Business profile

JPH Consulting Oy

JPH Consulting Oy's registered office is Kuopio. It is a limited company. The company was established on 2012-12-07. It operates in the industry of buying and selling of own real estate. In its latest retained statement for 2025-09-30, revenue was €44,942 and operating profit was -€8,647.

Claim profileContact details
Business ID 2514164-3ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
2514164-3
Sector
Buying and selling of own real estate
Municipality
Kuopio
Company form
Limited company
Registration date
2012-12-07
Business ID registration date
2012-11-27
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Omakotitie 47, 70600, Kuopio

About JPH Consulting Oy

Financial position and key figures for the company.

JPH Consulting Oy's location municipality is Kuopio. It is a limited company. The company was established on 2012-12-07. It operates in the industry of buying and selling of own real estate. In its latest retained statement for 2025-09-30, revenue was €44,942 and operating profit was -€8,647. The latest retained financial statement for 2025-09-30 shows revenue of €44,942 and profit for the financial year of -€11,430. Based on the latest retained statement, revenue growth was -10.5%, operating margin was -19.2%, and equity ratio was +54.2%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-09-30

Imported periods5
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth-10.5%
Operating margin-19.2%
Equity ratio54.2%
Revenue€44,942-€5,273 (-10.5%) vs previous periodPrevious: €50,215
Operating profit (loss)-€8,647-€5,014 (-138.1%) vs previous periodPrevious: -€3,632
Profit (loss) for the financial year-€11,430-€6,727 (-143.0%) vs previous periodPrevious: -€4,703
Assets€365,878+€9,517 (+2.7%) vs previous periodPrevious: €356,361
Balance-sheet contextLatest financial period
Cash and bank€555Previous: €1,038
Advances received€0Previous: €430
Retained earnings€192,152Previous: €215,085
Equity€198,222Previous: €227,882
Liabilities€167,656Previous: €128,479
Current assets€56,580Previous: €56,438
Current liabilities€41,491Previous: €25,058
Revenue trend2 periods
€50,215
2024-09-30
€44,942
2025-09-30
Operating profit (loss) trend2 periods
-€3,632
2024-09-30
-€8,647
2025-09-30
Profit (loss) for the financial year trend2 periods
-€4,703
2024-09-30
-€11,430
2025-09-30
Assets trend2 periods
€356,361
2024-09-30
€365,878
2025-09-30

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioGood
68/100 · Declining
54.2 %2024-09-30: 64.0 %
Current ratioWeak
0/100 · Declining
0.01x2024-09-30: 0.04x
Operating profit marginWeak
2/100 · Declining
-19.2 %2024-09-30: -7.2 %
Ratio history
Ratio2024-09-302025-09-30
Equity ratio64.0 %54.2 %
Current ratio0.04x0.01x
Operating profit margin-7.2 %-19.2 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID2514164-3
EU IDFIFPRO.2514164-3
MunicipalityKuopio
Current registered entries
2012-12-07Registered in Patent and Registration Office (Trade Register)
2012-12-14Registered in Tax Administration (Prepayment Register)
2012-12-14Registered in Tax Administration (Tax Administration)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
B2
SatisfactoryJPH Consulting Oy
Grade downgradedB1 → B2 · new analysis 2026-10-02
Model score50/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectorySeveral key financial indicators have weakened across comparable fiscal periods.
3 comparable periods
RevenueDeteriorating
ProfitabilityDeteriorating
SolvencyDeteriorating
LiquidityStable
Peer comparisonSame industry and sizeDescriptive comparison – does not change the model score.
40 peers
Solvency57%
Better than 57% of peers
Profitability23%
Below 77% of peers
Liquidity41%
Below 59% of peers
Revenue growth25%
Below 75% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings
Latest registration lag81 days after period end
Typical registration lag66 days after period end
Annual continuity4 consecutive periods
Supporting factors
  • Strong equity ratio
  • Company context reduces the weight of an isolated financial signal
  • Active registered status
Risk factors to note
  • Weak current ratio
  • Negative profitability or net result
  • Losses in the latest and previous available periods
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessments
B2
2026-10-02 16:2850/100 · v0.14
B1 → B2 · -14 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-09-30).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1564/100 · v0.14
B2 → B1 · +5 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1459/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeB2
Automatic model snapshot2026-10-02
Automatic model versionopen-risk-grade-v0.14
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskmedium
53/100

Industry context is medium based on normalized open statistical inputs.

Age and continuityVakiintunut
80/100

The company has about 13 years of registry continuity.

Registry and status signalsVakaa
75/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
2 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → B2.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.

Registry timeline

Trade register notifications shown on a timeline.

20 register eventsLatest event: 2025-12-20

Financial statements availability

Available financial statement periods and PRH source filings.

5 financial statement periodsLatest financial period: 2025-09-30

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

JPH Consulting Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.