Risk grade updatedRisk gradeEvidence verified
26 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3 → B2.Business profile
JM Solutions Oy
JM Solutions Oy's registered office is Vihtavuori. It is a limited company. The company was established on 2025-06-13. It operates in the industry of business and other management consultancy activities. In its latest retained statement for 2025-12-31, revenue was €22,500 and operating profit was €20,594.
Business ID 3538683-9ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3538683-9
- Sector
- Business and other management consultancy activities
- Municipality
- Vihtavuori
- Company form
- Limited company
- Registration date
- 2025-06-13
- Business ID registration date
- 2025-05-25
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Suppaantie 47, 41330, Vihtavuori
About JM Solutions Oy
Financial position and key figures for the company.
JM Solutions Oy's location municipality is Vihtavuori. It is a limited company. The company was established on 2025-06-13. It operates in the industry of business and other management consultancy activities. In its latest retained statement for 2025-12-31, revenue was €22,500 and operating profit was €20,594. The latest retained financial statement for 2025-12-31 shows revenue of €22,500 and profit for the financial year of €15,821. Based on the latest retained statement, revenue growth was not currently available, operating margin was +91.5%, and equity ratio was +18.0%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
1
1
PRH/XBRL financial statement
Derived indicators
Operating margin91.5%
Equity ratio18.0%
Balance-sheet contextLatest financial period
Cash and bank€11,885Previous: No comparison value
Equity€15,821Previous: No comparison value
Liabilities€72,192Previous: No comparison value
Current assets€11,885Previous: No comparison value
Current liabilities€27,340Previous: No comparison value
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioPassable
22/100 · Trend unavailable
Current ratioWeak
14/100 · Trend unavailable
Operating profit marginGood
100/100 · Trend unavailable
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3538683-9
VAT IDFI35386839
EU IDFIFPRO.3538683-9
MunicipalityVihtavuori
Current registered entries
2025-05-25VAT-liable for business activity in Tax Administration (VAT Register)
2025-05-25Registered in Tax Administration (Prepayment Register)
2025-06-13Registered in Tax Administration (Tax Administration)
2025-06-13Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B2
SatisfactoryJM Solutions Oy
Grade upgradedB3 → B2 · new analysis 2026-09-26
58/100
Medium
Usable financial evidenceFinancial data included
Same size nationallyDescriptive comparison – does not change the model score.
281 peersSolvency31%
Below 69% of peers
Profitability98%
Better than 98% of peers
Liquidity52%
Close to the peer-group midpoint
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings121 days after period end
121 days after period end
1 consecutive periods
Supporting factors
- Strong operating profitability
- Company context reduces the weight of an isolated financial signal
- Active registered status
Risk factors to note
- Weak current ratio
- High balance-sheet leverage
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsB2
2026-09-26 16:3258/100 · v0.14
B3 → B2 · +10 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B3
2026-09-1548/100 · v0.14
B2 → B3 · -5 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1453/100 · v0.12
Oldest retained automatic assessment in this comparisonB2
2026-09-26
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
72/100
Industry context is low based on normalized open statistical inputs.
Age and continuityNuori
10/100
The company has about 1 years of registry continuity.
Registry and status signalsRajallinen
36/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
4 register eventsLatest event: 2026-05-01
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-04-02.
This company profile has not been claimed yet
JM Solutions Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.