Risk grade updatedRisk gradeEvidence verified
30 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → B1.Business profile
JPJO Oy
JPJO Oy's registered office is Klaukkala. It is a limited company. The company was established on 2022-06-02. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2026-06-30, revenue was €956 and operating profit was -€2,089.
Business ID 3289253-3ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3289253-3
- Sector
- Other financial service activities, except insurance and pension funding n.e.c.
- Municipality
- Klaukkala
- Company form
- Limited company
- Registration date
- 2022-06-02
- Business ID registration date
- 2022-05-23
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Mäkitie 11 A 3, 01840, Klaukkala
About JPJO Oy
Financial position and key figures for the company.
JPJO Oy's location municipality is Klaukkala. It is a limited company. The company was established on 2022-06-02. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2026-06-30, revenue was €956 and operating profit was -€2,089. The latest retained financial statement for 2026-06-30 shows revenue of €956 and profit for the financial year of -€2,061. Based on the latest retained statement, revenue growth was +24.4%, operating margin was -218.6%, and equity ratio was +95.2%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2026-06-30
4
2
PRH/XBRL financial statement
Derived indicators
Revenue growth24.4%
Operating margin-218.6%
Equity ratio95.2%
Balance-sheet contextLatest financial period
Cash and bank€2,924Previous: €2,346
Retained earnings-€5,754Previous: -€2,852
Equity€2,785Previous: €2,346
Liabilities€139Previous: €0
Current assets€2,924Previous: €2,346
Current liabilities€139Previous: €0
Revenue trend2 periods
€768
2025-06-30
€956
2026-06-30
Operating profit (loss) trend2 periods
-€2,757
2025-06-30
-€2,089
2026-06-30
Profit (loss) for the financial year trend2 periods
-€2,902
2025-06-30
-€2,061
2026-06-30
Assets trend2 periods
€2,346
2025-06-30
€2,924
2026-06-30
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
100/100 · Declining
Current ratioGood
100/100 · Trend unavailable
Operating profit marginWeak
0/100 · Improving
Ratio history
| Ratio | 2025-06-30 | 2026-06-30 |
|---|---|---|
| Equity ratio | 100.0 % | 95.2 % |
| Current ratio | - | 21.00x |
| Operating profit margin | -358.8 % | -218.6 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3289253-3
EU IDFIFPRO.3289253-3
MunicipalityKlaukkala
Current registered entries
2022-06-02Registered in Patent and Registration Office (Trade Register)
2022-06-08Registered in Tax Administration (Tax Administration)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableJPJO Oy
Grade upgradedB2 → B1 · new analysis 2026-09-30
68/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
3 comparable periodsRevenueImproving
ProfitabilityImproving
SolvencyStable
LiquidityNot enough history
Same size nationallyDescriptive comparison – does not change the model score.
166 peersSolvency84%
Better than 84% of peers
Profitability5%
Below 95% of peers
Liquidity93%
Better than 93% of peers
Revenue growth90%
Better than 90% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings56 days after period end
55 days after period end
4 consecutive periods
Supporting factors
- Strong equity ratio
- Healthy short-term liquidity
- Company context reduces the weight of an isolated financial signal
Risk factors to note
- Negative profitability or net result
- Losses in the latest and previous available periods
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsB1
2026-09-30 11:2268/100 · v0.14
B2 → B1 · +9 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2026-06-30).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B2
2026-09-1559/100 · v0.14
B2 → B2 · +1 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1458/100 · v0.12
Oldest retained automatic assessment in this comparisonB1
2026-09-30
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
89/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityNuori
35/100
The company has about 4 years of registry continuity.
Registry and status signalsRajallinen
38/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
5 register eventsLatest event: 2025-08-20
Financial statements availability
Available financial statement periods and PRH source filings.
4 financial statement periodsLatest financial period: 2026-06-30
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
JPJO Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.