Risk grade updatedRisk gradeEvidence verified
22 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Business profile
JSA-kiinteistöt Oy
JSA-kiinteistöt Oy's registered office is Hiltulanlahti. It is a limited company. The company was established on 2019-03-28. It operates in the industry of buying and selling of own real estate. In its latest retained statement for 2025-08-31, revenue was €26,807 and operating profit was €10,190.
Business ID 2987630-5ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2987630-5
- Sector
- Buying and selling of own real estate
- Municipality
- Hiltulanlahti
- Company form
- Limited company
- Registration date
- 2019-03-28
- Business ID registration date
- 2019-03-06
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Sotkanniemi 933, 70870, Hiltulanlahti
People and decision-makers
Jukka Tapio RistolainenToimitusjohtaja (3/2019)
About JSA-kiinteistöt Oy
Financial position and key figures for the company.
JSA-kiinteistöt Oy's location municipality is Hiltulanlahti. It is a limited company. The company was established on 2019-03-28. It operates in the industry of buying and selling of own real estate. In its latest retained statement for 2025-08-31, revenue was €26,807 and operating profit was €10,190. The latest retained financial statement for 2025-08-31 shows revenue of €26,807 and profit for the financial year of -€6,875. Based on the latest retained statement, revenue growth was -7.1%, operating margin was +38.0%, and equity ratio was +13.0%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-08-31
0
0
Enriched source observation
Derived indicators
Revenue growth-7.1%
Operating margin38.0%
Equity ratio13.0%
Revenue€26,807-€2,057 (-7.1%) vs previous periodPrevious: €28,864
Operating profit (loss)€10,190-€10,884 (-51.6%) vs previous periodPrevious: €21,074
Profit (loss) for the financial year-€6,875-€9,259 (-388.4%) vs previous periodPrevious: €2,384
Assets€76,407-€8,820 (-10.3%) vs previous periodPrevious: €85,227
Balance-sheet contextLatest financial period
Profit before taxes-€6,875Previous: €2,982
Employees8Previous: No comparison value
Revenue trend5 periods
€23,135
2021-08-31
€22,902
2022-08-31
€28,414
2023-08-31
€28,864
2024-08-31
€26,807
2025-08-31
Operating profit (loss) trend5 periods
€13,979
2021-08-31
€13,341
2022-08-31
€19,588
2023-08-31
€21,074
2024-08-31
€10,190
2025-08-31
Profit (loss) for the financial year trend5 periods
€5,869
2021-08-31
€2,528
2022-08-31
€4,967
2023-08-31
€2,384
2024-08-31
-€6,875
2025-08-31
Assets trend5 periods
€136,925
2021-08-31
€86,118
2022-08-31
€80,641
2023-08-31
€85,227
2024-08-31
€76,407
2025-08-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioWeak
16/100 · Declining
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginGood
100/100 · Declining
Ratio history
| Ratio | 2021-08-31 | 2022-08-31 | 2023-08-31 | 2024-08-31 | 2025-08-31 |
|---|---|---|---|---|---|
| Equity ratio | 5.8 % | 11.7 % | 17.9 % | 19.7 % | 13.0 % |
| Current ratio | - | - | - | - | - |
| Operating profit margin | 52.4 % | 58.3 % | 68.9 % | 73.0 % | 38.0 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2987630-5
VAT IDFI29876305
EU IDFIFPRO.2987630-5
MunicipalityHiltulanlahti
Current registered entries
2019-03-06VAT-obliged for the transfer of rights to use immovable property in Tax Administration (VAT Register)
2019-03-06Registered in Tax Administration (Prepayment Register)
2019-03-28Registered in Tax Administration (Tax Administration)
2019-03-28Registered in Patent and Registration Office (Trade Register)
Responsible people
Public role relationships materialized from source observations.
Jukka Tapio RistolainenToimitusjohtaja (3/2019)Sources: 3 · Confidence: 76%
Samu-Pekka Paavali JokitaloHallituksen puheenjohtaja (3/2019)Sources: 3 · Confidence: 76%
Ristolainen Jukka TapioVarsinainen jäsenSources: 1 · Confidence: 72%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableJSA-kiinteistöt Oy
Grade upgradedB2 → B1 · new analysis 2026-10-17
60/100
Medium
Usable financial evidenceFinancial data included
Financial development is mostly stable or mixed.
4 comparable periodsRevenueStable
ProfitabilityVolatile
LiquidityNot enough history
Same industry, size and age groupDescriptive comparison – does not change the model score.
205 peersSolvency24%
Below 76% of peers
Profitability75%
Better than 75% of peers
Revenue growth33%
Below 67% of peers
Supporting factors
- Strong operating profitability
- Company context reduces the weight of an isolated financial signal
- Active registered status
Risk factors to note
- Negative profitability or net result
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsB1
2026-10-1760/100 · v0.15
B2 → B1 · +1 points- Evidence quality: Strong financial evidence → Usable financial evidence.
- Risk factor cleared: High balance-sheet leverage.
B2
2026-09-2259/100 · v0.14
Oldest retained automatic assessment in this comparisonB1
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskmedium
53/100
Industry context is medium based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 7 years of registry continuity.
Registry and status signalsSeurattava
60/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Registry timeline
Trade register notifications shown on a timeline.
9 register eventsLatest event: 2025-12-12
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
JSA-kiinteistöt Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.