Business profile

Johtopanostus Oy

Johtopanostus Oy's registered office is Tampere. It is a limited company. The company was established on 1986-11-12. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c..

Claim profileContact details
Business ID 0660301-3ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
0660301-3
Sector
Other financial service activities, except insurance and pension funding n.e.c.
Municipality
Tampere
Company form
Limited company
Registration date
1986-11-12
Business ID registration date
1987-06-05
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Kalevantie 2, 33100, Tampere

About Johtopanostus Oy

Financial position and key figures for the company.

Johtopanostus Oy's location municipality is Tampere. It is a limited company. The company was established on 1986-11-12. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. Based on the latest retained statement, revenue growth was not currently available, operating margin was not currently available, and equity ratio was +22.0%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-02-28

Imported periods5
PRH parsed3
Profile sourcePRH/XBRL financial statement
Derived indicators
Equity ratio22.0%
Balance-sheet contextLatest financial period
Cash and bank€8,358Previous: €19,111
Retained earnings€240,252Previous: €278,857
Equity€213,920Previous: €252,315
Liabilities€760,598Previous: €722,750
Current assets€23,172Previous: €23,718
Current liabilities€250,598Previous: €212,750
Operating profit (loss) trend3 periods
-€1,786
2023-02-28
-€2,154
2024-02-29
-€1,789
2025-02-28
Profit (loss) for the financial year trend3 periods
€55,678
2023-02-28
-€38,605
2024-02-29
-€38,395
2025-02-28
Assets trend3 periods
€989,905
2023-02-28
€975,065
2024-02-29
€974,519
2025-02-28

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioPassable
27/100 · Declining
21.9 %2024-02-29: 25.9 %
Current ratioWeak
1/100 · Declining
0.03x2024-02-29: 0.09x
Operating profit marginNot assessable
0/100 · Trend unavailable
Not available2024-02-29: Ei saatavilla
Ratio history
Ratio2023-02-282024-02-292025-02-28
Equity ratio29.4 %25.9 %21.9 %
Current ratio0.19x0.09x0.03x
Operating profit margin---

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID0660301-3
EU IDFIFPRO.0660301-3
MunicipalityTampere
Current registered entries
1986-11-12Registered in Patent and Registration Office (Trade Register)
1987-06-05Registered in Tax Administration (Tax Administration)
1995-03-01Registered in Tax Administration (Prepayment Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
B1
StableJohtopanostus Oy
Grade unchangedB1 · new analysis 2026-10-17
Model score64/100
Assessment confidenceMedium
Evidence qualityUsable financial evidenceFinancial data included
Financial trajectoryFinancial development is mostly stable or mixed.
3 comparable periods
RevenueNot enough history
ProfitabilityNot enough history
SolvencyStable
LiquidityStable
Peer comparisonSame industry and sizeDescriptive comparison – does not change the model score.
76 peers
Solvency33%
Below 67% of peers
Liquidity25%
Below 75% of peers
Financial statement reporting patternDelayedBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings
Latest registration lag113 days after period end
Typical registration lag237 days after period end
Annual continuity4 consecutive periods
Supporting factors
  • Company context reduces the weight of an isolated financial signal
  • Active registered status
  • A newer financial statement filing has been reported
Risk factors to note
  • Weak current ratio
  • Negative profitability or net result
  • Losses in the latest and previous available periods
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
B1
2026-10-1764/100 · v0.15
B1 → B1 · +1 points
B1
2026-09-17 13:0163/100 · v0.14
A3 → B1 · -13 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-02-28).
  • Evidence quality: Registry and statistical evidence → Usable financial evidence.
A3
2026-09-1476/100 · v0.14
A3 → A3
A3
2026-09-1476/100 · v0.13
Oldest retained automatic assessment in this comparison
Automatic model gradeB1
Automatic model snapshot2026-10-17
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskvery low
89/100

Industry context is very low based on normalized open statistical inputs.

Age and continuityVakiintunut
90/100

The company has about 39 years of registry continuity.

Registry and status signalsVakaa
86/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.
Financial statements registeredFinancialEvidence verified
22 Sept 2026 · PRH / KREKFINANCIAL STATEMENTS
Risk grade updatedRisk gradeEvidence verified
17 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3 → B1.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.

Registry timeline

Trade register notifications shown on a timeline.

24 register eventsLatest event: 2026-09-22

Financial statements availability

Available financial statement periods and PRH source filings.

5 financial statement periodsLatest financial period: 2025-02-28

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-01-05.

This company profile has not been claimed yet

Johtopanostus Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.