidence → Usable financial evidence.
A3
2026-10-0577/100 · v0.14
Oldest retained automatic assessment in this comparisonA3
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskhigh
25/100
Industry context is high based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 17 years of registry continuity.
Registry and status signalsVakaa
77/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
5 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Registry timeline
Trade register notifications shown on a timeline.
15 register eventsLatest event: 2026-02-03
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
JARMI-RAK Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.