Business profile

Järvikameli Oy

Järvikameli Oy's registered office is Lahti. It is a limited company. The company was established on 2020-03-30. It operates in the industry of inland passenger water transport. In its latest retained statement for 2026-03-31, revenue was €385 and operating profit was -€1,854.

Business ID 3127283-4ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
3127283-4
Sector
Inland passenger water transport
Municipality
Lahti
Company form
Limited company
Registration date
2020-03-30
Business ID registration date
2020-03-19
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Ruolankatu 18 A 2, 15150, Lahti

Phone: +358503443274Source observation

Email: [email protected]Source observation

People and decision-makers

Heinonen Panu Heikki JuhaniToimitusjohtaja

About Järvikameli Oy

Financial position and key figures for the company.

Järvikameli Oy's location municipality is Lahti. It is a limited company. The company was established on 2020-03-30. It operates in the industry of inland passenger water transport. In its latest retained statement for 2026-03-31, revenue was €385 and operating profit was -€1,854. The latest retained financial statement for 2026-03-31 shows revenue of €385 and profit for the financial year of -€103. Based on the latest retained statement, revenue growth was -81.5%, operating margin was -480.3%, and equity ratio was +52.6%.

Financial highlights

Key figures from the latest financial period.

Latest financial period

2026-03-31

Imported periods0
PRH parsed0
Profile sourceEnriched source observation
Derived indicators
Revenue growth-81.5%
Operating margin-480.3%
Equity ratio52.6%
Revenue€385-€1,705 (-81.6%) vs previous periodPrevious: €2,090
Operating profit (loss)-€1,854-€2,449 (-411.3%) vs previous periodPrevious: €596
Profit (loss) for the financial year-€103-€677 (-117.9%) vs previous periodPrevious: €574
Assets€2,438-€104 (-4.1%) vs previous periodPrevious: €2,542
Balance-sheet contextLatest financial period
Revenue trend4 periods
€1,399
2023-03-31
€2,333
2024-03-31
€2,090
2025-03-31
€385
2026-03-31
Operating profit (loss) trend5 periods
-€1,139
2022-03-31
-€633
2023-03-31
-€660
2024-03-31
€596
2025-03-31
-€1,854
2026-03-31
Profit (loss) for the financial year trend5 periods
-€1,175
2022-03-31
-€613
2023-03-31
-€791
2024-03-31
€574
2025-03-31
-€103
2026-03-31
Assets trend5 periods
€2,217
2022-03-31
€2,759
2023-03-31
€2,061
2024-03-31
€2,542
2025-03-31
€2,438
2026-03-31

Financial ratios

Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.

Equity ratioGood
66/100 · Declining
52.6 %2025-03-31: 54.6 %
Current ratioNot assessable
0/100 · Trend unavailable
Not available2025-03-31: Ei saatavilla
Operating profit marginWeak
0/100 · Declining
-480.3 %2025-03-31: 25.6 %
Ratio history
Ratio2022-03-312023-03-312024-03-312025-03-312026-03-31
Equity ratio100.0 %58.1 %39.4 %54.6 %52.6 %
Current ratio-----
Operating profit margin--45.3 %-28.3 %25.6 %-480.3 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID3127283-4
VAT IDFI31272834
EU IDFIFPRO.3127283-4
MunicipalityLahti
Current registered entries
2020-03-19VAT-liable for business activity in Tax Administration (VAT Register)
2020-03-19Registered in Tax Administration (Prepayment Register)
2020-03-30Registered in Tax Administration (Tax Administration)
2020-03-30Registered in Patent and Registration Office (Trade Register)

Responsible people

Public role relationships materialized from source observations.

Heinonen Panu Heikki JuhaniToimitusjohtajaSources: 4 · Confidence: 78%
Heinonen Panu Heikki JuhaniVarsinainen jäsenSources: 2 · Confidence: 78%
Heinonen Sanna-MariVarajäsenSources: 2 · Confidence: 78%

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
B2
SatisfactoryJärvikameli Oy
Grade unchangedB2 · new analysis 2026-09-15
Model score54/100
Assessment confidenceMedium
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectoryFinancial development is mostly stable or mixed.
4 comparable periods
RevenueDeteriorating · 2 consecutive periods
ProfitabilityVolatile
SolvencyImproving
LiquidityNot enough history
Peer comparisonSame size nationallyDescriptive comparison – does not change the model score.
503 peers
Solvency52%
Close to the peer-group midpoint
Profitability3%
Below 97% of peers
Revenue growth9%
Below 91% of peers
Supporting factors
  • Strong equity ratio
  • Company context reduces the weight of an isolated financial signal
  • Active registered status
Risk factors to note
  • Negative profitability or net result
  • Sharp year-over-year revenue drop
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessments
B2
2026-09-1554/100 · v0.14
B2 → B2
  • Revenue: Deteriorating
  • Profitability: Volatile
  • Solvency: Improving
B2
2026-09-1454/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeB2
Automatic model snapshot2026-09-15
Automatic model versionopen-risk-grade-v0.14
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskmedium
59/100

Industry context is medium based on normalized open statistical inputs.

Age and continuityHyvä
60/100

The company has about 6 years of registry continuity.

Registry and status signalsRajallinen
54/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.

Registry timeline

Trade register notifications shown on a timeline.

7 register eventsLatest event: 2026-01-06

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-02-03.

This company profile has not been claimed yet

Järvikameli Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.