Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade D.Business profile
Joen Niva Oy
Joen Niva Oy was declared bankrupt 2026-01-20. In its latest retained statement for 2024-12-31, revenue was €219,546 and operating profit was -€42,147.
Business ID 3248632-4BANKRUPTCYUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3248632-4
- Sector
- Restaurants and cafeterias
- Municipality
- Joensuu
- Company form
- Limited company
- Registration date
- 2021-11-25
- Business ID registration date
- 2021-11-16
- Business status
- BANKRUPTCY
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Niinivaarantie 52, 80200, Joensuu
Phone: +358931542037Source observation
Email: [email protected]Source observation
Website: https://nivapizza.fiSource observation
People and decision-makers
Murat CirayHallitus: varajäsen
Sinan ÇirayHallitus: varsinainen jäsen
About Joen Niva Oy
Financial position and key figures for the company.
Joen Niva Oy was declared bankrupt 2026-01-20. In its latest retained statement for 2024-12-31, revenue was €219,546 and operating profit was -€42,147. The latest retained financial statement for 2024-12-31 shows revenue of €219,546 and profit for the financial year of -€46,620. Based on the latest retained statement, revenue growth was -21.7%, operating margin was -19.0%, and equity ratio was -92.3%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2024-12-31
0
0
Enriched source observation
Derived indicators
Revenue growth-21.7%
Operating margin-19.0%
Equity ratio-92.3%
Revenue€219,546-€60,927 (-21.7%) vs previous periodPrevious: €280,473
Operating profit (loss)-€42,147-€51,430 (-554.0%) vs previous periodPrevious: €9,283
Profit (loss) for the financial year-€46,620-€51,819 (-996.7%) vs previous periodPrevious: €5,199
Assets€58,585-€30,387 (-34.2%) vs previous periodPrevious: €88,972
Balance-sheet contextLatest financial period
Profit before taxes-€45,567Previous: €5,199
Employees3Previous: 3
Revenue trend3 periods
€203,137
2022-12-31
€280,473
2023-12-31
€219,546
2024-12-31
Operating profit (loss) trend3 periods
-€6,895
2022-12-31
€9,283
2023-12-31
-€42,147
2024-12-31
Profit (loss) for the financial year trend3 periods
-€12,671
2022-12-31
€5,199
2023-12-31
-€46,620
2024-12-31
Assets trend3 periods
€90,364
2022-12-31
€88,972
2023-12-31
€58,585
2024-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioWeak
0/100 · Declining
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginWeak
3/100 · Declining
Ratio history
| Ratio | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Equity ratio | -14.0 % | -8.4 % | -92.3 % |
| Current ratio | - | - | - |
| Operating profit margin | -3.4 % | 3.3 % | -19.0 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusBANKRUPTCY
Trade RegisterRegistered
Business ID3248632-4
EU IDFIFPRO.3248632-4
MunicipalityJoensuu
Current registered entries
2021-11-25Registered in Tax Administration (Tax Administration)
2021-11-25Registered in Patent and Registration Office (Trade Register)
Responsible people
Public role relationships materialized from source observations.
Murat CirayHallitus: varajäsenSources: 1 · Confidence: 76%
Sinan ÇirayHallitus: varsinainen jäsenSources: 1 · Confidence: 76%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
D
High riskJoen Niva Oy
Grade unchangedD · new analysis 2026-10-17
10/100
Medium
Usable financial evidenceFinancial data included
Financial development has been volatile across multiple domains.
3 comparable periodsRevenueVolatile
ProfitabilityVolatile
SolvencyVolatile
LiquidityNot enough history
Same industry, size and age groupDescriptive comparison – does not change the model score.
31 peersSolvency10%
Below 90% of peers
Profitability3%
Below 97% of peers
Revenue growth6%
Below 94% of peers
Supporting factors
- A newer financial statement filing has been reported
Risk factors to note
- Negative equity
- Negative profitability or net result
- Material volatility across multiple financial domains
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsD
2026-10-1710/100 · v0.15
D → D- Risk factor cleared: High balance-sheet leverage.
D
2026-10-0710/100 · v0.14
Oldest retained automatic assessment in this comparisonD
2026-10-17
open-risk-grade-v0.15
The grade is reduced because of a critical legal status such as bankruptcy or liquidation.
A serious registry signal affects this grade. Review the profile registry and notification details as well.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskhigh
14/100
Industry context is high based on normalized open statistical inputs.
Age and continuityNuori
35/100
The company has about 4 years of registry continuity.
Registry and status signalsHälyttävä
0/100
Bankruptcy or liquidation status is treated as a critical legal distress signal.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
7 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade D.Registry timeline
Trade register notifications shown on a timeline.
11 register eventsLatest event: 2026-01-20
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-02-01.
This company profile has not been claimed yet
Joen Niva Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.