Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Business profile
Jutta Ovaskainen Oy
Jutta Ovaskainen Oy's registered office is Syvänniemi. It is a limited company. The company was established on 2019-09-30. It operates in the industry of activities of insurance agents and brokers.
Business ID 3088697-3ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3088697-3
- Sector
- Activities of insurance agents and brokers
- Municipality
- Syvänniemi
- Company form
- Limited company
- Registration date
- 2019-09-30
- Business ID registration date
- 2019-09-23
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Tervarinteentie 19, 71570, Syvänniemi
Phone: +358407780912Source observation
People and decision-makers
Ovaskainen Jutta MaaritVarsinainen jäsen
Janne OvaskainenHallitus: varajäsen
About Jutta Ovaskainen Oy
Financial position and key figures for the company.
Jutta Ovaskainen Oy's location municipality is Syvänniemi. It is a limited company. The company was established on 2019-09-30. It operates in the industry of activities of insurance agents and brokers. Based on the latest retained statement, revenue growth was -99.9%, operating margin was not currently available, and equity ratio was not currently available.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-10-31
0
0
Source observation
Derived indicators
Revenue growth-99.9%
Revenue€58-€49,272 (-99.9%) vs previous periodPrevious: €49,330
Assets€3,282Previous comparison not availablePrevious: No comparison value
Balance-sheet contextLatest financial period
Employees10Previous: No comparison value
Revenue trend5 periods
€57,510
2021-10-31
€33,872
2022-10-31
€33,872
2023-10-31
€49,330
2024-10-31
€58
2025-10-31
Operating profit (loss) trend3 periods
€5,049
2021-10-31
-€3,877
2022-10-31
-€390
2024-10-31
Profit (loss) for the financial year trend3 periods
€4,036
2021-10-31
-€829
2022-10-31
-€4,175
2023-10-31
Assets trend3 periods
€6,362
2021-10-31
€1,358
2022-10-31
€3,282
2025-10-31
Additional financial figures
The company's financial figures across different years.
| Metric | 2026 | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Revenue | - | €58 | €49,330 | €33,872 | €33,872 | €57,510 |
| Revenue growth | - | -99,9 % | 45,6 % | 0 % | -41,1 % | 31,7 % |
| Operating profit | - | - | -€390 | - | -€3,877 | €5,049 |
| EBIT margin | - | - | -0,8 % | - | -11,5 % | 8,8 % |
| Profit for the financial year | - | - | - | -€4,175 | -€829 | €4,036 |
| Profit before taxes | - | - | - | - | -€4,175 | €5,045 |
| Equity ratio | - | - | - | - | 29,2 % | 71,9 % |
| Balance sheet total | - | €3,282 | - | - | €1,358 | €6,362 |
| Employees | 4 | 10 | - | - | - | - |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3088697-3
VAT IDFI30886973
EU IDFIFPRO.3088697-3
MunicipalitySyvänniemi
Current registered entries
2019-09-23Registered in Tax Administration (Prepayment Register)
2019-09-30Registered in Tax Administration (Tax Administration)
2019-09-30Registered in Patent and Registration Office (Trade Register)
2019-11-20Incorrect line in Tax Administration (VAT Register)
Responsible people
Public role relationships materialized from source observations.
Ovaskainen Jutta MaaritVarsinainen jäsenSources: 4 · Confidence: 78%
Janne OvaskainenHallitus: varajäsenSources: 1 · Confidence: 76%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableJutta Ovaskainen Oy
Grade unchangedB1 · new analysis 2026-10-17
66/100
Medium
Limited financial evidenceRegistry and statistics based
Financial development is mostly stable or mixed.
4 comparable periodsRevenueVolatile
ProfitabilityNot enough history
SolvencyNot enough history
LiquidityNot enough history
Supporting factors
- Company context reduces the weight of an isolated financial signal
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Sufficient structured financial metrics are not available
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsB1
2026-10-1766/100 · v0.15
B1 → B1B1
2026-10-1366/100 · v0.14
Oldest retained automatic assessment in this comparisonB1
2026-10-17
open-risk-grade-v0.15
The grade uses registry, industry, and regional signals because sufficient source-backed financial metrics are not available for a Tier 1 assessment.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
77/100
Industry context is low based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 7 years of registry continuity.
Registry and status signalsSeurattava
61/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
13 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
8 register eventsLatest event: 2026-04-17
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Jutta Ovaskainen Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.