Business profile

Jarnabest Oy

Jarnabest Oy's registered office is Halkosaari. It is a limited company. The company was established on 2021-10-01. It operates in the industry of retail sale of touring caravans and other motor vehicles. In its latest retained statement for 2026-09-30, revenue was €145,251 and operating profit was €13,894.

Claim profile Contact details

Business ID 3239089-1ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID: 3239089-1
Sector: Retail sale of touring caravans and other motor vehicles
Municipality: Halkosaari
Company form: Limited company
Registration date: 2021-10-01
Business ID registration date: 2021-09-30
Business status: Valid
Profile ownership: Unclaimed company profile

Contact and location summary

Visiting address: Kiurusaarentie 9, 60560, Halkosaari

Phone: +358505207168Source observation

Email: [email protected]Source observation

Website: https://www.jarnabest.fiSource observation

People and decision-makers

Saarela Jari MatiasToimitusjohtaja

About Jarnabest Oy

Financial position and key figures for the company.

Jarnabest Oy's location municipality is Halkosaari. It is a limited company. The company was established on 2021-10-01. It operates in the industry of retail sale of touring caravans and other motor vehicles. In its latest retained statement for 2026-09-30, revenue was €145,251 and operating profit was €13,894. The latest retained financial statement for 2026-09-30 shows revenue of €145,251 and profit for the financial year of €10,770. Based on the latest retained statement, revenue growth was +24.1%, operating margin was +9.6%, and equity ratio was +91.6%.

Extended business activity

A longer directory- or registry-backed activity description that complements the short registry industry label.

Matkailuajoneuvojen myynti, vuokraus ja huolto, erilaiset työpalvelut.

Financial highlights

Key figures from the latest financial period.

Open full statement

Latest financial period

2026-09-30

Imported periods5

PRH parsed5

Profile sourceCombined source

Derived indicators

Revenue growth24.1%

Operating margin9.6%

Equity ratio91.6%

Revenue€145,251+€28,161 (+24.1%) vs previous periodPrevious: €117,090

Operating profit (loss)€13,894-€3,324 (-19.3%) vs previous periodPrevious: €17,217

Profit (loss) for the financial year€10,770-€3,155 (-22.7%) vs previous periodPrevious: €13,926

Assets€43,538-€1,409 (-3.1%) vs previous periodPrevious: €44,947

Balance-sheet contextLatest financial period

Inventory€29,750Previous: €28,500

Cash and bank€13,788Previous: €16,258

Retained earnings€29,111Previous: €17,716

Equity€39,881Previous: €31,642

Liabilities€3,657Previous: €13,305

Current assets€43,538Previous: €44,947

Current liabilities€3,657Previous: €4,555

Revenue trend5 periods

€36,772

2022-09-30

€77,058

2023-09-30

€118,105

2024-09-30

€117,090

2025-09-30

€145,251

2026-09-30

Operating profit (loss) trend5 periods

€5,782

2022-09-30

€11,303

2023-09-30

€9,262

2024-09-30

€17,217

2025-09-30

€13,894

2026-09-30

Profit (loss) for the financial year trend5 periods

€4,622

2022-09-30

€9,037

2023-09-30

€6,904

2024-09-30

€13,926

2025-09-30

€10,770

2026-09-30

Assets trend5 periods

€6,383

2022-09-30

€17,347

2023-09-30

€34,782

2024-09-30

€44,947

2025-09-30

€43,538

2026-09-30

Additional financial figures

More company financial figures alongside PRH financial statements.

Metric	2026	2025	2024	2023	2022
Revenue	-	€117,089	€118,104	€77,058	€36,771
Revenue growth	-	-0,9 %	53,3 %	109,6 %	-
Operating profit	-	€17,217	€9,262	€11,303	€5,782
EBIT margin	-	14,7 %	7,8 %	14,7 %	15,7 %
Profit for the financial year	-	€13,925	€9,037	€9,037	€4,621
Taxable income	-	-	€8,881	€11,331	€5,777
Income tax	-	-	€1,776	€2,266	€1,155
Income after tax	-	-	€7,105	€9,065	€4,622
Profit before taxes	-	€17,414	€8,831	€11,303	€5,777
Equity ratio	-	70,4 %	55 %	76,6 %	72,4 %
Balance sheet total	-	€44,947	€34,782	€17,347	€6,383
Employees	1	1	1	1	1

Financial ratios

Financial ratios based on financial statement data. Source: Yhdistetty lähde.

