Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Business profile
Jumaka Oy
Jumaka Oy's registered office is Yliskulma. It is a limited company. The company was established on 2020-09-17. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2025-12-31, revenue was €4,415 and operating profit was -€4,215.
Business ID 3158664-9ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3158664-9
- Sector
- Construction of residential and non-residential buildings
- Municipality
- Yliskulma
- Company form
- Limited company
- Registration date
- 2020-09-17
- Business ID registration date
- 2020-09-16
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Liedonperäntie 305, 21430, Yliskulma
Phone: +358400485975Source observation
Email: [email protected]Source observation
Website: https://www.jumaka.fiSource observation
Instagram profile: https://www.instagram.com/jumakaoySource: company website
Facebook profile: https://www.facebook.com/jumakaoySource: company website
People and decision-makers
Kaivonen Juha-Matti EdvardToimitusjohtaja
About Jumaka Oy
Financial position and key figures for the company.
Jumaka Oy's location municipality is Yliskulma. It is a limited company. The company was established on 2020-09-17. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2025-12-31, revenue was €4,415 and operating profit was -€4,215. The latest retained financial statement for 2025-12-31 shows revenue of €4,415 and profit for the financial year of -€4,493. Based on the latest retained statement, revenue growth was -69.1%, operating margin was -95.5%, and equity ratio was +82.2%.
Auxiliary business names
Public alternate names materialized from source observations.
Cara Horses
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
0
0
Source observation
Derived indicators
Revenue growth-69.1%
Operating margin-95.5%
Equity ratio82.2%
Revenue€4,415-€9,855 (-69.1%) vs previous periodPrevious: €14,270
Operating profit (loss)-€4,215-€5,984 (-338.2%) vs previous periodPrevious: €1,770
Profit (loss) for the financial year-€4,493-€5,619 (-499.0%) vs previous periodPrevious: €1,126
Assets€2,401-€4,570 (-65.6%) vs previous periodPrevious: €6,971
Balance-sheet contextLatest financial period
Profit before taxes-€4,493Previous: €1,464
Employees1Previous: 1
Revenue trend5 periods
€11,931
2021-12-31
€8,427
2022-12-31
€12,646
2023-12-31
€14,270
2024-12-31
€4,415
2025-12-31
Operating profit (loss) trend5 periods
€3,253
2021-12-31
€794
2022-12-31
€3,612
2023-12-31
€1,770
2024-12-31
-€4,215
2025-12-31
Profit (loss) for the financial year trend5 periods
€2,454
2021-12-31
€448
2022-12-31
€2,437
2023-12-31
€1,126
2024-12-31
-€4,493
2025-12-31
Assets trend5 periods
€4,183
2021-12-31
€3,641
2022-12-31
€6,983
2023-12-31
€6,971
2024-12-31
€2,401
2025-12-31
Additional financial figures
The company's financial figures across different years.
| Metric | 2026 | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Revenue | - | €4,415 | €14,270 | €12,646 | €8,427 | €11,931 |
| Revenue growth | - | -69,1 % | 12,8 % | 50,1 % | -29,4 % | - |
| Operating profit | - | -€4,215 | €1,770 | €3,612 | €794 | €3,253 |
| EBIT margin | - | -95,5 % | 11 % | 26,2 % | 8,7 % | 24,9 % |
| Profit for the financial year | - | -€4,493 | €1,126 | €2,437 | €448 | €2,454 |
| Profit before taxes | - | -€4,493 | €1,464 | €3,047 | €600 | €3,102 |
| Equity ratio | - | 82,2 % | 92,8 % | 76,5 % | 79,7 % | 58,7 % |
| Balance sheet total | - | €2,401 | €6,971 | €6,983 | €3,641 | €4,183 |
| Employees | 4 | 1 | 1 | 1 | - | 1 |
Financial ratios
Financial ratios based on financial statement data. Source: Lähdehavainto.
Equity ratioGood
100/100 · Declining
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginWeak
0/100 · Declining
Ratio history
| Ratio | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|---|
| Equity ratio | 58.7 % | 79.7 % | 76.5 % | 92.8 % | 82.2 % |
| Current ratio | - | - | - | - | - |
| Operating profit margin | 24.9 % | 8.7 % | 26.2 % | 11.0 % | -95.5 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3158664-9
VAT IDFI31586649
EU IDFIFPRO.3158664-9
MunicipalityYliskulma
Current registered entries
2020-09-16VAT-liable for business activity in Tax Administration (VAT Register)
2020-09-16Registered in Tax Administration (Prepayment Register)
2020-09-17Registered in Tax Administration (Tax Administration)
2020-09-17Registered in Patent and Registration Office (Trade Register)
Responsible people
Public role relationships materialized from source observations.
Kaivonen Juha-Matti EdvardToimitusjohtajaSources: 5 · Confidence: 78%
Kaivonen Juha-Matti EdvardVarsinainen jäsenSources: 2 · Confidence: 78%
Helin-Kaivonen Katrin JohannaVarajäsenSources: 2 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B2
SatisfactoryJumaka Oy
Grade unchangedB2 · new analysis 2026-10-17
50/100
Medium
Usable financial evidenceFinancial data included
Financial development has been volatile across multiple domains.
4 comparable periodsRevenueVolatile
SolvencyVolatile
LiquidityNot enough history
Same industry and sizeDescriptive comparison – does not change the model score.
70 peersSolvency74%
Better than 74% of peers
Profitability10%
Below 90% of peers
Revenue growth17%
Below 83% of peers
Supporting factors
- Strong equity ratio
- Company context reduces the weight of an isolated financial signal
- Active registered status
Risk factors to note
- Negative profitability or net result
- Sharp year-over-year revenue drop
- Material volatility across multiple financial domains
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsB2
2026-10-1750/100 · v0.15
B2 → B2 · -1 points- Evidence quality: Strong financial evidence → Usable financial evidence.
B2
2026-10-1451/100 · v0.14
Oldest retained automatic assessment in this comparisonB2
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskhigh
25/100
Industry context is high based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 6 years of registry continuity.
Registry and status signalsRajallinen
50/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
6 register eventsLatest event: 2025-05-21
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Jumaka Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.