Risk grade updatedRisk gradeEvidence verified
21 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → A3.Business profile
JustVal Oy
JustVal Oy's registered office is Joensuu. It is a limited company. The company was established on 2015-12-07. It operates in the industry of other real estate activities on a fee or contract basis. In its latest retained statement for 2025-12-31, revenue was €226,655 and operating profit was €12,015.
Business ID 2727683-2ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2727683-2
- Sector
- Other real estate activities on a fee or contract basis
- Municipality
- Joensuu
- Company form
- Limited company
- Registration date
- 2015-12-07
- Business ID registration date
- 2015-11-27
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Kauppakatu 26 C, 80100, Joensuu
About JustVal Oy
Financial position and key figures for the company.
JustVal Oy's location municipality is Joensuu. It is a limited company. The company was established on 2015-12-07. It operates in the industry of other real estate activities on a fee or contract basis. In its latest retained statement for 2025-12-31, revenue was €226,655 and operating profit was €12,015. The latest retained financial statement for 2025-12-31 shows revenue of €226,655 and profit for the financial year of €8,933. Based on the latest retained statement, revenue growth was -4.1%, operating margin was +5.3%, and equity ratio was +81.6%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
1
1
PRH/XBRL financial statement
Derived indicators
Revenue growth-4.1%
Operating margin5.3%
Equity ratio81.6%
Balance-sheet contextLatest financial period
Cash and bank€62,168Previous: €103,446
Retained earnings€166,183Previous: €126,330
Equity€177,616Previous: €183,283
Liabilities€39,965Previous: €43,484
Current assets€69,664Previous: €112,063
Current liabilities€39,965Previous: €43,484
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
100/100 · Improving
Current ratioSatisfactory
52/100 · Declining
Operating profit marginSatisfactory
63/100 · Declining
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2727683-2
VAT IDFI27276832
EU IDFIFPRO.2727683-2
MunicipalityJoensuu
Current registered entries
2015-12-07Registered in Tax Administration (Tax Administration)
2015-12-07Registered in Patent and Registration Office (Trade Register)
2016-01-01VAT-liable for business activity in Tax Administration (VAT Register)
2016-01-01Registered in Tax Administration (Prepayment Register)
2016-11-01Registered in Tax Administration (Employer Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodJustVal Oy
Grade upgradedB1 → A3 · new analysis 2026-09-21
77/100
Medium
Usable financial evidenceFinancial data included
Same industryDescriptive comparison – does not change the model score.
73 peersSolvency68%
Better than 68% of peers
Profitability45%
Below 55% of peers
Liquidity77%
Better than 77% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings70 days after period end
70 days after period end
1 consecutive periods
Supporting factors
- Strong equity ratio
- Healthy short-term liquidity
- Active registered status
Risk factors to note
No material separate warning signals.
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsA3
2026-09-21 02:3677/100 · v0.14
B1 → A3 · +12 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B1
2026-09-1465/100 · v0.14
B1 → B1 · +5 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1360/100 · v0.12
Oldest retained automatic assessment in this comparisonA3
2026-09-21
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskmedium
53/100
Industry context is medium based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 10 years of registry continuity.
Registry and status signalsVakaa
79/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Risk grade updatedRisk gradeEvidence verified
13 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
15 register eventsLatest event: 2026-03-11
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
JustVal Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.