Equity ratioGood

100/100 · Improving

91.6 %2025-09-30: 70.4 %

Current ratioGood

100/100 · Improving

11.91x2025-09-30: 9.83x

Operating profit marginSatisfactory

74/100 · Declining

9.6 %2025-09-30: 14.7 %

Ratio history

Ratio	2022-09-30	2023-09-30	2024-09-30	2025-09-30	2026-09-30
Equity ratio	72.4 %	76.6 %	55.0 %	70.4 %	91.6 %
Current ratio	3.62x	4.27x	5.04x	9.83x	11.91x
Operating profit margin	15.7 %	14.7 %	7.8 %	14.7 %	9.6 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid

Trade RegisterRegistered

Business ID3239089-1

VAT IDFI32390891

EU IDFIFPRO.3239089-1

MunicipalityHalkosaari

Current registered entries

2021-09-30VAT-liable for business activity in Tax Administration (VAT Register)

2021-09-30Registered in Tax Administration (Prepayment Register)

2021-10-01Registered in Tax Administration (Tax Administration)

2021-10-01Registered in Patent and Registration Office (Trade Register)

Responsible people

Public role relationships materialized from source observations.

Saarela Jari MatiasToimitusjohtajaSources: 6 · Confidence: 78%

Saarela Jari MatiasVarsinainen jäsenSources: 3 · Confidence: 78%

Saarela Liisa MariaVarajäsenSources: 2 · Confidence: 78%

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision

Very goodJarnabest Oy

Grade upgradedA3 → A2 · new analysis 2026-11-04

Model score83/100

Assessment confidenceHigh

Evidence qualityStrong financial evidenceFinancial data included

Financial trajectorySeveral key financial indicators show coordinated recovery.

4 comparable periods

RevenueImproving

ProfitabilityVolatile

SolvencyImproving · 2 consecutive periods

LiquidityImproving · 2 consecutive periods

Peer comparisonSame size nationallyDescriptive comparison – does not change the model score.

309 peers

Solvency90%

Better than 90% of peers

Profitability62%

Better than 62% of peers

Liquidity96%

Better than 96% of peers

Revenue growth81%

Better than 81% of peers

Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.

4 observed filings

Latest registration lag27 days after period end

Typical registration lag26 days after period end

Annual continuity4 consecutive periods

Supporting factors

Strong equity ratio
Strong operating profitability
Healthy short-term liquidity

Risk factors to note

No material separate warning signals.

Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.

6 assessments

2026-11-04 04:3083/100 · v0.15

A3 → A2 · +6 points

Evidence strengthened: a newer PRH/XBRL financial statement was added to the assessment (2026-09-30).

2026-11-0277/100 · v0.15

A3 → A3 · -2 points

Risk factor cleared: Material volatility across multiple financial domains.
Supporting factor cleared: Coordinated recovery across 2 financial domains.

2026-10-1879/100 · v0.15

A3 → A3 · +2 points

Revenue: Stable → Improving
Profitability: Improving → Volatile
Solvency: Improving → Volatile

2026-10-03 13:1677/100 · v0.14

B2 → A3 · +25 points

Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-09-30).
Assessment confidence: Medium → High.
Evidence quality: Registry and statistical evidence → Strong financial evidence.

Automatic model gradeA2

Automatic model snapshot2026-11-04

Automatic model versionopen-risk-grade-v0.15

Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskmedium

57/100

Industry context is medium based on normalized open statistical inputs.

Age and continuityHyvä

60/100

The company has about 5 years of registry continuity.

Registry and status signalsRajallinen

51/100

Registry history, filing recency, and active register markings are still limited or mixed.