Business profile

JWL Invest Oy

JWL Invest Oy's registered office is Helsingfors. It is a limited company. The company was established on 2014-07-03. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €116,492 and operating profit was -€25,923.

Claim profileContact details
Business ID 2626898-8ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
2626898-8
Sector
Other financial service activities, except insurance and pension funding n.e.c.
Municipality
Helsingfors
Company form
Limited company
Registration date
2014-07-03
Business ID registration date
2014-06-15
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Kalevankatu 56a C 23, 00180, Helsingfors

About JWL Invest Oy

Financial position and key figures for the company.

JWL Invest Oy's location municipality is Helsingfors. It is a limited company. The company was established on 2014-07-03. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €116,492 and operating profit was -€25,923. The latest retained financial statement for 2025-12-31 shows revenue of €116,492 and profit for the financial year of -€11,520. Based on the latest retained statement, revenue growth was +50.1%, operating margin was -22.3%, and equity ratio was +95.4%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-12-31

Imported periods6
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth50.1%
Operating margin-22.3%
Equity ratio95.4%
Balance-sheet contextLatest financial period
Inventory€347,331Previous: €370,749
Cash and bank€924Previous: €4,621
Retained earnings€512,791Previous: €513,552
Equity€545,218Previous: €560,099
Liabilities€26,275Previous: €25,641
Current assets€348,255Previous: €375,371
Current liabilities€229Previous: €707
Revenue trend2 periods
€77,601
2024-12-31
€116,492
2025-12-31
Operating profit (loss) trend2 periods
€13,115
2024-12-31
-€25,923
2025-12-31
Profit (loss) for the financial year trend2 periods
€44,047
2024-12-31
-€11,520
2025-12-31
Assets trend2 periods
€585,740
2024-12-31
€571,494
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioGood
100/100 · Declining
95.4 %2024-12-31: 95.6 %
Current ratioGood
100/100 · Improving
1517.52x2024-12-31: 530.75x
Operating profit marginWeak
0/100 · Declining
-22.3 %2024-12-31: 16.9 %
Ratio history
Ratio2024-12-312025-12-31
Equity ratio95.6 %95.4 %
Current ratio530.75x1517.52x
Operating profit margin16.9 %-22.3 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID2626898-8
EU IDFIFPRO.2626898-8
MunicipalityHelsingfors
Current registered entries
2014-07-03Registered in Tax Administration (Tax Administration)
2014-07-03Registered in Patent and Registration Office (Trade Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
A3
GoodJWL Invest Oy
Grade unchangedA3 · new analysis 2026-10-17
Model score75/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectoryFinancial development is mostly stable or mixed.
3 comparable periods
RevenueImproving
ProfitabilityDeteriorating
SolvencyStable
LiquidityImproving
Peer comparisonSame industryDescriptive comparison – does not change the model score.
88 peers
Solvency75%
Better than 75% of peers
Profitability10%
Below 90% of peers
Liquidity98%
Better than 98% of peers
Revenue growth88%
Better than 88% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings
Latest registration lag106 days after period end
Typical registration lag128 days after period end
Annual continuity4 consecutive periods
Supporting factors
  • Strong equity ratio
  • Healthy short-term liquidity
  • Company context reduces the weight of an isolated financial signal
Risk factors to note
  • Negative profitability or net result
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
A3
2026-10-1775/100 · v0.15
A3 → A3
A3
2026-09-26 19:4775/100 · v0.14
A3 → A3 · -3 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
A3
2026-09-1578/100 · v0.14
B1 → A3 · +13 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1465/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeA3
Automatic model snapshot2026-10-17
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskvery low
89/100

Industry context is very low based on normalized open statistical inputs.

Age and continuityVakiintunut
80/100

The company has about 12 years of registry continuity.

Registry and status signalsSeurattava
70/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.

Registry timeline

Trade register notifications shown on a timeline.

15 register eventsLatest event: 2026-04-16

Financial statements availability

Available financial statement periods and PRH source filings.

6 financial statement periodsLatest financial period: 2025-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

JWL Invest Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.