Business profile

JRJ-PAJA OY

JRJ-PAJA OY's registered office is Nerkoo. It is a limited company. The company was established on 2005-08-01. It operates in the industry of other repair and maintenance of motor vehicles. In its latest retained statement for 2025-12-31, revenue was €439,911 and operating profit was -€18,073.

Claim profileContact details
Business ID 1974595-0ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
1974595-0
Sector
Other repair and maintenance of motor vehicles
Municipality
Nerkoo
Company form
Limited company
Registration date
2005-08-01
Business ID registration date
2005-07-08
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Perävainiontie 8, 73120, Nerkoo

About JRJ-PAJA OY

Financial position and key figures for the company.

JRJ-PAJA OY's location municipality is Nerkoo. It is a limited company. The company was established on 2005-08-01. It operates in the industry of other repair and maintenance of motor vehicles. In its latest retained statement for 2025-12-31, revenue was €439,911 and operating profit was -€18,073. The latest retained financial statement for 2025-12-31 shows revenue of €439,911 and profit for the financial year of -€17,739. Based on the latest retained statement, revenue growth was -24.7%, operating margin was -4.1%, and equity ratio was +82.1%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-12-31

Imported periods4
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth-24.7%
Operating margin-4.1%
Equity ratio82.1%
Revenue€439,911-€144,417 (-24.7%) vs previous periodPrevious: €584,327
Operating profit (loss)-€18,073-€100,626 (-121.9%) vs previous periodPrevious: €82,552
Profit (loss) for the financial year-€17,739-€84,624 (-126.5%) vs previous periodPrevious: €66,885
Assets€351,064-€49,811 (-12.4%) vs previous periodPrevious: €400,875
Balance-sheet contextLatest financial period
Other operating income€500Previous: €26,300
Inventory€12,780Previous: €13,324
Cash and bank€7,132Previous: €35,915
Retained earnings€297,955Previous: €257,570
Equity€288,216Previous: €332,455
Liabilities€62,849Previous: €68,420
Current assets€106,195Previous: €147,242
Current liabilities€52,144Previous: €47,716
Revenue trend2 periods
€584,327
2024-12-31
€439,911
2025-12-31
Operating profit (loss) trend2 periods
€82,552
2024-12-31
-€18,073
2025-12-31
Profit (loss) for the financial year trend2 periods
€66,885
2024-12-31
-€17,739
2025-12-31
Assets trend2 periods
€400,875
2024-12-31
€351,064
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioGood
100/100 · Declining
82.1 %2024-12-31: 82.9 %
Current ratioWeak
13/100 · Declining
0.38x2024-12-31: 1.03x
Operating profit marginWeak
40/100 · Declining
-4.1 %2024-12-31: 13.5 %
Ratio history
Ratio2024-12-312025-12-31
Equity ratio82.9 %82.1 %
Current ratio1.03x0.38x
Operating profit margin13.5 %-4.1 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID1974595-0
VAT IDFI19745950
EU IDFIFPRO.1974595-0
MunicipalityNerkoo
Current registered entries
2005-08-01Registered in Tax Administration (Employer Register)
2005-08-01VAT-liable for business activity in Tax Administration (VAT Register)
2005-08-01Registered in Tax Administration (Prepayment Register)
2005-08-01Registered in Patent and Registration Office (Trade Register)
2005-08-03Registered in Tax Administration (Tax Administration)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
B1
StableJRJ-PAJA OY
Grade unchangedB1 · new analysis 2026-10-17
Model score64/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectorySeveral key financial indicators have weakened across comparable fiscal periods.
3 comparable periods
RevenueDeteriorating
ProfitabilityDeteriorating
SolvencyStable
LiquidityDeteriorating
Peer comparisonSame industry, size and age groupDescriptive comparison – does not change the model score.
63 peers
Solvency94%
Better than 94% of peers
Profitability11%
Below 89% of peers
Liquidity43%
Below 57% of peers
Revenue growth10%
Below 90% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings
Latest registration lag121 days after period end
Typical registration lag143 days after period end
Annual continuity4 consecutive periods
Supporting factors
  • Strong equity ratio
  • Active registered status
  • Long registry continuity
Risk factors to note
  • Weak current ratio
  • Negative profitability or net result
  • Coordinated deterioration across 3 financial domains
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
B1
2026-10-1764/100 · v0.15
B1 → B1
B1
2026-10-04 07:3564/100 · v0.14
B1 → B1 · -4 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1568/100 · v0.14
B1 → B1 · +7 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1461/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeB1
Automatic model snapshot2026-10-17
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskmedium
64/100

Industry context is medium based on normalized open statistical inputs.

Age and continuityVakiintunut
80/100

The company has about 21 years of registry continuity.

Registry and status signalsVakaa
80/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.

Registry timeline

Trade register notifications shown on a timeline.

21 register eventsLatest event: 2025-05-02

Financial statements availability

Available financial statement periods and PRH source filings.

4 financial statement periodsLatest financial period: 2025-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

JRJ-PAJA OY shows public core facts. A company representative can claim the profile, update public information, and access owner tools.