Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Business profile
JVH Insurances Oy
JVH Insurances Oy's registered office is Helsingfors. It is a limited company. The company was established on 2025-10-20. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2026-05-31, revenue was €21,583 and operating profit was €772.
Business ID 3570163-2ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3570163-2
- Sector
- Activities of insurance agents and brokers
- Municipality
- Helsingfors
- Company form
- Limited company
- Registration date
- 2025-10-20
- Business ID registration date
- 2025-10-06
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Roihuvuorentie 21 B 32, 00820, Helsingfors
About JVH Insurances Oy
Financial position and key figures for the company.
JVH Insurances Oy's location municipality is Helsingfors. It is a limited company. The company was established on 2025-10-20. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2026-05-31, revenue was €21,583 and operating profit was €772. The latest retained financial statement for 2026-05-31 shows revenue of €21,583 and profit for the financial year of €618. Based on the latest retained statement, revenue growth was not currently available, operating margin was +3.6%, and equity ratio was +10.0%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2026-05-31
1
1
PRH/XBRL financial statement
Derived indicators
Operating margin3.6%
Equity ratio10.0%
Balance-sheet contextLatest financial period
Cash and bank€839Previous: No comparison value
Equity€618Previous: No comparison value
Liabilities€5,562Previous: No comparison value
Current assets€6,180Previous: No comparison value
Current liabilities€5,562Previous: No comparison value
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
13/100 · Trend unavailable
Current ratioWeak
5/100 · Trend unavailable
Operating profit marginSatisfactory
59/100 · Trend unavailable
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3570163-2
EU IDFIFPRO.3570163-2
MunicipalityHelsingfors
Current registered entries
2025-10-20Registered in Tax Administration (Tax Administration)
2025-10-20Registered in Patent and Registration Office (Trade Register)
2025-11-30Registered in Tax Administration (Prepayment Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B3
MonitorJVH Insurances Oy
Grade unchangedB3 · new analysis 2026-10-17
47/100
Medium
Usable financial evidenceFinancial data included
Same industryDescriptive comparison – does not change the model score.
73 peersSolvency16%
Below 84% of peers
Profitability53%
Close to the peer-group midpoint
Liquidity40%
Below 60% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings82 days after period end
82 days after period end
1 consecutive periods
Supporting factors
- Active registered status
- Lower industry distress context
Risk factors to note
- Weak current ratio
- High balance-sheet leverage
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB3
2026-10-1747/100 · v0.15
B3 → B3B3
2026-09-16 23:5647/100 · v0.14
B3 → B3- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2026-05-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B3
2026-09-1447/100 · v0.14
B3 → B3B3
2026-09-1447/100 · v0.13
Oldest retained automatic assessment in this comparisonB3
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
77/100
Industry context is low based on normalized open statistical inputs.
Age and continuityNuori
1/100
The company has about 0 years of registry continuity.
Registry and status signalsRajallinen
28/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Financial statement availableFinancialEvidence verified
21 Aug 2026 · PRH / XBRLFinancial period ends 2026-05-31.Registry timeline
Trade register notifications shown on a timeline.
2 register eventsLatest event: 2025-10-20
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2026-05-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-04-03.
This company profile has not been claimed yet
JVH Insurances Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.