Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade D.Business profile
JM Reno Oy
JM Reno Oy's registered office is Jyväskylä. It is a limited company. The company was established on 2024-03-18. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2025-12-31, revenue was €0 and operating profit was -€2,471.
Business ID 3434695-8ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3434695-8
- Sector
- Construction of residential and non-residential buildings
- Municipality
- Jyväskylä
- Company form
- Limited company
- Registration date
- 2024-03-18
- Business ID registration date
- 2024-03-14
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Väinönkatu 40, 40100, Jyväskylä
About JM Reno Oy
Financial position and key figures for the company.
JM Reno Oy's location municipality is Jyväskylä. It is a limited company. The company was established on 2024-03-18. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2025-12-31, revenue was €0 and operating profit was -€2,471. The latest retained financial statement for 2025-12-31 shows revenue of €0 and profit for the financial year of -€5,818. Based on the latest retained statement, revenue growth was -100.0%, operating margin was not currently available, and equity ratio was -3500.1%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
1
1
PRH/XBRL financial statement
Derived indicators
Revenue growth-100.0%
Equity ratio-3500.1%
Balance-sheet contextLatest financial period
Cash and bank€0Previous: €340
Retained earnings€3,092Previous: €0
Equity-€2,726Previous: €3,092
Liabilities€2,804Previous: €11,506
Current assets€78Previous: €14,598
Current liabilities€2,804Previous: €11,506
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
0/100 · Declining
Current ratioWeak
0/100 · Declining
Operating profit marginNot assessable
0/100 · Trend unavailable
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3434695-8
EU IDFIFPRO.3434695-8
MunicipalityJyväskylä
Current registered entries
2024-03-18Registered in Tax Administration (Tax Administration)
2024-03-18Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
D
High riskJM Reno Oy
Grade unchangedD · new analysis 2026-10-17
21/100
Medium
Usable financial evidenceFinancial data included
Same industry and sizeDescriptive comparison – does not change the model score.
176 peersSolvency1%
Below 99% of peers
Liquidity15%
Below 85% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings30 days after period end
30 days after period end
1 consecutive periods
Supporting factors
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Negative equity
- Weak current ratio
- Negative profitability or net result
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsD
2026-10-1721/100 · v0.15
D → DD
2026-09-20 11:2421/100 · v0.14
C → D · -12 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
C
2026-09-1433/100 · v0.14
C → CC
2026-09-1433/100 · v0.13
Oldest retained automatic assessment in this comparisonD
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
A serious financial risk signal affects this grade. Review the profile financial indicators as well.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskhigh
25/100
Industry context is high based on normalized open statistical inputs.
Age and continuityNuori
15/100
The company has about 2 years of registry continuity.
Registry and status signalsRajallinen
37/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
20 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade C → D.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade C.Registry timeline
Trade register notifications shown on a timeline.
7 register eventsLatest event: 2026-01-30
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-01-23.
This company profile has not been claimed yet
JM Reno Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.