Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Business profile
JoMi Holding Oy
JoMi Holding Oy's registered office is Helsingfors. It is a limited company. The company was established on 2021-03-17. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €52,855 and operating profit was -€83,640.
Business ID 3196140-2ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3196140-2
- Sector
- Other financial service activities, except insurance and pension funding n.e.c.
- Municipality
- Helsingfors
- Company form
- Limited company
- Registration date
- 2021-03-17
- Business ID registration date
- 2021-03-08
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Tenderinlenkki 12 A 36, 00520, Helsingfors
About JoMi Holding Oy
Financial position and key figures for the company.
JoMi Holding Oy's location municipality is Helsingfors. It is a limited company. The company was established on 2021-03-17. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €52,855 and operating profit was -€83,640. The latest retained financial statement for 2025-12-31 shows revenue of €52,855 and profit for the financial year of €84,751. Based on the latest retained statement, revenue growth was +2836.4%, operating margin was -158.2%, and equity ratio was +82.9%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
4
2
PRH/XBRL financial statement
Derived indicators
Revenue growth2836.4%
Operating margin-158.2%
Equity ratio82.9%
Balance-sheet contextLatest financial period
Other operating income€3,000Previous: €1,500
Cash and bank€16,486Previous: €97,614
Retained earnings€176,929Previous: €33,194
Equity€261,681Previous: €188,130
Liabilities€53,950Previous: €7,202
Current assets€156,556Previous: €193,705
Current liabilities€9,062Previous: €7,202
Revenue trend2 periods
€1,800
2024-12-31
€52,855
2025-12-31
Operating profit (loss) trend2 periods
-€17,896
2024-12-31
-€83,640
2025-12-31
Profit (loss) for the financial year trend2 periods
€174,936
2024-12-31
€84,751
2025-12-31
Assets trend2 periods
€195,332
2024-12-31
€315,631
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
100/100 · Declining
Current ratioSatisfactory
61/100 · Declining
Operating profit marginWeak
0/100 · Improving
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | 96.3 % | 82.9 % |
| Current ratio | 13.55x | 1.82x |
| Operating profit margin | -542.3 % | -149.8 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3196140-2
VAT IDFI31961402
EU IDFIFPRO.3196140-2
MunicipalityHelsingfors
Current registered entries
2021-03-17Registered in Tax Administration (Tax Administration)
2021-03-17Registered in Patent and Registration Office (Trade Register)
2024-12-26VAT-liable for business activity in Tax Administration (VAT Register)
2024-12-27Registered in Tax Administration (Prepayment Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodJoMi Holding Oy
Grade unchangedA3 · new analysis 2026-10-17
71/100
High
Strong financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
3 comparable periodsRevenueImproving
ProfitabilityImproving
Same size nationallyDescriptive comparison – does not change the model score.
221 peersSolvency73%
Better than 73% of peers
Profitability10%
Below 90% of peers
Liquidity77%
Better than 77% of peers
Revenue growth100%
Better than 100% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings185 days after period end
149 days after period end
4 consecutive periods
Supporting factors
- Strong equity ratio
- Healthy short-term liquidity
- Company context reduces the weight of an isolated financial signal
Risk factors to note
- Negative profitability or net result
- Coordinated deterioration across 2 financial domains
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA3
2026-10-1771/100 · v0.15
A3 → A3A3
2026-09-24 01:1271/100 · v0.14
B1 → A3 · +2 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1569/100 · v0.14
B1 → B1 · +8 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1461/100 · v0.12
Oldest retained automatic assessment in this comparisonA3
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
89/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 5 years of registry continuity.
Registry and status signalsRajallinen
50/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
24 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → A3.Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
7 register eventsLatest event: 2026-03-07
Financial statements availability
Available financial statement periods and PRH source filings.
4 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-03-09.
This company profile has not been claimed yet
JoMi Holding Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.