Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Business profile
Jokivuori-yhtiöt Oy
Jokivuori-yhtiöt Oy's registered office is Utti. It is a limited company. The company was established on 1997-04-30. It operates in the industry of rental of own or leased dwellings and residential real estate. In its latest retained statement for 2024-12-31, revenue was €107,402 and operating profit was €9,816.
Business ID 1084576-0ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 1084576-0
- Sector
- Rental of own or leased dwellings and residential real estate
- Municipality
- Utti
- Company form
- Limited company
- Registration date
- 1997-04-30
- Business ID registration date
- 1997-04-22
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Haukkavuorenkuja 46, 45410, Utti
About Jokivuori-yhtiöt Oy
Financial position and key figures for the company.
Jokivuori-yhtiöt Oy's location municipality is Utti. It is a limited company. The company was established on 1997-04-30. It operates in the industry of rental of own or leased dwellings and residential real estate. In its latest retained statement for 2024-12-31, revenue was €107,402 and operating profit was €9,816. The latest retained financial statement for 2024-12-31 shows revenue of €107,402 and profit for the financial year of €873. Based on the latest retained statement, revenue growth was +6.7%, operating margin was +9.1%, and equity ratio was +56.7%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2024-12-31
2
1
PRH/XBRL financial statement
Derived indicators
Revenue growth6.7%
Operating margin9.1%
Equity ratio56.7%
Balance-sheet contextLatest financial period
Inventory€200Previous: €200
Cash and bank€22,885Previous: €49,739
Retained earnings€382,188Previous: €393,582
Equity€391,061Previous: €424,194
Liabilities€298,253Previous: €268,919
Current assets€23,085Previous: €50,029
Current liabilities€298,203Previous: €268,869
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
71/100 · Declining
Current ratioWeak
3/100 · Declining
Operating profit marginSatisfactory
73/100 · Declining
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID1084576-0
VAT IDFI10845760
EU IDFIFPRO.1084576-0
MunicipalityUtti
Current registered entries
1997-04-18Registered in Tax Administration (Prepayment Register)
1997-04-22Registered in Tax Administration (Tax Administration)
1997-04-30Registered in Patent and Registration Office (Trade Register)
1997-05-01VAT-liable for business activity in Tax Administration (VAT Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodJokivuori-yhtiöt Oy
Grade unchangedA3 · new analysis 2026-10-18
77/100
Medium
Usable financial evidenceFinancial data included
Same industry, size and age groupDescriptive comparison – does not change the model score.
281 peersSolvency52%
Close to the peer-group midpoint
Profitability34%
Below 66% of peers
Liquidity46%
Close to the peer-group midpoint
MixedBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings286 days after period end
211 days after period end
2 consecutive periods
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Active registered status
Risk factors to note
- Weak current ratio
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA3
2026-10-1877/100 · v0.15
A3 → A3A3
2026-10-04 05:4077/100 · v0.14
A3 → A3 · +4 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2024-12-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
A3
2026-09-1573/100 · v0.14
B1 → A3 · +9 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1464/100 · v0.12
Oldest retained automatic assessment in this comparisonA3
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
77/100
Industry context is low based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 29 years of registry continuity.
Registry and status signalsVakaa
78/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Financial statement availableFinancialEvidence verified
13 Oct 2026 · PRH / XBRLFinancial period ends 2025-12-31.Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
15 register eventsLatest event: 2025-05-17
Financial statements availability
Available financial statement periods and PRH source filings.
2 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Jokivuori-yhtiöt Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.