Risk grade updatedRisk gradeEvidence verified
19 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade C → B2.Business profile
JP Homes Oy
JP Homes Oy's registered office is Sahalahti. It is a limited company. The company was established on 2024-01-15. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2025-12-31, revenue was €16,628 and operating profit was €1,640.
Business ID 3414935-6ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3414935-6
- Sector
- Construction of residential and non-residential buildings
- Municipality
- Sahalahti
- Company form
- Limited company
- Registration date
- 2024-01-15
- Business ID registration date
- 2023-12-28
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Pakkalantie 281, 36430, Sahalahti
About JP Homes Oy
Financial position and key figures for the company.
JP Homes Oy's location municipality is Sahalahti. It is a limited company. The company was established on 2024-01-15. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2025-12-31, revenue was €16,628 and operating profit was €1,640. The latest retained financial statement for 2025-12-31 shows revenue of €16,628 and profit for the financial year of -€935. Based on the latest retained statement, revenue growth was -94.2%, operating margin was +9.9%, and equity ratio was +37.4%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
1
1
PRH/XBRL financial statement
Derived indicators
Revenue growth-94.2%
Operating margin9.9%
Equity ratio37.4%
Balance-sheet contextLatest financial period
Other operating income€26,576Previous: €5,400
Inventory€50,000Previous: €10,000
Cash and bank€3,218Previous: €43,021
Retained earnings€67,212Previous: €0
Equity€66,278Previous: €67,212
Liabilities€110,763Previous: €82,947
Current assets€53,999Previous: €59,321
Current liabilities€110,763Previous: €82,947
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioSatisfactory
47/100 · Declining
Current ratioWeak
16/100 · Declining
Operating profit marginSatisfactory
60/100 · Declining
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3414935-6
VAT IDFI34149356
EU IDFIFPRO.3414935-6
MunicipalitySahalahti
Current registered entries
2024-01-15Registered in Tax Administration (Tax Administration)
2024-01-15Registered in Patent and Registration Office (Trade Register)
2024-01-19VAT-liable for business activity in Tax Administration (VAT Register)
2024-01-19Registered in Tax Administration (Prepayment Register)
2024-06-10VAT-obliged for the transfer of rights to use immovable property in Tax Administration (VAT Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B2
SatisfactoryJP Homes Oy
Grade upgradedC → B2 · new analysis 2026-09-19
52/100
Medium
Usable financial evidenceFinancial data included
Same size nationallyDescriptive comparison – does not change the model score.
313 peersSolvency42%
Below 58% of peers
Profitability62%
Better than 62% of peers
Liquidity57%
Better than 57% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings247 days after period end
247 days after period end
1 consecutive periods
Supporting factors
- Active registered status
Risk factors to note
- Weak current ratio
- Negative profitability or net result
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB2
2026-09-19 21:1152/100 · v0.14
C → B2 · +19 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
C
2026-09-1433/100 · v0.14
C → CC
2026-09-1433/100 · v0.13
B3 → C · -14 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B3
2026-09-1347/100 · v0.12
Oldest retained automatic assessment in this comparisonB2
2026-09-19
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskhigh
25/100
Industry context is high based on normalized open statistical inputs.
Age and continuityNuori
15/100
The company has about 2 years of registry continuity.
Registry and status signalsRajallinen
39/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade C.Registry timeline
Trade register notifications shown on a timeline.
4 register eventsLatest event: 2026-01-22
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-01-22.
This company profile has not been claimed yet
JP Homes Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.