Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Business profile
Juva-Apila Capital Oy
Juva-Apila Capital Oy's registered office is Muurla. It is a limited company. The company was established on 2022-11-09. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €2,600 and operating profit was -€31,118.
Business ID 3323705-5ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3323705-5
- Sector
- Other financial service activities, except insurance and pension funding n.e.c.
- Municipality
- Muurla
- Company form
- Limited company
- Registration date
- 2022-11-09
- Business ID registration date
- 2022-11-08
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Ruotsalantie 32, 25130, Muurla
People and decision-makers
Juva Matti TapioToimitusjohtaja
About Juva-Apila Capital Oy
Financial position and key figures for the company.
Juva-Apila Capital Oy's location municipality is Muurla. It is a limited company. The company was established on 2022-11-09. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €2,600 and operating profit was -€31,118. The latest retained financial statement for 2025-12-31 shows revenue of €2,600 and profit for the financial year of -€16,294. Based on the latest retained statement, revenue growth was not currently available, operating margin was -1196.9%, and equity ratio was +34.0%.
Extended business activity
A longer directory- or registry-backed activity description that complements the short registry industry label.
Yhtiön toimialana on omistaa ja hallita kiinteistöjä, asunto-osakkeita, pörssiosakkeita, muita arvopapereita sekä harjoittaa niiden kauppaa kuin myös vuokraustoimintaa. Yhtiön toimialana on myös maatalouskoneiden, -tuotteiden ja -tarvikkeiden osto ja myynti, maatalouden harjoittaminen, koneurakointi, maatalouden ja teollisuuden konsultointi- ja kirjanpitopalvelut sekä kaikki muu laillinen liiketoiminta.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
0
0
Enriched source observation
Derived indicators
Operating margin-1196.9%
Equity ratio34.0%
Revenue€2,600Previous comparison not availablePrevious: No comparison value
Operating profit (loss)-€31,118-€6,285 (-25.3%) vs previous periodPrevious: -€24,834
Profit (loss) for the financial year-€16,294-€3,263 (-25.0%) vs previous periodPrevious: -€13,031
Assets€907,873-€164,373 (-15.3%) vs previous periodPrevious: €1,072,246
Balance-sheet contextLatest financial period
Profit before taxes-€16,553Previous: -€11,635
Employees12Previous: No comparison value
Revenue trend2 periods
€15,240
2022-12-31
€2,600
2025-12-31
Operating profit (loss) trend4 periods
€12,714
2022-12-31
€119,147
2023-12-31
-€24,834
2024-12-31
-€31,118
2025-12-31
Profit (loss) for the financial year trend4 periods
€29
2022-12-31
€38,466
2023-12-31
-€13,031
2024-12-31
-€16,294
2025-12-31
Assets trend4 periods
€303,659
2022-12-31
€1,072,246
2023-12-31
€1,072,246
2024-12-31
€907,873
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioSatisfactory
43/100 · Declining
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginWeak
0/100 · Declining
Ratio history
| Ratio | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|
| Equity ratio | 98.8 % | 31.6 % | 34.3 % | 34.0 % |
| Current ratio | - | - | - | - |
| Operating profit margin | 83.4 % | - | - | -1196.9 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3323705-5
VAT IDFI33237055
EU IDFIFPRO.3323705-5
MunicipalityMuurla
Current registered entries
2022-11-08VAT-liable for business activity in Tax Administration (VAT Register)
2022-11-08Registered in Tax Administration (Prepayment Register)
2022-11-09Registered in Tax Administration (Tax Administration)
2022-11-09Registered in Patent and Registration Office (Trade Register)
Responsible people
Public role relationships materialized from source observations.
Juva Matti TapioToimitusjohtajaSources: 6 · Confidence: 78%
Juva Matti TapioVarsinainen jäsenSources: 3 · Confidence: 78%
Juva Tanja MaaritVarajäsenSources: 3 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B2
SatisfactoryJuva-Apila Capital Oy
Grade unchangedB2 · new analysis 2026-10-18
55/100
Medium
Usable financial evidenceFinancial data included
Financial development is mostly stable or mixed.
4 comparable periodsRevenueNot enough history
ProfitabilityNot enough history
SolvencyStable
LiquidityNot enough history
Same industry, size and age groupDescriptive comparison – does not change the model score.
81 peersSolvency38%
Below 62% of peers
Profitability0%
Below 100% of peers
Supporting factors
- Company context reduces the weight of an isolated financial signal
- Active registered status
- Lower industry distress context
Risk factors to note
- Negative profitability or net result
- Losses in the latest and previous available periods
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsB2
2026-10-1855/100 · v0.15
B2 → B2 · -1 points- Evidence quality: Strong financial evidence → Usable financial evidence.
B2
2026-09-1956/100 · v0.14
Oldest retained automatic assessment in this comparisonB2
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
89/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityNuori
35/100
The company has about 3 years of registry continuity.
Registry and status signalsRajallinen
44/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
19 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
5 register eventsLatest event: 2025-05-21
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Juva-Apila Capital Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.