Risk grade updatedRisk gradeEvidence verified
3 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → A3.Business profile
Jarnabest Oy
Jarnabest Oy's registered office is Halkosaari. It is a limited company. The company was established on 2021-10-01. It operates in the industry of retail sale of touring caravans and other motor vehicles. In its latest retained statement for 2025-09-30, revenue was €117,090 and operating profit was €17,217.
Business ID 3239089-1ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3239089-1
- Sector
- Retail sale of touring caravans and other motor vehicles
- Municipality
- Halkosaari
- Company form
- Limited company
- Registration date
- 2021-10-01
- Business ID registration date
- 2021-09-30
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Kiurusaarentie 9, 60560, Halkosaari
Phone: +358505207168Source observation
Email: [email protected]Source observation
Website: https://www.jarnabest.fiSource observation
People and decision-makers
Saarela Jari MatiasToimitusjohtaja
About Jarnabest Oy
Financial position and key figures for the company.
Jarnabest Oy's location municipality is Halkosaari. It is a limited company. The company was established on 2021-10-01. It operates in the industry of retail sale of touring caravans and other motor vehicles. In its latest retained statement for 2025-09-30, revenue was €117,090 and operating profit was €17,217. The latest retained financial statement for 2025-09-30 shows revenue of €117,090 and profit for the financial year of €13,926. Based on the latest retained statement, revenue growth was -0.9%, operating margin was +14.7%, and equity ratio was +70.4%.
Extended business activity
A longer directory- or registry-backed activity description that complements the short registry industry label.
Matkailuajoneuvojen myynti, vuokraus ja huolto, erilaiset työpalvelut.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-09-30
4
2
Combined source
Derived indicators
Revenue growth-0.9%
Operating margin14.7%
Equity ratio70.4%
Balance-sheet contextLatest financial period
Inventory€28,500Previous: €13,264
Cash and bank€16,258Previous: €21,513
Retained earnings€17,716Previous: €12,227
Profit before taxes€17,414Previous: €8,831
Equity€31,642Previous: €19,131
Liabilities€13,305Previous: €15,651
Current assets€44,947Previous: €34,782
Current liabilities€4,555Previous: €6,901
Employees1Previous: 1
Revenue trend4 periods
€36,771
2022-09-30
€77,058
2023-09-30
€118,105
2024-09-30
€117,090
2025-09-30
Operating profit (loss) trend4 periods
€5,782
2022-09-30
€11,303
2023-09-30
€9,262
2024-09-30
€17,217
2025-09-30
Profit (loss) for the financial year trend4 periods
€4,621
2022-09-30
€9,037
2023-09-30
€6,904
2024-09-30
€13,926
2025-09-30
Assets trend4 periods
€6,383
2022-09-30
€17,347
2023-09-30
€34,782
2024-09-30
€44,947
2025-09-30
Financial ratios
Financial ratios based on financial statement data. Source: Yhdistetty lähde.
Equity ratioGood
88/100 · Improving
Current ratioGood
100/100 · Improving
Operating profit marginGood
87/100 · Improving
Ratio history
| Ratio | 2022-09-30 | 2023-09-30 | 2024-09-30 | 2025-09-30 |
|---|---|---|---|---|
| Equity ratio | 72.4 % | 76.6 % | 55.0 % | 70.4 % |
| Current ratio | - | - | 5.04x | 9.83x |
| Operating profit margin | 15.7 % | 14.7 % | 7.8 % | 14.7 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3239089-1
VAT IDFI32390891
EU IDFIFPRO.3239089-1
MunicipalityHalkosaari
Current registered entries
2021-09-30VAT-liable for business activity in Tax Administration (VAT Register)
2021-09-30Registered in Tax Administration (Prepayment Register)
2021-10-01Registered in Tax Administration (Tax Administration)
2021-10-01Registered in Patent and Registration Office (Trade Register)
Responsible people
Public role relationships materialized from source observations.
Saarela Jari MatiasToimitusjohtajaSources: 6 · Confidence: 78%
Saarela Jari MatiasVarsinainen jäsenSources: 3 · Confidence: 78%
Saarela Liisa MariaVarajäsenSources: 2 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodJarnabest Oy
Grade upgradedB2 → A3 · new analysis 2026-10-03
77/100
High
Strong financial evidenceFinancial data included
Several key financial indicators show coordinated recovery.
3 comparable periodsRevenueStable
ProfitabilityImproving
SolvencyImproving
LiquidityImproving
Same size nationallyDescriptive comparison – does not change the model score.
236 peersSolvency68%
Better than 68% of peers
Profitability72%
Better than 72% of peers
Liquidity96%
Better than 96% of peers
Revenue growth32%
Below 68% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings28 days after period end
26 days after period end
4 consecutive periods
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Healthy short-term liquidity
Risk factors to note
No material separate warning signals.
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsA3
2026-10-03 13:1677/100 · v0.14
B2 → A3 · +25 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-09-30).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B2
2026-09-1552/100 · v0.14
B2 → B2 · -2 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1454/100 · v0.12
Oldest retained automatic assessment in this comparisonA3
2026-10-03
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskmedium
57/100
Industry context is medium based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 5 years of registry continuity.
Registry and status signalsRajallinen
51/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
6 register eventsLatest event: 2025-10-28
Financial statements availability
Available financial statement periods and PRH source filings.
4 financial statement periodsLatest financial period: 2025-09-30
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Jarnabest Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.