Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade D.Business profile
JH-Auto Oy
JH-Auto Oy was placed into liquidation 2025-09-16. In its latest retained statement for 2025-12-31, revenue was €116,318 and operating profit was -€3,723.
Business ID 1837767-4LIQUIDATIONUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 1837767-4
- Sector
- Retail sale of cars and light motor vehicles
- Municipality
- Nurmes
- Company form
- Limited company
- Registration date
- 2003-07-01
- Business ID registration date
- 2003-06-19
- Business status
- LIQUIDATION
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Okkolantie 3 K 3, 75530, Nurmes
Postal address: okkolantie 3, 75530, Nurmes
Website: https://www.jh-auto.fiSource observation
About JH-Auto Oy
Financial position and key figures for the company.
JH-Auto Oy was placed into liquidation 2025-09-16. In its latest retained statement for 2025-12-31, revenue was €116,318 and operating profit was -€3,723. The latest retained financial statement for 2025-12-31 shows revenue of €116,318 and profit for the financial year of -€2,913. Based on the latest retained statement, revenue growth was -59.8%, operating margin was -3.2%, and equity ratio was +98.2%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
3
2
PRH/XBRL financial statement
Derived indicators
Revenue growth-59.8%
Operating margin-3.2%
Equity ratio98.2%
Balance-sheet contextLatest financial period
Other operating income€2,900Previous: €2,245
Inventory€0Previous: €100,956
Cash and bank€188,928Previous: €114,155
Retained earnings€181,136Previous: €178,391
Equity€188,223Previous: €197,786
Liabilities€3,408Previous: €27,104
Current assets€191,531Previous: €222,207
Current liabilities€3,408Previous: €27,104
Revenue trend2 periods
€289,207
2024-12-31
€116,318
2025-12-31
Operating profit (loss) trend2 periods
€8,566
2024-12-31
-€3,723
2025-12-31
Profit (loss) for the financial year trend2 periods
€9,395
2024-12-31
-€2,913
2025-12-31
Assets trend2 periods
€224,890
2024-12-31
€191,631
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
100/100 · Improving
Current ratioGood
100/100 · Improving
Operating profit marginWeak
42/100 · Declining
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | 88.0 % | 98.2 % |
| Current ratio | 7.94x | 55.44x |
| Operating profit margin | 2.9 % | -3.1 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusLIQUIDATION
Trade RegisterRegistered
Business ID1837767-4
EU IDFIFPRO.1837767-4
MunicipalityNurmes
Current registered entries
2003-07-01Registered in Tax Administration (Tax Administration)
2003-07-01Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
D
High riskJH-Auto Oy
Grade unchangedD · new analysis 2026-10-02
29/100
High
Strong financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
3 comparable periodsSolvencyImproving
LiquidityImproving
Same size nationallyDescriptive comparison – does not change the model score.
129 peersSolvency98%
Better than 98% of peers
Profitability12%
Below 88% of peers
Liquidity99%
Better than 99% of peers
Revenue growth0%
Below 100% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings111 days after period end
114 days after period end
3 consecutive periods
Supporting factors
- Strong equity ratio
- Healthy short-term liquidity
- A newer financial statement filing has been reported
Risk factors to note
- Negative profitability or net result
- Sharp year-over-year revenue drop
- Coordinated deterioration across 2 financial domains
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsD
2026-10-02 08:0829/100 · v0.14
D → D- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
D
2026-09-1529/100 · v0.14
D → D- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
D
2026-09-1429/100 · v0.12
Oldest retained automatic assessment in this comparisonD
2026-10-02
open-risk-grade-v0.14
The grade is reduced because of a critical legal status such as bankruptcy or liquidation.
A serious registry signal affects this grade. Review the profile registry and notification details as well.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskmedium
57/100
Industry context is medium based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 23 years of registry continuity.
Registry and status signalsHälyttävä
0/100
Bankruptcy or liquidation status is treated as a critical legal distress signal.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade D.Registry timeline
Trade register notifications shown on a timeline.
28 register eventsLatest event: 2026-04-21
Financial statements availability
Available financial statement periods and PRH source filings.
3 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-01-05.
This company profile has not been claimed yet
JH-Auto Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.