Business profile

JOWIMA Oy

JOWIMA Oy's registered office is Kurikka. It is a limited company. The company was established on 1981-02-13. It operates in the industry of other miscellaneous educational n.e.c.. In its latest retained statement for 2025-12-31, revenue was €44,462 and operating profit was €4,613.

Business ID 0401682-7ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
0401682-7
Sector
Other miscellaneous educational n.e.c.
Municipality
Kurikka
Company form
Limited company
Registration date
1981-02-13
Business ID registration date
1981-04-07
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Mäkitie 54, 61300, Kurikka

About JOWIMA Oy

Financial position and key figures for the company.

JOWIMA Oy's location municipality is Kurikka. It is a limited company. The company was established on 1981-02-13. It operates in the industry of other miscellaneous educational n.e.c.. In its latest retained statement for 2025-12-31, revenue was €44,462 and operating profit was €4,613. The latest retained financial statement for 2025-12-31 shows revenue of €44,462 and profit for the financial year of €15,197. Based on the latest retained statement, revenue growth was -25.7%, operating margin was +10.4%, and equity ratio was +97.1%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-12-31

Imported periods4
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth-25.7%
Operating margin10.4%
Equity ratio97.1%
Revenue€44,462-€15,375 (-25.7%) vs previous periodPrevious: €59,837
Operating profit (loss)€4,613-€15,271 (-76.8%) vs previous periodPrevious: €19,884
Profit (loss) for the financial year€15,197-€844 (-5.3%) vs previous periodPrevious: €16,041
Assets€323,956-€92,054 (-22.1%) vs previous periodPrevious: €416,009
Balance-sheet contextLatest financial period
Other operating income€940Previous: €0
Cash and bank€78,915Previous: €40,618
Retained earnings€282,699Previous: €292,658
Equity€314,715Previous: €325,518
Liabilities€9,241Previous: €90,492
Current assets€80,899Previous: €165,810
Current liabilities€9,241Previous: €90,492
Revenue trend2 periods
€59,837
2024-12-31
€44,462
2025-12-31
Operating profit (loss) trend2 periods
€19,884
2024-12-31
€4,613
2025-12-31
Profit (loss) for the financial year trend2 periods
€16,041
2024-12-31
€15,197
2025-12-31
Assets trend2 periods
€416,009
2024-12-31
€323,956
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioGood
100/100 · Improving
97.2 %2024-12-31: 78.3 %
Current ratioGood
100/100 · Improving
8.54x2024-12-31: 0.45x
Operating profit marginGood
75/100 · Declining
10.2 %2024-12-31: 33.2 %
Ratio history
Ratio2024-12-312025-12-31
Equity ratio78.3 %97.2 %
Current ratio0.45x8.54x
Operating profit margin33.2 %10.2 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID0401682-7
VAT IDFI04016827
EU IDFIFPRO.0401682-7
MunicipalityKurikka
Current registered entries
1981-02-13Registered in Patent and Registration Office (Trade Register)
1981-04-07Registered in Tax Administration (Tax Administration)
1995-03-01Registered in Tax Administration (Prepayment Register)
2013-01-01VAT-liable for business activity in Tax Administration (VAT Register)
2020-05-01VAT-obliged for the transfer of rights to use immovable property in Tax Administration (VAT Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
A2
Very goodJOWIMA Oy
Grade upgradedA3 → A2 · new analysis 2026-09-28
Model score83/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectorySeveral key financial indicators have weakened across comparable fiscal periods.
3 comparable periods
RevenueDeteriorating
ProfitabilityDeteriorating
SolvencyImproving
LiquidityImproving
Peer comparisonSame size nationallyDescriptive comparison – does not change the model score.
171 peers
Solvency88%
Better than 88% of peers
Profitability64%
Better than 64% of peers
Liquidity89%
Better than 89% of peers
Revenue growth23%
Below 77% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings
Latest registration lag112 days after period end
Typical registration lag114 days after period end
Annual continuity4 consecutive periods
Supporting factors
  • Strong equity ratio
  • Strong operating profitability
  • Healthy short-term liquidity
Risk factors to note
  • Coordinated deterioration across 2 financial domains
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessments
A2
2026-09-28 10:0983/100 · v0.14
A3 → A2 · +10 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
A3
2026-09-1573/100 · v0.14
B1 → A3 · +9 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1464/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeA2
Automatic model snapshot2026-09-28
Automatic model versionopen-risk-grade-v0.14
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry risklow
77/100

Industry context is low based on normalized open statistical inputs.

Age and continuityVakiintunut
90/100

The company has about 45 years of registry continuity.

Registry and status signalsVakaa
81/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
28 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3 → A2.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.

Registry timeline

Trade register notifications shown on a timeline.

21 register eventsLatest event: 2026-04-22

Financial statements availability

Available financial statement periods and PRH source filings.

4 financial statement periodsLatest financial period: 2025-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

JOWIMA Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.