Risk grade updatedRisk gradeEvidence verified
19 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade D.Business profile
Joensuun Huoneistokauppa Oy
Joensuun Huoneistokauppa Oy was declared bankrupt 2024-11-13. In its latest retained statement for 2024-12-31, revenue was €266,106 and operating profit was -€12,311.
Business ID 2185706-2BANKRUPTCYUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2185706-2
- Sector
- Intermediation service activities for real estate activities
- Municipality
- Joensuu
- Company form
- Limited company
- Registration date
- 2008-04-03
- Business ID registration date
- 2008-03-26
- Business status
- BANKRUPTCY
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Puronsuunkatu 1 A, 80160, Joensuu
Phone: +358136100170Source observation
Website: https://www.huoneistoketju.fiSource observation
People and decision-makers
Hyttinen Jarmo JuhaniToimitusjohtaja
About Joensuun Huoneistokauppa Oy
Financial position and key figures for the company.
Joensuun Huoneistokauppa Oy was declared bankrupt 2024-11-13. In its latest retained statement for 2024-12-31, revenue was €266,106 and operating profit was -€12,311. The latest retained financial statement for 2024-12-31 shows revenue of €266,106 and profit for the financial year of -€21,110. Based on the latest retained statement, revenue growth was -18.0%, operating margin was -4.3%, and equity ratio was -503.3%.
Extended business activity
A longer directory- or registry-backed activity description that complements the short registry industry label.
Yhtiön toimialana on kiinteistövälitys, asunto-osakkeiden, kiinteistöjen ja liiketilojen vuokraustoiminta ja asunto-osakkeiden, kiinteistöjen ja arvopapereiden osto- ja myyntitoiminta sekä talonrakennustoiminta.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2024-12-31
0
0
Enriched source observation
Derived indicators
Revenue growth-18.0%
Operating margin-4.3%
Equity ratio-503.3%
Revenue€266,106-€58,559 (-18.0%) vs previous periodPrevious: €324,665
Operating profit (loss)-€12,311+€5,390 (+30.5%) vs previous periodPrevious: -€17,701
Profit (loss) for the financial year-€21,110-€187 (-0.9%) vs previous periodPrevious: -€20,923
Assets€26,488+€12,553 (+90.1%) vs previous periodPrevious: €13,935
Balance-sheet contextLatest financial period
Profit before taxes-€21,110Previous: -€20,923
Revenue trend4 periods
€495,117
2021-12-31
€429,002
2022-12-31
€324,665
2023-12-31
€266,106
2024-12-31
Operating profit (loss) trend4 periods
€46,409
2021-12-31
-€9,309
2022-12-31
-€17,701
2023-12-31
-€12,311
2024-12-31
Profit (loss) for the financial year trend4 periods
€43,243
2021-12-31
-€13,831
2022-12-31
-€20,923
2023-12-31
-€21,110
2024-12-31
Assets trend4 periods
€36,995
2021-12-31
€22,812
2022-12-31
€13,935
2023-12-31
€26,488
2024-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioWeak
0/100 · Improving
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginWeak
39/100 · Improving
Ratio history
| Ratio | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|---|
| Equity ratio | -209.3 % | -400.1 % | -805.2 % | -503.3 % |
| Current ratio | - | - | - | - |
| Operating profit margin | 9.0 % | -2.1 % | -5.3 % | -4.3 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusBANKRUPTCY
Trade RegisterRegistered
Business ID2185706-2
EU IDFIFPRO.2185706-2
MunicipalityJoensuu
Current registered entries
2008-04-03Registered in Patent and Registration Office (Trade Register)
2008-04-14Registered in Tax Administration (Tax Administration)
Responsible people
Public role relationships materialized from source observations.
Hyttinen Jarmo JuhaniToimitusjohtajaSources: 4 · Confidence: 78%
Hyttinen Jarmo JuhaniVarsinainen jäsenSources: 2 · Confidence: 78%
Juuso HyttinenHallitus: varajäsenSources: 1 · Confidence: 76%
Eeva HiltunenTilintarkastajaSources: 1 · Confidence: 76%
Matti HolopainenPäävastuullinen tilintarkastajaSources: 1 · Confidence: 76%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
D
High riskJoensuun Huoneistokauppa Oy
Grade unchangedD · new analysis 2026-10-19
18/100
Medium
Usable financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
4 comparable periodsSolvencyVolatile
LiquidityNot enough history
Same industry, size and age groupDescriptive comparison – does not change the model score.
131 peersSolvency1%
Below 99% of peers
Profitability13%
Below 87% of peers
Revenue growth12%
Below 88% of peers
Supporting factors
- A newer financial statement filing has been reported
- Long registry continuity
Risk factors to note
- Negative equity
- Negative profitability or net result
- Losses in the latest and previous available periods
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsD
2026-10-1918/100 · v0.15
D → D- Risk factor cleared: High balance-sheet leverage.
D
2026-09-2818/100 · v0.14
Oldest retained automatic assessment in this comparisonD
2026-10-19
open-risk-grade-v0.15
The grade is reduced because of a critical legal status such as bankruptcy or liquidation.
A serious registry signal affects this grade. Review the profile registry and notification details as well.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskmedium
53/100
Industry context is medium based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 18 years of registry continuity.
Registry and status signalsHälyttävä
0/100
Bankruptcy or liquidation status is treated as a critical legal distress signal.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
28 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade D.Registry timeline
Trade register notifications shown on a timeline.
22 register eventsLatest event: 2025-01-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Joensuun Huoneistokauppa Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.