Business profile

Joro-Kiinteistöt Oy

Joro-Kiinteistöt Oy's registered office is Varkaus. It is a limited company. The company was established on 1989-11-08. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2025-09-30, revenue was €19,725 and operating profit was €10,140.

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Business ID 0811207-4ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
0811207-4
Sector
Construction of residential and non-residential buildings
Municipality
Varkaus
Company form
Limited company
Registration date
1989-11-08
Business ID registration date
1990-09-19
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Etelä Kurolantie 11, 78610, Varkaus

About Joro-Kiinteistöt Oy

Financial position and key figures for the company.

Joro-Kiinteistöt Oy's location municipality is Varkaus. It is a limited company. The company was established on 1989-11-08. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2025-09-30, revenue was €19,725 and operating profit was €10,140. The latest retained financial statement for 2025-09-30 shows revenue of €19,725 and profit for the financial year of -€1,539. Based on the latest retained statement, revenue growth was -52.4%, operating margin was +51.4%, and equity ratio was +8.1%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-09-30

Imported periods3
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth-52.4%
Operating margin51.4%
Equity ratio8.1%
Revenue€19,725-€21,698 (-52.4%) vs previous periodPrevious: €41,423
Operating profit (loss)€10,140-€9,320 (-47.9%) vs previous periodPrevious: €19,459
Profit (loss) for the financial year-€1,539-€9,435 (-119.5%) vs previous periodPrevious: €7,896
Assets€170,778-€16,984 (-9.0%) vs previous periodPrevious: €187,762
Balance-sheet contextLatest financial period
Other operating income€52,800Previous: €52,800
Cash and bank€14,447Previous: €18,285
Retained earnings€12,834Previous: €4,938
Equity€13,858Previous: €15,396
Liabilities€156,920Previous: €172,366
Current assets€74,172Previous: €89,289
Current liabilities€7,572Previous: €12,903
Revenue trend2 periods
€41,423
2024-09-30
€19,725
2025-09-30
Operating profit (loss) trend2 periods
€19,459
2024-09-30
€10,140
2025-09-30
Profit (loss) for the financial year trend2 periods
€7,896
2024-09-30
-€1,539
2025-09-30
Assets trend2 periods
€187,762
2024-09-30
€170,778
2025-09-30

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioWeak
10/100 · Declining
8.1 %2024-09-30: 8.2 %
Current ratioSatisfactory
64/100 · Improving
1.91x2024-09-30: 1.42x
Operating profit marginGood
85/100 · Declining
14.0 %2024-09-30: 20.6 %
Ratio history
Ratio2024-09-302025-09-30
Equity ratio8.2 %8.1 %
Current ratio1.42x1.91x
Operating profit margin20.6 %14.0 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID0811207-4
VAT IDFI08112074
EU IDFIFPRO.0811207-4
MunicipalityVarkaus
Current registered entries
1989-11-08Registered in Patent and Registration Office (Trade Register)
1990-09-19Registered in Tax Administration (Tax Administration)
1994-09-16VAT-liable for business activity in Tax Administration (VAT Register)
1995-03-01Registered in Tax Administration (Prepayment Register)
1996-05-01Registered in Tax Administration (Employer Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
B2
SatisfactoryJoro-Kiinteistöt Oy
Grade unchangedB2 · new analysis 2026-10-17
Model score54/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectorySeveral key financial indicators have weakened across comparable fiscal periods.
3 comparable periods
RevenueDeteriorating
ProfitabilityDeteriorating
SolvencyStable
LiquidityImproving
Peer comparisonSame industry, size and age groupDescriptive comparison – does not change the model score.
51 peers
Solvency20%
Below 80% of peers
Profitability80%
Better than 80% of peers
Liquidity71%
Better than 71% of peers
Revenue growth22%
Below 78% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings
Latest registration lag57 days after period end
Typical registration lag60 days after period end
Annual continuity3 consecutive periods
Supporting factors
  • Strong operating profitability
  • Healthy short-term liquidity
  • Company context reduces the weight of an isolated financial signal
Risk factors to note
  • Negative profitability or net result
  • Sharp year-over-year revenue drop
  • High balance-sheet leverage
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
B2
2026-10-1754/100 · v0.15
B2 → B2
B2
2026-09-18 08:5654/100 · v0.14
B1 → B2 · -6 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-09-30).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1460/100 · v0.14
B1 → B1
B1
2026-09-1460/100 · v0.13
Oldest retained automatic assessment in this comparison
Automatic model gradeB2
Automatic model snapshot2026-10-17
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskhigh
25/100

Industry context is high based on normalized open statistical inputs.

Age and continuityVakiintunut
90/100

The company has about 36 years of registry continuity.

Registry and status signalsVakaa
80/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.
Risk grade updatedRisk gradeEvidence verified
18 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → B2.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.

Registry timeline

Trade register notifications shown on a timeline.

16 register eventsLatest event: 2025-11-26

Financial statements availability

Available financial statement periods and PRH source filings.

3 financial statement periodsLatest financial period: 2025-09-30

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Joro-Kiinteistöt Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.