Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Business profile
JM-Multiproject Oy
JM-Multiproject Oy's registered office is Kerava. It is a limited company. The company was established on 1995-03-15. It operates in the industry of mechanical and process engineering design and technical consultancy. In its latest retained statement for 2025-12-31, revenue was €420,487 and operating profit was -€748.
Business ID 0990952-8ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0990952-8
- Sector
- Mechanical and process engineering design and technical consultancy
- Municipality
- Kerava
- Company form
- Limited company
- Registration date
- 1995-03-15
- Business ID registration date
- 1995-01-13
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Kantokatu 7, 04200, Kerava
About JM-Multiproject Oy
Financial position and key figures for the company.
JM-Multiproject Oy's location municipality is Kerava. It is a limited company. The company was established on 1995-03-15. It operates in the industry of mechanical and process engineering design and technical consultancy. In its latest retained statement for 2025-12-31, revenue was €420,487 and operating profit was -€748. The latest retained financial statement for 2025-12-31 shows revenue of €420,487 and profit for the financial year of -€2,231. Based on the latest retained statement, revenue growth was +10.0%, operating margin was -0.2%, and equity ratio was +62.8%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
2
2
PRH/XBRL financial statement
Derived indicators
Revenue growth10.0%
Operating margin-0.2%
Equity ratio62.8%
Balance-sheet contextLatest financial period
Cash and bank€74,110Previous: €72,605
Retained earnings€143,837Previous: €130,140
Equity€144,129Previous: €159,080
Liabilities€85,297Previous: €67,307
Current assets€127,934Previous: €146,957
Current liabilities€76,315Previous: €67,307
Revenue trend2 periods
€382,155
2024-12-31
€420,487
2025-12-31
Operating profit (loss) trend2 periods
€16,713
2024-12-31
-€748
2025-12-31
Profit (loss) for the financial year trend2 periods
€26,417
2024-12-31
-€2,231
2025-12-31
Assets trend2 periods
€226,387
2024-12-31
€229,426
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
79/100 · Declining
Current ratioPassable
32/100 · Declining
Operating profit marginWeak
50/100 · Declining
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | 70.3 % | 62.8 % |
| Current ratio | 1.08x | 0.97x |
| Operating profit margin | 4.4 % | -0.2 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0990952-8
VAT IDFI09909528
EU IDFIFPRO.0990952-8
MunicipalityKerava
Current registered entries
1995-01-13Registered in Tax Administration (Tax Administration)
1995-02-01VAT-liable for business activity in Tax Administration (VAT Register)
1995-03-15Registered in Patent and Registration Office (Trade Register)
1995-07-12Registered in Tax Administration (Prepayment Register)
1996-01-01Registered in Tax Administration (Employer Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableJM-Multiproject Oy
Grade unchangedB1 · new analysis 2026-10-03
68/100
High
Strong financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
2 comparable periodsRevenueImproving
LiquidityStable
Same size nationallyDescriptive comparison – does not change the model score.
227 peersSolvency64%
Better than 64% of peers
Profitability23%
Below 77% of peers
Liquidity64%
Better than 64% of peers
Revenue growth63%
Better than 63% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings126 days after period end
184 days after period end
2 consecutive periods
Supporting factors
- Strong equity ratio
- Active registered status
- Long registry continuity
Risk factors to note
- Weak current ratio
- Negative profitability or net result
- Coordinated deterioration across 2 financial domains
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsB1
2026-10-03 12:5568/100 · v0.14
B1 → B1 · -1 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1569/100 · v0.14
B1 → B1 · +7 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1462/100 · v0.12
Oldest retained automatic assessment in this comparisonB1
2026-10-03
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskmedium
62/100
Industry context is medium based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 31 years of registry continuity.
Registry and status signalsVakaa
82/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
21 register eventsLatest event: 2025-12-18
Financial statements availability
Available financial statement periods and PRH source filings.
2 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
JM-Multiproject Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.