Business profile

JCH Investments Ltd Oy

JCH Investments Ltd Oy's registered office is Esbo. It is a limited company. The company was established on 2013-01-08. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2025-12-31, revenue was €52,488 and operating profit was -€587.

Claim profileContact details
Business ID 2519955-4ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
2519955-4
Sector
Activities of insurance agents and brokers
Municipality
Esbo
Company form
Limited company
Registration date
2013-01-08
Business ID registration date
2012-12-21
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Korkoontie 4 A 18, 02330, Esbo

Phone: +358505265498Source observation

People and decision-makers

Hemming Anna Carolina AlexandraToimitusjohtaja

About JCH Investments Ltd Oy

Financial position and key figures for the company.

JCH Investments Ltd Oy's location municipality is Esbo. It is a limited company. The company was established on 2013-01-08. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2025-12-31, revenue was €52,488 and operating profit was -€587. The latest retained financial statement for 2025-12-31 shows revenue of €52,488 and profit for the financial year of €25,381. Based on the latest retained statement, revenue growth was +107.8%, operating margin was -1.1%, and equity ratio was +82.1%.

Financial highlights

Key figures from the latest financial period.

Latest financial period

2025-12-31

Imported periods0
PRH parsed0
Profile sourceEnriched source observation
Derived indicators
Revenue growth107.8%
Operating margin-1.1%
Equity ratio82.1%
Revenue€52,488+€27,233 (+107.8%) vs previous periodPrevious: €25,255
Operating profit (loss)-€587+€34,032 (+98.3%) vs previous periodPrevious: -€34,619
Profit (loss) for the financial year€25,381+€39,840 (+275.5%) vs previous periodPrevious: -€14,459
Assets€224,577+€15,035 (+7.2%) vs previous periodPrevious: €209,542
Balance-sheet contextLatest financial period
Profit before taxes€25,381Previous: -€14,459
Employees1Previous: 1
Revenue trend5 periods
€39,635
2021-12-31
€10,557
2022-12-31
€25,094
2023-12-31
€25,255
2024-12-31
€52,488
2025-12-31
Operating profit (loss) trend5 periods
€34,580
2021-12-31
€12,114
2022-12-31
-€5,589
2023-12-31
-€34,619
2024-12-31
-€587
2025-12-31
Profit (loss) for the financial year trend5 periods
€78,268
2021-12-31
€28,824
2022-12-31
€12,470
2023-12-31
-€14,459
2024-12-31
€25,381
2025-12-31
Assets trend5 periods
€182,156
2021-12-31
€253,667
2022-12-31
€249,522
2023-12-31
€209,542
2024-12-31
€224,577
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.

Equity ratioGood
100/100 · Declining
82.1 %2024-12-31: 82.5 %
Current ratioNot assessable
0/100 · Trend unavailable
Not available2024-12-31: Ei saatavilla
Operating profit marginWeak
47/100 · Improving
-1.1 %2024-12-31: -137.1 %
Ratio history
Ratio2021-12-312022-12-312023-12-312024-12-312025-12-31
Equity ratio98.2 %81.9 %74.7 %82.5 %82.1 %
Current ratio-----
Operating profit margin83.9 %114.7 %-22.3 %-137.1 %-1.1 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID2519955-4
EU IDFIFPRO.2519955-4
MunicipalityEsbo
Current registered entries
2012-12-21Registered in Tax Administration (Prepayment Register)
2013-01-08Registered in Patent and Registration Office (Trade Register)
2013-01-23Registered in Tax Administration (Tax Administration)
2024-04-01Registered in Tax Administration (Employer Register)

Responsible people

Public role relationships materialized from source observations.

Hemming Anna Carolina AlexandraToimitusjohtajaSources: 5 · Confidence: 78%
Hemming Kjell JonasPuheenjohtajaSources: 5 · Confidence: 78%
Hemming Anna Carolina AlexandraVarsinainen jäsenSources: 2 · Confidence: 78%
Pitkäkangas Janne TapaniVarajäsenSources: 3 · Confidence: 78%

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
A3
GoodJCH Investments Ltd Oy
Grade unchangedA3 · new analysis 2026-10-19
Model score74/100
Assessment confidenceMedium
Evidence qualityUsable financial evidenceFinancial data included
Financial trajectoryFinancial development is mostly stable or mixed.
4 comparable periods
RevenueImproving
ProfitabilityVolatile
SolvencyImproving
LiquidityNot enough history
Peer comparisonSame industry, size and age groupDescriptive comparison – does not change the model score.
39 peers
Solvency59%
Better than 59% of peers
Profitability31%
Below 69% of peers
Revenue growth87%
Better than 87% of peers
Supporting factors
  • Strong equity ratio
  • Company context reduces the weight of an isolated financial signal
  • Active registered status
Risk factors to note
  • Negative profitability or net result
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessments
A3
2026-10-1974/100 · v0.15
A3 → A3 · -2 points
  • Evidence quality: Strong financial evidence → Usable financial evidence.
A3
2026-09-1676/100 · v0.14
Oldest retained automatic assessment in this comparison
Automatic model gradeA3
Automatic model snapshot2026-10-19
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry risklow
77/100

Industry context is low based on normalized open statistical inputs.

Age and continuityVakiintunut
80/100

The company has about 13 years of registry continuity.

Registry and status signalsVakaa
83/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
19 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.
Risk grade updatedRisk gradeEvidence verified
16 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.

Registry timeline

Trade register notifications shown on a timeline.

25 register eventsLatest event: 2026-06-12

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

JCH Investments Ltd Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.