Risk grade updatedRisk gradeEvidence verified
2 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → B1.Business profile
JO Capital Oy
JO Capital Oy's registered office is Rovaniemi. It is a limited company. The company was established on 2020-03-02. It operates in the industry of short-stay accommodation in holiday cottages and cabins. In its latest retained statement for 2024-12-31, revenue was €62,157 and operating profit was €18,849.
Business ID 3122080-7ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3122080-7
- Sector
- Short-stay accommodation in holiday cottages and cabins
- Municipality
- Rovaniemi
- Company form
- Limited company
- Registration date
- 2020-03-02
- Business ID registration date
- 2020-02-26
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Ylikorvantie 17, 96300, Rovaniemi
About JO Capital Oy
Financial position and key figures for the company.
JO Capital Oy's location municipality is Rovaniemi. It is a limited company. The company was established on 2020-03-02. It operates in the industry of short-stay accommodation in holiday cottages and cabins. In its latest retained statement for 2024-12-31, revenue was €62,157 and operating profit was €18,849. The latest retained financial statement for 2024-12-31 shows revenue of €62,157 and profit for the financial year of €14,898. Based on the latest retained statement, revenue growth was +7.3%, operating margin was +30.3%, and equity ratio was +32.2%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2024-12-31
2
1
PRH/XBRL financial statement
Derived indicators
Revenue growth7.3%
Operating margin30.3%
Equity ratio32.2%
Balance-sheet contextLatest financial period
Cash and bank€171Previous: €14
Retained earnings€6,982Previous: €6,727
Equity€21,880Previous: €6,982
Liabilities€46,073Previous: €63,306
Current assets€171Previous: €14
Current liabilities€5,041Previous: €2,979
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioSatisfactory
40/100 · Improving
Current ratioWeak
1/100 · Improving
Operating profit marginGood
100/100 · Improving
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3122080-7
EU IDFIFPRO.3122080-7
MunicipalityRovaniemi
Current registered entries
2020-03-02Registered in Tax Administration (Tax Administration)
2020-03-02Registered in Patent and Registration Office (Trade Register)
2023-06-21Registered in Tax Administration (Prepayment Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableJO Capital Oy
Grade unchangedB1 · new analysis 2026-10-17
66/100
Medium
Usable financial evidenceFinancial data included
Same industryDescriptive comparison – does not change the model score.
71 peersSolvency52%
Close to the peer-group midpoint
Profitability89%
Better than 89% of peers
Liquidity26%
Below 74% of peers
MixedBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings279 days after period end
260 days after period end
2 consecutive periods
Supporting factors
- Strong operating profitability
- Company context reduces the weight of an isolated financial signal
- Active registered status
Risk factors to note
- Weak current ratio
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB1
2026-10-1766/100 · v0.15
B1 → B1B1
2026-10-02 11:2666/100 · v0.14
B2 → B1 · +12 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2024-12-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B2
2026-09-1554/100 · v0.14
B2 → B2 · -1 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1455/100 · v0.12
Oldest retained automatic assessment in this comparisonB1
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
46/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 6 years of registry continuity.
Registry and status signalsRajallinen
53/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Financial statement availableFinancialEvidence verified
31 Dec 2025 · PRH / XBRLFinancial period ends 2025-12-31.Registry timeline
Trade register notifications shown on a timeline.
8 register eventsLatest event: 2025-08-28
Financial statements availability
Available financial statement periods and PRH source filings.
2 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
JO Capital Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.