Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Business profile
JM Kiinteistösijoitus Oy
JM Kiinteistösijoitus Oy's registered office is Akaa. It is a limited company. The company was established on 2021-09-21. It operates in the industry of buying and selling of own real estate. In its latest retained statement for 2026-07-31, revenue was €10,375 and operating profit was €2,345.
Business ID 3235678-1ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3235678-1
- Sector
- Buying and selling of own real estate
- Municipality
- Akaa
- Company form
- Limited company
- Registration date
- 2021-09-21
- Business ID registration date
- 2021-09-14
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Petsamontie 41, 37800, Akaa
About JM Kiinteistösijoitus Oy
Financial position and key figures for the company.
JM Kiinteistösijoitus Oy's location municipality is Akaa. It is a limited company. The company was established on 2021-09-21. It operates in the industry of buying and selling of own real estate. In its latest retained statement for 2026-07-31, revenue was €10,375 and operating profit was €2,345. The latest retained financial statement for 2026-07-31 shows revenue of €10,375 and profit for the financial year of €1,263. Based on the latest retained statement, revenue growth was -57.9%, operating margin was +22.6%, and equity ratio was +52.6%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2026-07-31
4
2
PRH/XBRL financial statement
Derived indicators
Revenue growth-57.9%
Operating margin22.6%
Equity ratio52.6%
Balance-sheet contextLatest financial period
Other operating income€0Previous: €680
Cash and bank€5,904Previous: €6,153
Retained earnings€26,658Previous: €18,997
Equity€27,921Previous: €26,658
Liabilities€25,159Previous: €28,322
Current assets€5,916Previous: €7,396
Current liabilities€6,251Previous: €6,894
Revenue trend2 periods
€24,621
2025-07-31
€10,375
2026-07-31
Operating profit (loss) trend2 periods
€11,233
2025-07-31
€2,345
2026-07-31
Profit (loss) for the financial year trend2 periods
€7,662
2025-07-31
€1,263
2026-07-31
Assets trend2 periods
€54,980
2025-07-31
€53,080
2026-07-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
66/100 · Improving
Current ratioPassable
31/100 · Improving
Operating profit marginGood
100/100 · Declining
Ratio history
| Ratio | 2025-07-31 | 2026-07-31 |
|---|---|---|
| Equity ratio | 48.5 % | 52.6 % |
| Current ratio | 0.89x | 0.94x |
| Operating profit margin | 44.4 % | 22.6 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3235678-1
VAT IDFI32356781
EU IDFIFPRO.3235678-1
MunicipalityAkaa
Current registered entries
2021-09-21Registered in Tax Administration (Tax Administration)
2021-09-21Registered in Patent and Registration Office (Trade Register)
2022-01-26Registered in Tax Administration (Prepayment Register)
2023-06-01VAT-liable for business activity in Tax Administration (VAT Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableJM Kiinteistösijoitus Oy
Grade unchangedB1 · new analysis 2026-10-18
68/100
High
Strong financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
3 comparable periodsSolvencyStable
LiquidityStable
Same industry, size and age groupDescriptive comparison – does not change the model score.
128 peersSolvency66%
Better than 66% of peers
Profitability60%
Better than 60% of peers
Liquidity70%
Better than 70% of peers
Revenue growth19%
Below 81% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings54 days after period end
86 days after period end
4 consecutive periods
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Company context reduces the weight of an isolated financial signal
Risk factors to note
- Weak current ratio
- Sharp year-over-year revenue drop
- Coordinated deterioration across 2 financial domains
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB1
2026-10-1868/100 · v0.15
B1 → B1B1
2026-09-29 05:5668/100 · v0.14
B2 → B1 · +17 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2026-07-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B2
2026-09-1551/100 · v0.14
B2 → B2 · -3 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1454/100 · v0.12
Oldest retained automatic assessment in this comparisonB1
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskmedium
53/100
Industry context is medium based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 5 years of registry continuity.
Registry and status signalsRajallinen
51/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
29 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → B1.Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Financial statement availableFinancialEvidence verified
31 Jul 2026 · PRH / XBRLFinancial period ends 2026-07-31.Registry timeline
Trade register notifications shown on a timeline.
7 register eventsLatest event: 2025-10-22
Financial statements availability
Available financial statement periods and PRH source filings.
4 financial statement periodsLatest financial period: 2026-07-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
JM Kiinteistösijoitus Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.