Risk grade updatedRisk gradeEvidence verified
17 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3 → A2.Business profile
JB Holding Oy
JB Holding Oy's registered office is Helsingfors. It is a limited company. The company was established on 2006-10-13. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c..
Business ID 2065349-8ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2065349-8
- Sector
- Other financial service activities, except insurance and pension funding n.e.c.
- Municipality
- Helsingfors
- Company form
- Limited company
- Registration date
- 2006-10-13
- Business ID registration date
- 2006-10-05
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Vuorimiehenkatu 4 A 30, 00140, Helsingfors
About JB Holding Oy
Financial position and key figures for the company.
JB Holding Oy's location municipality is Helsingfors. It is a limited company. The company was established on 2006-10-13. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. Based on the latest retained statement, revenue growth was not currently available, operating margin was not currently available, and equity ratio was +99.7%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-09-30
3
2
PRH/XBRL financial statement
Derived indicators
Equity ratio99.7%
Balance-sheet contextLatest financial period
Cash and bank€24,223Previous: €93,027
Retained earnings€178,185Previous: €176,893
Equity€182,677Previous: €180,685
Liabilities€598Previous: €4,629
Current assets€99,224Previous: €93,429
Current liabilities€598Previous: €4,379
Operating profit (loss) trend2 periods
-€2,036
2024-09-30
-€1,643
2025-09-30
Profit (loss) for the financial year trend2 periods
€1,293
2024-09-30
€1,991
2025-09-30
Assets trend2 periods
€185,315
2024-09-30
€183,274
2025-09-30
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
100/100 · Improving
Current ratioGood
100/100 · Improving
Operating profit marginNot assessable
0/100 · Trend unavailable
Ratio history
| Ratio | 2024-09-30 | 2025-09-30 |
|---|---|---|
| Equity ratio | 97.5 % | 99.7 % |
| Current ratio | 21.24x | 40.52x |
| Operating profit margin | - | - |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2065349-8
EU IDFIFPRO.2065349-8
MunicipalityHelsingfors
Current registered entries
2006-10-12Registered in Tax Administration (Tax Administration)
2006-10-13Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A2
Very goodJB Holding Oy
Grade unchangedA2 · new analysis 2026-10-17
80/100
Medium
Usable financial evidenceFinancial data included
Financial development is mostly stable or mixed.
3 comparable periodsRevenueNot enough history
ProfitabilityNot enough history
SolvencyStable
LiquidityImproving
Same industry and sizeDescriptive comparison – does not change the model score.
47 peersSolvency87%
Better than 87% of peers
Liquidity85%
Better than 85% of peers
DelayedBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings337 days after period end
181 days after period end
3 consecutive periods
Supporting factors
- Strong equity ratio
- Healthy short-term liquidity
- Company context reduces the weight of an isolated financial signal
Risk factors to note
No material separate warning signals.
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA2
2026-10-1780/100 · v0.15
A2 → A2A2
2026-09-17 10:1680/100 · v0.14
A3 → A2 · +2 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-09-30).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
A3
2026-09-1478/100 · v0.14
A3 → A3A3
2026-09-1478/100 · v0.13
Oldest retained automatic assessment in this comparisonA2
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
89/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 20 years of registry continuity.
Registry and status signalsSeurattava
70/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Registry timeline
Trade register notifications shown on a timeline.
14 register eventsLatest event: 2026-05-13
Financial statements availability
Available financial statement periods and PRH source filings.
3 financial statement periodsLatest financial period: 2025-09-30
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
JB Holding Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.