Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Business profile
JMV Consulting Oy
JMV Consulting Oy's registered office is Kemi. It is a limited company. The company was established on 2021-05-24. It operates in the industry of business and other management consultancy activities.
Business ID 3212291-8ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3212291-8
- Sector
- Business and other management consultancy activities
- Municipality
- Kemi
- Company form
- Limited company
- Registration date
- 2021-05-24
- Business ID registration date
- 2021-05-20
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Hakalankatu 21, 94100, Kemi
About JMV Consulting Oy
Financial position and key figures for the company.
JMV Consulting Oy's location municipality is Kemi. It is a limited company. The company was established on 2021-05-24. It operates in the industry of business and other management consultancy activities. Based on the latest retained statement, revenue growth was not currently available, operating margin was not currently available, and equity ratio was +16.4%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-09-30
4
2
PRH/XBRL financial statement
Derived indicators
Equity ratio16.4%
Balance-sheet contextLatest financial period
Cash and bank€3,942Previous: €409
Retained earnings€44,512Previous: €47,244
Equity€34,531Previous: €44,512
Liabilities€176,224Previous: €168,087
Current assets€7,564Previous: €9,407
Current liabilities€16,882Previous: €33,397
Operating profit (loss) trend2 periods
€25,136
2024-09-30
€6,173
2025-09-30
Profit (loss) for the financial year trend2 periods
€14,263
2024-09-30
-€2,733
2025-09-30
Assets trend2 periods
€212,598
2024-09-30
€210,755
2025-09-30
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioPassable
20/100 · Declining
Current ratioWeak
8/100 · Improving
Operating profit marginNot assessable
0/100 · Trend unavailable
Ratio history
| Ratio | 2024-09-30 | 2025-09-30 |
|---|---|---|
| Equity ratio | 20.9 % | 16.4 % |
| Current ratio | 0.01x | 0.23x |
| Operating profit margin | - | - |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3212291-8
VAT IDFI32122918
EU IDFIFPRO.3212291-8
MunicipalityKemi
Current registered entries
2021-05-20VAT-liable for business activity in Tax Administration (VAT Register)
2021-05-20Registered in Tax Administration (Prepayment Register)
2021-05-24Registered in Tax Administration (Tax Administration)
2021-05-24Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B2
SatisfactoryJMV Consulting Oy
Grade unchangedB2 · new analysis 2026-10-17
56/100
Medium
Usable financial evidenceFinancial data included
Financial development is mostly stable or mixed.
3 comparable periodsRevenueNot enough history
ProfitabilityNot enough history
SolvencyStable
LiquidityStable
Same industry and sizeDescriptive comparison – does not change the model score.
53 peersSolvency30%
Below 70% of peers
Liquidity49%
Close to the peer-group midpoint
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings24 days after period end
71 days after period end
4 consecutive periods
Supporting factors
- Company context reduces the weight of an isolated financial signal
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Weak current ratio
- Negative profitability or net result
- High balance-sheet leverage
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB2
2026-10-1756/100 · v0.15
B2 → B2B2
2026-09-17 22:2556/100 · v0.14
B1 → B2 · -7 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-09-30).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B1
2026-09-1463/100 · v0.14
B1 → B1B1
2026-09-1463/100 · v0.13
Oldest retained automatic assessment in this comparisonB2
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
72/100
Industry context is low based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 5 years of registry continuity.
Registry and status signalsSeurattava
60/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
17 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → B2.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
9 register eventsLatest event: 2025-11-01
Financial statements availability
Available financial statement periods and PRH source filings.
4 financial statement periodsLatest financial period: 2025-09-30
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
JMV Consulting Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.