Business profile

JT13 Sales OY

JT13 Sales OY's registered office is Oulu. It is a limited company. The company was established on 2021-08-18. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2025-12-31, revenue was €53,576 and operating profit was -€23,279.

Claim profileContact details
Business ID 3228770-4ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
3228770-4
Sector
Activities of insurance agents and brokers
Municipality
Oulu
Company form
Limited company
Registration date
2021-08-18
Business ID registration date
2021-08-13
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Aleksanterinkatu 71 B 29, 90120, Oulu

About JT13 Sales OY

Financial position and key figures for the company.

JT13 Sales OY's location municipality is Oulu. It is a limited company. The company was established on 2021-08-18. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2025-12-31, revenue was €53,576 and operating profit was -€23,279. The latest retained financial statement for 2025-12-31 shows revenue of €53,576 and profit for the financial year of -€23,841. Based on the latest retained statement, revenue growth was -52.3%, operating margin was -43.5%, and equity ratio was -17.6%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-12-31

Imported periods3
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth-52.3%
Operating margin-43.5%
Equity ratio-17.6%
Revenue€53,576-€58,860 (-52.3%) vs previous periodPrevious: €112,436
Operating profit (loss)-€23,279-€34,794 (-302.2%) vs previous periodPrevious: €11,515
Profit (loss) for the financial year-€23,841-€32,727 (-368.3%) vs previous periodPrevious: €8,886
Assets€9,073-€22,366 (-71.1%) vs previous periodPrevious: €31,438
Balance-sheet contextLatest financial period
Cash and bank€5,808Previous: €21,706
Retained earnings€22,249Previous: €15,293
Equity-€1,593Previous: €24,179
Liabilities€10,665Previous: €7,259
Current assets€9,073Previous: €31,438
Current liabilities€10,665Previous: €7,259
Revenue trend2 periods
€112,436
2024-12-31
€53,576
2025-12-31
Operating profit (loss) trend2 periods
€11,515
2024-12-31
-€23,279
2025-12-31
Profit (loss) for the financial year trend2 periods
€8,886
2024-12-31
-€23,841
2025-12-31
Assets trend2 periods
€31,438
2024-12-31
€9,073
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioWeak
0/100 · Declining
-17.6 %2024-12-31: 76.9 %
Current ratioPassable
18/100 · Declining
0.54x2024-12-31: 2.99x
Operating profit marginWeak
0/100 · Declining
-43.5 %2024-12-31: 10.2 %
Ratio history
Ratio2024-12-312025-12-31
Equity ratio76.9 %-17.6 %
Current ratio2.99x0.54x
Operating profit margin10.2 %-43.5 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID3228770-4
EU IDFIFPRO.3228770-4
MunicipalityOulu
Current registered entries
2021-08-18Registered in Tax Administration (Tax Administration)
2021-08-18Registered in Patent and Registration Office (Trade Register)
2023-09-01Registered in Tax Administration (Prepayment Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
D
High riskJT13 Sales OY
Grade unchangedD · new analysis 2026-10-17
Model score24/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectorySeveral key financial indicators have weakened across comparable fiscal periods.
3 comparable periods
RevenueDeteriorating
ProfitabilityDeteriorating
SolvencyDeteriorating
LiquidityDeteriorating
Peer comparisonSame industry and sizeDescriptive comparison – does not change the model score.
79 peers
Solvency10%
Below 90% of peers
Profitability15%
Below 85% of peers
Liquidity52%
Close to the peer-group midpoint
Revenue growth18%
Below 82% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings
Latest registration lag114 days after period end
Typical registration lag114 days after period end
Annual continuity3 consecutive periods
Supporting factors
  • Company context reduces the weight of an isolated financial signal
  • Active registered status
  • A newer financial statement filing has been reported
Risk factors to note
  • Negative equity
  • Weak current ratio
  • Negative profitability or net result
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
D
2026-10-1724/100 · v0.15
D → D
D
2026-09-27 13:0724/100 · v0.14
B1 → D · -38 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1562/100 · v0.14
B2 → B1 · +3 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1459/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeD
Automatic model snapshot2026-10-17
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry risklow
77/100

Industry context is low based on normalized open statistical inputs.

Age and continuityHyvä
60/100

The company has about 5 years of registry continuity.

Registry and status signalsRajallinen
49/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade D.
Risk grade updatedRisk gradeEvidence verified
27 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → D.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.

Registry timeline

Trade register notifications shown on a timeline.

6 register eventsLatest event: 2026-04-24

Financial statements availability

Available financial statement periods and PRH source filings.

3 financial statement periodsLatest financial period: 2025-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

JT13 Sales OY shows public core facts. A company representative can claim the profile, update public information, and access owner tools.