Risk grade updatedRisk gradeEvidence verified
17 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Business profile
Justia Oy
Justia Oy's registered office is Esbo. It is a limited company. The company was established on 2015-07-07. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2025-12-31, revenue was €363,799 and operating profit was €162,667.
Business ID 2698928-3ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2698928-3
- Sector
- Activities of insurance agents and brokers
- Municipality
- Esbo
- Company form
- Limited company
- Registration date
- 2015-07-07
- Business ID registration date
- 2015-07-01
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Keilaranta 1, 02150, Esbo
Phone: +35894123011Source observation
Email: [email protected]Source observation
Website: https://www.justia.fiSource observation
People and decision-makers
Loukkola Jussi SakariToimitusjohtaja
Email: Email available for logged-in usersSource: company website
Phone: Phone available for logged-in usersSource: company website
Tapio LepolaDecision-maker
Email: Email available for logged-in usersSource: company website
Phone: Phone available for logged-in usersSource: company website
Virpi LapinniemiVakuutusmeklari, osakas
Email: Email available for logged-in usersSource: company website
Phone: Phone available for logged-in usersSource: company website
Direct contact details available for logged-in usersSome person-level contact details are shown only to registered users. The data is based on public sources, such as the company's own website.Log in to view decision-maker contact details
About Justia Oy
Financial position and key figures for the company.
Justia Oy's location municipality is Esbo. It is a limited company. The company was established on 2015-07-07. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2025-12-31, revenue was €363,799 and operating profit was €162,667. The latest retained financial statement for 2025-12-31 shows revenue of €363,799 and profit for the financial year of €139,632. Based on the latest retained statement, revenue growth was -11.8%, operating margin was +44.8%, and equity ratio was +98.3%.
Auxiliary business names
Public alternate names materialized from source observations.
Justia AbJustia Ltd
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
0
0
Enriched source observation
Derived indicators
Revenue growth-11.8%
Operating margin44.8%
Equity ratio98.3%
Revenue€363,799-€48,434 (-11.7%) vs previous periodPrevious: €412,233
Operating profit (loss)€162,667-€45,675 (-21.9%) vs previous periodPrevious: €208,342
Profit (loss) for the financial year€139,632-€28,160 (-16.8%) vs previous periodPrevious: €167,792
Assets€642,239+€19,811 (+3.2%) vs previous periodPrevious: €622,428
Balance-sheet contextLatest financial period
Profit before taxes€172,918Previous: €211,347
Employees2Previous: 3
Revenue trend5 periods
€442,000
2021-12-31
€452,010
2022-12-31
€418,078
2023-12-31
€412,233
2024-12-31
€363,799
2025-12-31
Operating profit (loss) trend5 periods
€181,000
2021-12-31
€226,551
2022-12-31
€202,266
2023-12-31
€208,342
2024-12-31
€162,667
2025-12-31
Profit (loss) for the financial year trend5 periods
€175,000
2021-12-31
€180,827
2022-12-31
€167,244
2023-12-31
€167,792
2024-12-31
€139,632
2025-12-31
Assets trend5 periods
€426,000
2021-12-31
€518,969
2022-12-31
€573,938
2023-12-31
€622,428
2024-12-31
€642,239
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioGood
100/100 · Improving
Current ratioGood
100/100 · Improving
Operating profit marginGood
100/100 · Declining
Ratio history
| Ratio | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|---|
| Equity ratio | 90.6 % | 89.7 % | 93.2 % | 97.4 % | 98.3 % |
| Current ratio | 12.90x | 11.30x | 30.40x | 41.40x | 60.90x |
| Operating profit margin | 41.0 % | 50.2 % | 48.3 % | 50.5 % | 44.8 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2698928-3
VAT IDFI26989283
EU IDFIFPRO.2698928-3
MunicipalityEsbo
Current registered entries
2015-07-07Registered in Patent and Registration Office (Trade Register)
2015-07-08Registered in Tax Administration (Tax Administration)
2015-07-29Registered in Tax Administration (Prepayment Register)
2017-02-01Registered in Tax Administration (Employer Register)
2018-06-02VAT-liable for business activity in Tax Administration (VAT Register)
Responsible people
Public role relationships materialized from source observations.
Direct contact details available for logged-in users.
Loukkola Jussi SakariToimitusjohtajaSources: 3 · Confidence: 78%
Lapinniemi Virpi HelenaVarsinainen jäsenSources: 2 · Confidence: 78%
Juho PaavolaPäävastuullinen tilintarkastajaSources: 1 · Confidence: 76%
Virpi LapinniemiVakuutusmeklari, osakasSources: 1 · Confidence: 76%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodJustia Oy
76/100
Medium
Registry and statistical evidenceRegistry and statistics based
Supporting factors
- Active registered status
- Long registry continuity
- Lower industry distress context
Risk factors to note
- Sufficient structured financial metrics are not available
A3
2026-09-17
open-risk-grade-v0.14
The grade uses registry, industry, and regional signals because sufficient source-backed financial metrics are not available for a Tier 1 assessment.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
77/100
Industry context is low based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 11 years of registry continuity.
Registry and status signalsVakaa
76/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Registry timeline
Trade register notifications shown on a timeline.
13 register eventsLatest event: 2026-04-28
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Justia Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.