Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3 → A3.Business profile
JJ-Pinnoitus Oy
JJ-Pinnoitus Oy's registered office is Järvenpää. It is a limited company. The company was established on 2024-09-09. It operates in the industry of floor and wall covering. In its latest retained statement for 2026-09-30, revenue was €110,491 and operating profit was €15,259.
Business ID 3473020-4ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3473020-4
- Sector
- Floor and wall covering
- Municipality
- Järvenpää
- Company form
- Limited company
- Registration date
- 2024-09-09
- Business ID registration date
- 2024-09-03
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Wärtsilänkatu 6 A 51, 04410, Järvenpää
About JJ-Pinnoitus Oy
Financial position and key figures for the company.
JJ-Pinnoitus Oy's location municipality is Järvenpää. It is a limited company. The company was established on 2024-09-09. It operates in the industry of floor and wall covering. In its latest retained statement for 2026-09-30, revenue was €110,491 and operating profit was €15,259. The latest retained financial statement for 2026-09-30 shows revenue of €110,491 and profit for the financial year of €12,199. Based on the latest retained statement, revenue growth was +18.1%, operating margin was +13.8%, and equity ratio was +86.3%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2026-09-30
1
1
PRH/XBRL financial statement
Derived indicators
Revenue growth18.1%
Operating margin13.8%
Equity ratio86.3%
Balance-sheet contextLatest financial period
Cash and bank€26,676Previous: €18,479
Retained earnings€27,185Previous: €0
Equity€39,383Previous: €29,545
Liabilities€6,268Previous: €1,342
Current assets€45,651Previous: €29,911
Current liabilities€6,268Previous: €1,342
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
100/100 · Declining
Current ratioGood
100/100 · Declining
Operating profit marginGood
85/100 · Declining
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3473020-4
VAT IDFI34730204
EU IDFIFPRO.3473020-4
MunicipalityJärvenpää
Current registered entries
2024-09-09Registered in Tax Administration (Tax Administration)
2024-09-09Registered in Patent and Registration Office (Trade Register)
2024-10-01VAT-liable for business activity in Tax Administration (VAT Register)
2024-10-01Registered in Tax Administration (Prepayment Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodJJ-Pinnoitus Oy
Grade upgradedB3 → A3 · new analysis 2026-10-18
71/100
Medium
Usable financial evidenceFinancial data included
Same industry and sizeDescriptive comparison – does not change the model score.
62 peersSolvency90%
Better than 90% of peers
Profitability84%
Better than 84% of peers
Liquidity94%
Better than 94% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings15 days after period end
15 days after period end
1 consecutive periods
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Healthy short-term liquidity
Risk factors to note
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsA3
2026-10-18 03:5271/100 · v0.15
B3 → A3 · +31 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2026-09-30).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B3
2026-10-1740/100 · v0.15
B3 → B3B3
2026-09-2240/100 · v0.14
Oldest retained automatic assessment in this comparisonA3
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
45/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityNuori
15/100
The company has about 2 years of registry continuity.
Registry and status signalsRajallinen
37/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Financial statement availableFinancialEvidence verified
15 Oct 2026 · PRH / XBRLFinancial period ends 2026-09-30.Risk grade updatedRisk gradeEvidence verified
22 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Registry timeline
Trade register notifications shown on a timeline.
3 register eventsLatest event: 2025-11-06
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2026-09-30
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
JJ-Pinnoitus Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.