Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Business profile
JPS Koskela Oy
JPS Koskela Oy's registered office is Ikaalinen. It is a limited company. The company was established on 1983-01-20. It operates in the industry of non-specialised retail sale of predominately food, beverages or tobacco. In its latest retained statement for 2025-12-31, revenue was €1,445,343 and operating profit was €24,379.
Business ID 0617687-5ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0617687-5
- Sector
- Non-specialised retail sale of predominately food, beverages or tobacco
- Municipality
- Ikaalinen
- Company form
- Limited company
- Registration date
- 1983-01-20
- Business ID registration date
- 1986-03-19
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Kolmen airon katu 15, 39500, Ikaalinen
About JPS Koskela Oy
Financial position and key figures for the company.
JPS Koskela Oy's location municipality is Ikaalinen. It is a limited company. The company was established on 1983-01-20. It operates in the industry of non-specialised retail sale of predominately food, beverages or tobacco. In its latest retained statement for 2025-12-31, revenue was €1,445,343 and operating profit was €24,379. The latest retained financial statement for 2025-12-31 shows revenue of €1,445,343 and profit for the financial year of €65,976. Based on the latest retained statement, revenue growth was -3.5%, operating margin was +1.7%, and equity ratio was +83.6%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
1
1
PRH/XBRL financial statement
Derived indicators
Revenue growth-3.5%
Operating margin1.7%
Equity ratio83.6%
Balance-sheet contextLatest financial period
Inventory€264,981Previous: €269,667
Cash and bank€1,987,937Previous: €1,882,599
Retained earnings€2,101,419Previous: €2,254,797
Equity€2,192,623Previous: €2,310,647
Liabilities€430,273Previous: €266,115
Current assets€2,499,101Previous: €2,446,678
Current liabilities€430,273Previous: €266,115
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
100/100 · Declining
Current ratioGood
100/100 · Declining
Operating profit marginPassable
54/100 · Improving
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0617687-5
VAT IDFI06176875
EU IDFIFPRO.0617687-5
MunicipalityIkaalinen
Current registered entries
1983-01-20Registered in Patent and Registration Office (Trade Register)
1986-03-19Registered in Tax Administration (Tax Administration)
1986-04-01Registered in Tax Administration (Employer Register)
1994-06-01VAT-liable for business activity in Tax Administration (VAT Register)
1995-03-01Registered in Tax Administration (Prepayment Register)
1998-07-06VAT-obliged for the transfer of rights to use immovable property in Tax Administration (VAT Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodJPS Koskela Oy
Grade unchangedA3 · new analysis 2026-10-17
75/100
Medium
Usable financial evidenceFinancial data included
Same industryDescriptive comparison – does not change the model score.
92 peersSolvency80%
Better than 80% of peers
Profitability51%
Close to the peer-group midpoint
Liquidity87%
Better than 87% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings197 days after period end
197 days after period end
1 consecutive periods
Supporting factors
- Strong equity ratio
- Healthy short-term liquidity
- Active registered status
Risk factors to note
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA3
2026-10-1775/100 · v0.15
A3 → A3A3
2026-09-16 11:2075/100 · v0.14
B1 → A3 · +9 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B1
2026-09-1466/100 · v0.14
B1 → B1B1
2026-09-1466/100 · v0.13
Oldest retained automatic assessment in this comparisonA3
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
44/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 43 years of registry continuity.
Registry and status signalsVakaa
86/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
16 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → A3.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
19 register eventsLatest event: 2026-07-16
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
JPS Koskela Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.