Business profile

JT Brokers Oy

JT Brokers Oy's registered office is Oulu. It is a limited company. The company was established on 1999-04-01. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2026-03-31, revenue was €253,059 and operating profit was €5,642.

Claim profileContact details
Business ID 1524635-3ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
1524635-3
Sector
Activities of insurance agents and brokers
Municipality
Oulu
Company form
Limited company
Registration date
1999-04-01
Business ID registration date
1999-03-22
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Pesätie 22 A 3, 90420, Oulu

Website: https://www.brokers.fiSource observation

About JT Brokers Oy

Financial position and key figures for the company.

JT Brokers Oy's location municipality is Oulu. It is a limited company. The company was established on 1999-04-01. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2026-03-31, revenue was €253,059 and operating profit was €5,642. The latest retained financial statement for 2026-03-31 shows revenue of €253,059 and profit for the financial year of €2,968. Based on the latest retained statement, revenue growth was +8.8%, operating margin was +2.2%, and equity ratio was +49.7%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2026-03-31

Imported periods5
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth8.8%
Operating margin2.2%
Equity ratio49.7%
Revenue€253,059+€20,487 (+8.8%) vs previous periodPrevious: €232,572
Operating profit (loss)€5,642-€2,708 (-32.4%) vs previous periodPrevious: €8,350
Profit (loss) for the financial year€2,968-€2,067 (-41.1%) vs previous periodPrevious: €5,036
Assets€80,177+€19,958 (+33.1%) vs previous periodPrevious: €60,219
Balance-sheet contextLatest financial period
Other operating income€4,473Previous: €0
Cash and bank€24,482Previous: €26,459
Retained earnings€36,898Previous: €35,062
Equity€39,866Previous: €40,098
Liabilities€40,311Previous: €20,121
Current assets€37,537Previous: €44,127
Current liabilities€27,205Previous: €20,121
Revenue trend2 periods
€232,572
2025-03-31
€253,059
2026-03-31
Operating profit (loss) trend2 periods
€8,350
2025-03-31
€5,642
2026-03-31
Profit (loss) for the financial year trend2 periods
€5,036
2025-03-31
€2,968
2026-03-31
Assets trend2 periods
€60,219
2025-03-31
€80,177
2026-03-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioSatisfactory
62/100 · Declining
49.7 %2025-03-31: 66.6 %
Current ratioPassable
30/100 · Declining
0.90x2025-03-31: 1.31x
Operating profit marginPassable
55/100 · Declining
2.2 %2025-03-31: 3.6 %
Ratio history
Ratio2025-03-312026-03-31
Equity ratio66.6 %49.7 %
Current ratio1.31x0.90x
Operating profit margin3.6 %2.2 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID1524635-3
VAT IDFI15246353
EU IDFIFPRO.1524635-3
MunicipalityOulu
Current registered entries
1999-03-16Registered in Tax Administration (Employer Register)
1999-03-22Registered in Tax Administration (Prepayment Register)
1999-03-22Registered in Tax Administration (Tax Administration)
1999-04-01Registered in Patent and Registration Office (Trade Register)
2019-12-01VAT-liable for business activity in Tax Administration (VAT Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
A3
GoodJT Brokers Oy
Grade unchangedA3 · new analysis 2026-10-17
Model score74/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectorySeveral key financial indicators have weakened across comparable fiscal periods.
3 comparable periods
RevenueStable
ProfitabilityStable
SolvencyDeteriorating
LiquidityDeteriorating
Peer comparisonSame industry, size and age groupDescriptive comparison – does not change the model score.
46 peers
Solvency24%
Below 76% of peers
Profitability24%
Below 76% of peers
Liquidity57%
Better than 57% of peers
Revenue growth70%
Better than 70% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings
Latest registration lag79 days after period end
Typical registration lag76 days after period end
Annual continuity4 consecutive periods
Supporting factors
  • Strong equity ratio
  • Active registered status
  • A newer financial statement filing has been reported
Risk factors to note
  • Weak current ratio
  • Coordinated deterioration across 2 financial domains
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
A3
2026-10-1774/100 · v0.15
A3 → A3
A3
2026-09-26 11:1074/100 · v0.14
A3 → A3
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2026-03-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
A3
2026-09-1574/100 · v0.14
B1 → A3 · +9 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1465/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeA3
Automatic model snapshot2026-10-17
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry risklow
77/100

Industry context is low based on normalized open statistical inputs.

Age and continuityVakiintunut
90/100

The company has about 27 years of registry continuity.

Registry and status signalsVakaa
84/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.

Registry timeline

Trade register notifications shown on a timeline.

22 register eventsLatest event: 2026-06-18

Financial statements availability

Available financial statement periods and PRH source filings.

5 financial statement periodsLatest financial period: 2026-03-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-02-03.

This company profile has not been claimed yet

JT Brokers Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.