Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Business profile
JMJ-Palvelut Oy
JMJ-Palvelut Oy's registered office is Tampere. It is a limited company. The company was established on 2024-05-22. It operates in the industry of activities of holding companies. In its latest retained statement for 2025-12-31, revenue was €220,000 and operating profit was -€9,256.
Business ID 3448778-5ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3448778-5
- Sector
- Activities of holding companies
- Municipality
- Tampere
- Company form
- Limited company
- Registration date
- 2024-05-22
- Business ID registration date
- 2024-05-13
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Postikatu 7, 33100, Tampere
About JMJ-Palvelut Oy
Financial position and key figures for the company.
JMJ-Palvelut Oy's location municipality is Tampere. It is a limited company. The company was established on 2024-05-22. It operates in the industry of activities of holding companies. In its latest retained statement for 2025-12-31, revenue was €220,000 and operating profit was -€9,256. The latest retained financial statement for 2025-12-31 shows revenue of €220,000 and profit for the financial year of €200,438. Based on the latest retained statement, revenue growth was +175.0%, operating margin was -4.2%, and equity ratio was +98.6%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
1
1
PRH/XBRL financial statement
Derived indicators
Revenue growth175.0%
Operating margin-4.2%
Equity ratio98.6%
Balance-sheet contextLatest financial period
Cash and bank€30,672Previous: €49,350
Retained earnings-€56,015Previous: €0
Equity€1,184,423Previous: €1,069,548
Liabilities€17,120Previous: €47,953
Current assets€145,943Previous: €61,900
Current liabilities€17,120Previous: €47,953
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
100/100 · Improving
Current ratioSatisfactory
60/100 · Improving
Operating profit marginWeak
39/100 · Declining
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3448778-5
VAT IDFI34487785
EU IDFIFPRO.3448778-5
MunicipalityTampere
Current registered entries
2024-05-22Registered in Patent and Registration Office (Trade Register)
2024-05-27Registered in Tax Administration (Tax Administration)
2024-11-01VAT-liable for business activity in Tax Administration (VAT Register)
2024-11-19Registered in Tax Administration (Prepayment Register)
2024-12-01Registered in Tax Administration (Employer Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableJMJ-Palvelut Oy
Grade unchangedB1 · new analysis 2026-10-17
66/100
Medium
Usable financial evidenceFinancial data included
Same industry and sizeDescriptive comparison – does not change the model score.
48 peersSolvency85%
Better than 85% of peers
Profitability21%
Below 79% of peers
Liquidity44%
Below 56% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings164 days after period end
164 days after period end
1 consecutive periods
Supporting factors
- Strong equity ratio
- Healthy short-term liquidity
- Company context reduces the weight of an isolated financial signal
Risk factors to note
- Negative profitability or net result
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB1
2026-10-1766/100 · v0.15
B1 → B1B1
2026-09-18 14:1666/100 · v0.14
B2 → B1 · +12 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B2
2026-09-1454/100 · v0.14
B2 → B2B2
2026-09-1454/100 · v0.13
Oldest retained automatic assessment in this comparisonB1
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
80/100
Industry context is low based on normalized open statistical inputs.
Age and continuityNuori
15/100
The company has about 2 years of registry continuity.
Registry and status signalsRajallinen
42/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
18 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → B1.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
8 register eventsLatest event: 2025-03-26
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
JMJ-Palvelut Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.