Business profile

JHO Housing Oy

JHO Housing Oy's registered office is Oulu. It is a limited company. The company was established on 2017-01-24. It operates in the industry of rental of own or leased dwellings and residential real estate. In its latest retained statement for 2025-12-31, revenue was €223,075 and operating profit was -€45,097.

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Business ID 2808071-9ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
2808071-9
Sector
Rental of own or leased dwellings and residential real estate
Municipality
Oulu
Company form
Limited company
Registration date
2017-01-24
Business ID registration date
2017-01-17
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Ratsastuskentäntie 9 A 11, 90540, Oulu

About JHO Housing Oy

Financial position and key figures for the company.

JHO Housing Oy's location municipality is Oulu. It is a limited company. The company was established on 2017-01-24. It operates in the industry of rental of own or leased dwellings and residential real estate. In its latest retained statement for 2025-12-31, revenue was €223,075 and operating profit was -€45,097. The latest retained financial statement for 2025-12-31 shows revenue of €223,075 and profit for the financial year of -€45,764. Based on the latest retained statement, revenue growth was -13.4%, operating margin was -20.2%, and equity ratio was -3.4%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-12-31

Imported periods4
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth-13.4%
Operating margin-20.2%
Equity ratio-3.4%
Revenue€223,075-€34,417 (-13.4%) vs previous periodPrevious: €257,492
Operating profit (loss)-€45,097-€32,577 (-260.2%) vs previous periodPrevious: -€12,520
Profit (loss) for the financial year-€45,764-€49,423 (-1350.5%) vs previous periodPrevious: €3,660
Assets€226,610-€87,477 (-27.9%) vs previous periodPrevious: €314,087
Balance-sheet contextLatest financial period
Other operating income€3,344Previous: €0
Cash and bank€18,648Previous: €4,209
Retained earnings€35,667Previous: €35,326
Equity-€7,597Previous: €41,486
Liabilities€234,207Previous: €272,601
Current assets€21,676Previous: €23,025
Current liabilities€47,700Previous: €56,565
Revenue trend2 periods
€257,492
2024-12-31
€223,075
2025-12-31
Operating profit (loss) trend2 periods
-€12,520
2024-12-31
-€45,097
2025-12-31
Profit (loss) for the financial year trend2 periods
€3,660
2024-12-31
-€45,764
2025-12-31
Assets trend2 periods
€314,087
2024-12-31
€226,610
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioWeak
0/100 · Declining
-3.4 %2024-12-31: 13.2 %
Current ratioWeak
13/100 · Improving
0.39x2024-12-31: 0.07x
Operating profit marginWeak
0/100 · Declining
-19.9 %2024-12-31: -4.9 %
Ratio history
Ratio2024-12-312025-12-31
Equity ratio13.2 %-3.4 %
Current ratio0.07x0.39x
Operating profit margin-4.9 %-19.9 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID2808071-9
VAT IDFI28080719
EU IDFIFPRO.2808071-9
MunicipalityOulu
Current registered entries
2017-01-24Registered in Patent and Registration Office (Trade Register)
2017-01-30VAT-liable for business activity in Tax Administration (VAT Register)
2017-02-01Registered in Tax Administration (Prepayment Register)
2017-02-17Registered in Tax Administration (Tax Administration)
2018-02-01Registered in Tax Administration (Employer Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
D
High riskJHO Housing Oy
Grade unchangedD · new analysis 2026-10-18
Model score19/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectorySeveral key financial indicators have weakened across comparable fiscal periods.
3 comparable periods
RevenueDeteriorating
ProfitabilityDeteriorating
SolvencyDeteriorating
LiquidityImproving
Peer comparisonSame industry, size and age groupDescriptive comparison – does not change the model score.
216 peers
Solvency6%
Below 94% of peers
Profitability6%
Below 94% of peers
Liquidity60%
Better than 60% of peers
Revenue growth15%
Below 85% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings
Latest registration lag192 days after period end
Typical registration lag188 days after period end
Annual continuity4 consecutive periods
Supporting factors
  • Active registered status
  • Lower industry distress context
Risk factors to note
  • Negative equity
  • Weak current ratio
  • Negative profitability or net result
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
D
2026-10-1819/100 · v0.15
D → D
D
2026-09-30 20:4119/100 · v0.14
B1 → D · -48 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1567/100 · v0.14
B1 → B1 · +6 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1461/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeD
Automatic model snapshot2026-10-18
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

A serious financial risk signal affects this grade. Review the profile financial indicators as well.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry risklow
77/100

Industry context is low based on normalized open statistical inputs.

Age and continuityHyvä
60/100

The company has about 9 years of registry continuity.

Registry and status signalsSeurattava
72/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade D.
Risk grade updatedRisk gradeEvidence verified
30 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → D.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.

Registry timeline

Trade register notifications shown on a timeline.

16 register eventsLatest event: 2025-07-02

Financial statements availability

Available financial statement periods and PRH source filings.

4 financial statement periodsLatest financial period: 2025-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

JHO Housing Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.