Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.Business profile
JL Consulting & Capital Oy
JL Consulting & Capital Oy's registered office is Ylämylly. It is a limited company. The company was established on 2022-10-21. It operates in the industry of medical specialists activities. In its latest retained statement for 2025-12-31, revenue was €1,571,189 and operating profit was €303,983.
Business ID 3319630-2ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3319630-2
- Sector
- Medical specialists activities
- Municipality
- Ylämylly
- Company form
- Limited company
- Registration date
- 2022-10-21
- Business ID registration date
- 2022-10-19
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Esikunnantie 14, 80400, Ylämylly
About JL Consulting & Capital Oy
Financial position and key figures for the company.
JL Consulting & Capital Oy's location municipality is Ylämylly. It is a limited company. The company was established on 2022-10-21. It operates in the industry of medical specialists activities. In its latest retained statement for 2025-12-31, revenue was €1,571,189 and operating profit was €303,983. The latest retained financial statement for 2025-12-31 shows revenue of €1,571,189 and profit for the financial year of €236,656. Based on the latest retained statement, revenue growth was +105.8%, operating margin was +19.3%, and equity ratio was +93.6%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
3
3
PRH/XBRL financial statement
Derived indicators
Revenue growth105.8%
Operating margin19.3%
Equity ratio93.6%
Balance-sheet contextLatest financial period
Other operating income€9,540Previous: €9,540
Cash and bank€106,427Previous: €70,808
Retained earnings€148,561Previous: €85,276
Equity€385,217Previous: €161,471
Liabilities€26,139Previous: €109,711
Current assets€170,061Previous: €110,036
Current liabilities€26,139Previous: €21,627
Revenue trend3 periods
€507,905
2023-12-31
€763,611
2024-12-31
€1,571,189
2025-12-31
Operating profit (loss) trend3 periods
€119,237
2023-12-31
€101,995
2024-12-31
€303,983
2025-12-31
Profit (loss) for the financial year trend3 periods
€92,686
2023-12-31
€76,195
2024-12-31
€236,656
2025-12-31
Assets trend3 periods
€218,283
2023-12-31
€271,182
2024-12-31
€411,357
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
100/100 · Improving
Current ratioGood
100/100 · Improving
Operating profit marginGood
98/100 · Improving
Ratio history
| Ratio | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Equity ratio | 42.5 % | 59.5 % | 93.7 % |
| Current ratio | 1.83x | 3.27x | 4.07x |
| Operating profit margin | 23.3 % | 13.2 % | 19.2 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3319630-2
EU IDFIFPRO.3319630-2
MunicipalityYlämylly
Current registered entries
2022-10-19Registered in Tax Administration (Prepayment Register)
2022-10-21Registered in Tax Administration (Tax Administration)
2022-10-21Registered in Patent and Registration Office (Trade Register)
2024-01-01Registered in Tax Administration (Employer Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A2
Very goodJL Consulting & Capital Oy
Grade unchangedA2 · new analysis 2026-10-17
89/100
High
Strong financial evidenceFinancial data included
Several key financial indicators show coordinated recovery.
3 comparable periodsRevenueImproving · 2 consecutive periods
ProfitabilityVolatile
SolvencyImproving · 2 consecutive periods
LiquidityImproving · 2 consecutive periods
Same industryDescriptive comparison – does not change the model score.
263 peersSolvency60%
Better than 60% of peers
Profitability53%
Close to the peer-group midpoint
Liquidity68%
Better than 68% of peers
Revenue growth95%
Better than 95% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings58 days after period end
58 days after period end
3 consecutive periods
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Healthy short-term liquidity
Risk factors to note
No material separate warning signals.
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA2
2026-10-1789/100 · v0.15
A2 → A2A2
2026-09-23 22:0089/100 · v0.14
B1 → A2 · +27 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1562/100 · v0.14
B2 → B1 · +3 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1359/100 · v0.12
Oldest retained automatic assessment in this comparisonA2
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
94/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityNuori
35/100
The company has about 3 years of registry continuity.
Registry and status signalsRajallinen
47/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
23 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → A2.Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Risk grade updatedRisk gradeEvidence verified
13 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
6 register eventsLatest event: 2026-02-27
Financial statements availability
Available financial statement periods and PRH source filings.
3 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
JL Consulting & Capital Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.