Business profile

JFP Holding Oy

JFP Holding Oy's registered office is Kempele. It is a limited company. The company was established on 2020-12-21. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c..

Claim profileContact details
Business ID 3177875-5ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
3177875-5
Sector
Other financial service activities, except insurance and pension funding n.e.c.
Municipality
Kempele
Company form
Limited company
Registration date
2020-12-21
Business ID registration date
2020-12-16
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Ruumen 8a, 90440, Kempele

About JFP Holding Oy

Financial position and key figures for the company.

JFP Holding Oy's location municipality is Kempele. It is a limited company. The company was established on 2020-12-21. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. Based on the latest retained statement, revenue growth was not currently available, operating margin was not currently available, and equity ratio was +99.9%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-12-31

Imported periods4
PRH parsed3
Profile sourcePRH/XBRL financial statement
Derived indicators
Equity ratio99.9%
Operating profit (loss)-€166+€350 (+67.8%) vs previous periodPrevious: -€516
Profit (loss) for the financial year-€444+€72 (+14.0%) vs previous periodPrevious: -€516
Assets€123,848-€9,375 (-7.0%) vs previous periodPrevious: €133,224
Balance-sheet contextLatest financial period
Cash and bank€11,476Previous: €20,852
Retained earnings€84,603Previous: €85,119
Equity€123,746Previous: €132,879
Liabilities€102Previous: €344
Current assets€11,476Previous: €20,852
Current liabilities€102Previous: €344
Revenue trend2 periods
€30,000
2023-12-31
€0
2024-12-31
Operating profit (loss) trend3 periods
€29,485
2023-12-31
-€516
2024-12-31
-€166
2025-12-31
Profit (loss) for the financial year trend3 periods
€32,060
2023-12-31
-€516
2024-12-31
-€444
2025-12-31
Assets trend3 periods
€172,643
2023-12-31
€133,224
2024-12-31
€123,848
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioGood
100/100 · Improving
99.9 %2024-12-31: 99.7 %
Current ratioGood
100/100 · Improving
112.13x2024-12-31: 60.60x
Operating profit marginNot assessable
0/100 · Trend unavailable
Not available2023-12-31: 98.3 %
Ratio history
Ratio2023-12-312024-12-312025-12-31
Equity ratio99.8 %99.7 %99.9 %
Current ratio175.17x60.60x112.13x
Operating profit margin98.3 %--

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID3177875-5
EU IDFIFPRO.3177875-5
MunicipalityKempele
Current registered entries
2020-12-16Registered in Tax Administration (Prepayment Register)
2020-12-21Registered in Tax Administration (Tax Administration)
2020-12-21Registered in Patent and Registration Office (Trade Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
A3
GoodJFP Holding Oy
Grade unchangedA3 · new analysis 2026-10-17
Model score76/100
Assessment confidenceMedium
Evidence qualityUsable financial evidenceFinancial data included
Financial trajectoryFinancial development is mostly stable or mixed.
3 comparable periods
RevenueNot enough history
ProfitabilityNot enough history
SolvencyStable
LiquidityVolatile
Peer comparisonSame industry, size and age groupDescriptive comparison – does not change the model score.
62 peers
Solvency92%
Better than 92% of peers
Liquidity94%
Better than 94% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings
Latest registration lag202 days after period end
Typical registration lag191 days after period end
Annual continuity4 consecutive periods
Supporting factors
  • Strong equity ratio
  • Healthy short-term liquidity
  • Company context reduces the weight of an isolated financial signal
Risk factors to note
  • Negative profitability or net result
  • Losses in the latest and previous available periods
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
A3
2026-10-1776/100 · v0.15
A3 → A3
A3
2026-09-18 17:2076/100 · v0.14
B1 → A3 · +11 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
  • Evidence quality: Registry and statistical evidence → Usable financial evidence.
B1
2026-09-1465/100 · v0.14
B1 → B1
B1
2026-09-1465/100 · v0.13
Oldest retained automatic assessment in this comparison
Automatic model gradeA3
Automatic model snapshot2026-10-17
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskvery low
89/100

Industry context is very low based on normalized open statistical inputs.

Age and continuityHyvä
60/100

The company has about 5 years of registry continuity.

Registry and status signalsRajallinen
49/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.
Risk grade updatedRisk gradeEvidence verified
18 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → A3.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.

Registry timeline

Trade register notifications shown on a timeline.

7 register eventsLatest event: 2025-12-03

Financial statements availability

Available financial statement periods and PRH source filings.

4 financial statement periodsLatest financial period: 2025-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

JFP Holding Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.