Risk grade updatedRisk gradeEvidence verified
20 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Business profile
Joni Virtanen Finance Consulting Oy
Joni Virtanen Finance Consulting Oy's registered office is Vanda. It is a limited company. The company was established on 2023-03-21. It operates in the industry of other business support service activities n.e.c.. In its latest retained statement for 2026-03-31, revenue was €219,905 and operating profit was €92,610.
Business ID 3352747-4ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3352747-4
- Sector
- Other business support service activities n.e.c.
- Municipality
- Vanda
- Company form
- Limited company
- Registration date
- 2023-03-21
- Business ID registration date
- 2023-03-19
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Hirvastie 19, 01450, Vanda
Website: https://jvfc.fiSource observation
People and decision-makers
Virtanen Joni Unto JuhaniToimitusjohtaja
About Joni Virtanen Finance Consulting Oy
Financial position and key figures for the company.
Joni Virtanen Finance Consulting Oy's location municipality is Vanda. It is a limited company. The company was established on 2023-03-21. It operates in the industry of other business support service activities n.e.c.. In its latest retained statement for 2026-03-31, revenue was €219,905 and operating profit was €92,610. The latest retained financial statement for 2026-03-31 shows revenue of €219,905 and profit for the financial year of €73,818. Based on the latest retained statement, revenue growth was -10.0%, operating margin was +42.1%, and equity ratio was +91.4%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2026-03-31
0
0
Enriched source observation
Derived indicators
Revenue growth-10.0%
Operating margin42.1%
Equity ratio91.4%
Revenue€219,905-€24,529 (-10.0%) vs previous periodPrevious: €244,434
Operating profit (loss)€92,610+€25,523 (+38.0%) vs previous periodPrevious: €67,088
Profit (loss) for the financial year€73,818+€23,522 (+46.8%) vs previous periodPrevious: €50,296
Assets€178,138+€58,356 (+48.7%) vs previous periodPrevious: €119,782
Balance-sheet contextLatest financial period
Employees1Previous: 1
Revenue trend3 periods
€253,649
2024-03-31
€244,434
2025-03-31
€219,905
2026-03-31
Operating profit (loss) trend3 periods
€55,072
2024-03-31
€67,088
2025-03-31
€92,610
2026-03-31
Profit (loss) for the financial year trend3 periods
€45,804
2024-03-31
€50,296
2025-03-31
€73,818
2026-03-31
Assets trend3 periods
€59,253
2024-03-31
€119,782
2025-03-31
€178,138
2026-03-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioGood
100/100 · Improving
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginGood
100/100 · Improving
Ratio history
| Ratio | 2024-03-31 | 2025-03-31 | 2026-03-31 |
|---|---|---|---|
| Equity ratio | 77.3 % | 80.2 % | 91.4 % |
| Current ratio | - | - | - |
| Operating profit margin | 21.7 % | 27.4 % | 42.1 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3352747-4
VAT IDFI33527474
EU IDFIFPRO.3352747-4
MunicipalityVanda
Current registered entries
2023-03-19VAT-liable for business activity in Tax Administration (VAT Register)
2023-03-19Registered in Tax Administration (Prepayment Register)
2023-03-21Registered in Tax Administration (Tax Administration)
2023-03-21Registered in Patent and Registration Office (Trade Register)
Responsible people
Public role relationships materialized from source observations.
Virtanen Joni Unto JuhaniToimitusjohtajaSources: 2 · Confidence: 78%
Virtanen Joni Unto JuhaniVarsinainen jäsenSources: 1 · Confidence: 78%
Heidi KurikkaHallitus: varajäsenSources: 1 · Confidence: 76%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodJoni Virtanen Finance Consulting Oy
Grade unchangedA3 · new analysis 2026-10-20
71/100
Medium
Usable financial evidenceFinancial data included
Financial development is mostly stable or mixed.
3 comparable periodsProfitabilityImproving · 2 consecutive periods
SolvencyImproving
LiquidityNot enough history
Same industry and sizeDescriptive comparison – does not change the model score.
44 peersSolvency80%
Better than 80% of peers
Profitability84%
Better than 84% of peers
Revenue growth11%
Below 89% of peers
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Active registered status
Risk factors to note
No material separate warning signals.
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsA3
2026-10-2071/100 · v0.15
A3 → A3 · -1 points- Evidence quality: Strong financial evidence → Usable financial evidence.
A3
2026-09-1772/100 · v0.14
Oldest retained automatic assessment in this comparisonA3
2026-10-20
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskmedium
59/100
Industry context is medium based on normalized open statistical inputs.
Age and continuityNuori
35/100
The company has about 3 years of registry continuity.
Registry and status signalsRajallinen
41/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
17 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Registry timeline
Trade register notifications shown on a timeline.
4 register eventsLatest event: 2025-08-07
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-02-03.
This company profile has not been claimed yet
Joni Virtanen Finance Consulting Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.