Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Business profile
JuMiJaMi Invest Oy
JuMiJaMi Invest Oy's registered office is Pudasjärvi. It is a limited company. The company was established on 1996-02-28. It operates in the industry of fund management activities. In its latest retained statement for 2025-12-31, revenue was €3,765 and operating profit was -€784.
Business ID 1034583-8ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 1034583-8
- Sector
- Fund management activities
- Municipality
- Pudasjärvi
- Company form
- Limited company
- Registration date
- 1996-02-28
- Business ID registration date
- 1996-01-23
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: LIEPEENTIE 10, 93100, Pudasjärvi
About JuMiJaMi Invest Oy
Financial position and key figures for the company.
JuMiJaMi Invest Oy's location municipality is Pudasjärvi. It is a limited company. The company was established on 1996-02-28. It operates in the industry of fund management activities. In its latest retained statement for 2025-12-31, revenue was €3,765 and operating profit was -€784. The latest retained financial statement for 2025-12-31 shows revenue of €3,765 and profit for the financial year of €24,913. Based on the latest retained statement, revenue growth was -24.9%, operating margin was -20.8%, and equity ratio was +54.2%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
4
2
PRH/XBRL financial statement
Derived indicators
Revenue growth-24.9%
Operating margin-20.8%
Equity ratio54.2%
Balance-sheet contextLatest financial period
Other operating income€11,978Previous: €13,110
Cash and bank€4,589Previous: €11,599
Retained earnings€1,381,428Previous: €1,487,405
Equity€1,414,751Previous: €1,515,837
Liabilities€1,194,471Previous: €1,198,803
Current assets€2,345,787Previous: €2,444,961
Current liabilities€9,547Previous: €13,879
Revenue trend2 periods
€5,011
2024-12-31
€3,765
2025-12-31
Operating profit (loss) trend2 periods
-€2,334
2024-12-31
-€784
2025-12-31
Profit (loss) for the financial year trend2 periods
€20,023
2024-12-31
€24,913
2025-12-31
Assets trend2 periods
€2,714,640
2024-12-31
€2,609,222
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
68/100 · Declining
Current ratioWeak
16/100 · Declining
Operating profit marginWeak
38/100 · Improving
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | 55.8 % | 54.2 % |
| Current ratio | 0.84x | 0.48x |
| Operating profit margin | -12.9 % | -5.0 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID1034583-8
VAT IDFI10345838
EU IDFIFPRO.1034583-8
MunicipalityPudasjärvi
Current registered entries
1996-01-19VAT-liable for business activity in Tax Administration (VAT Register)
1996-01-22Registered in Tax Administration (Prepayment Register)
1996-01-23Registered in Tax Administration (Tax Administration)
1996-02-28Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableJuMiJaMi Invest Oy
Grade unchangedB1 · new analysis 2026-10-17
65/100
High
Strong financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
3 comparable periodsProfitabilityImproving
SolvencyStable
Same industry, size and age groupDescriptive comparison – does not change the model score.
31 peersSolvency19%
Below 81% of peers
Profitability42%
Below 58% of peers
Liquidity52%
Close to the peer-group midpoint
Revenue growth29%
Below 71% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings164 days after period end
172 days after period end
4 consecutive periods
Supporting factors
- Strong equity ratio
- Company context reduces the weight of an isolated financial signal
- Active registered status
Risk factors to note
- Weak current ratio
- Negative profitability or net result
- Coordinated deterioration across 2 financial domains
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB1
2026-10-1765/100 · v0.15
B1 → B1B1
2026-09-28 13:3765/100 · v0.14
A3 → B1 · -10 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
A3
2026-09-1575/100 · v0.14
B1 → A3 · +10 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1465/100 · v0.12
Oldest retained automatic assessment in this comparisonB1
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
83/100
Industry context is low based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 30 years of registry continuity.
Registry and status signalsVakaa
81/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
28 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3 → B1.Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
26 register eventsLatest event: 2025-06-06
Financial statements availability
Available financial statement periods and PRH source filings.
4 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
JuMiJaMi Invest Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.