Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Business profile
K. Naumanen Oy
K. Naumanen Oy's registered office is Lohja. It is a limited company. The company was established on 2023-03-17. It operates in the industry of retail sale of hardware and building materials without specialisation on any specific product group. In its latest retained statement for 2024-12-31, revenue was €106,026 and operating profit was €35,495.
Business ID 3351062-1ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3351062-1
- Sector
- Retail sale of hardware and building materials without specialisation on any specific product group
- Municipality
- Lohja
- Company form
- Limited company
- Registration date
- 2023-03-17
- Business ID registration date
- 2023-03-11
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Ojamonharjuntie 86, 08200, Lohja
Website: https://www.k-rauta.fiSource observation
About K. Naumanen Oy
Financial position and key figures for the company.
K. Naumanen Oy's location municipality is Lohja. It is a limited company. The company was established on 2023-03-17. It operates in the industry of retail sale of hardware and building materials without specialisation on any specific product group. In its latest retained statement for 2024-12-31, revenue was €106,026 and operating profit was €35,495. The latest retained financial statement for 2024-12-31 shows revenue of €106,026 and profit for the financial year of €27,721. Based on the latest retained statement, revenue growth was +345.5%, operating margin was +33.5%, and equity ratio was +74.2%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2024-12-31
1
1
PRH/XBRL financial statement
Derived indicators
Revenue growth345.5%
Operating margin33.5%
Equity ratio74.2%
Balance-sheet contextLatest financial period
Cash and bank€36,857Previous: €3,258
Retained earnings€1,345Previous: €0
Equity€29,067Previous: €1,345
Liabilities€10,107Previous: €1,913
Current assets€39,174Previous: €3,258
Current liabilities€10,107Previous: €1,913
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
93/100 · Improving
Current ratioGood
100/100 · Improving
Operating profit marginGood
100/100 · Improving
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3351062-1
VAT IDFI33510621
EU IDFIFPRO.3351062-1
MunicipalityLohja
Current registered entries
2023-03-17Registered in Tax Administration (Tax Administration)
2023-03-17Registered in Patent and Registration Office (Trade Register)
2023-04-01VAT-liable for business activity in Tax Administration (VAT Register)
2023-04-01Registered in Tax Administration (Prepayment Register)
2025-09-01Registered in Tax Administration (Employer Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodK. Naumanen Oy
Grade unchangedA3 · new analysis 2026-10-18
75/100
Medium
Usable financial evidenceFinancial data included
Same industry and sizeDescriptive comparison – does not change the model score.
85 peersSolvency69%
Better than 69% of peers
Profitability96%
Better than 96% of peers
Liquidity86%
Better than 86% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings310 days after period end
310 days after period end
1 consecutive periods
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Healthy short-term liquidity
Risk factors to note
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA3
2026-10-1875/100 · v0.15
A3 → A3A3
2026-09-30 17:5075/100 · v0.14
B3 → A3 · +32 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2024-12-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B3
2026-09-1543/100 · v0.14
B2 → B3 · -8 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1451/100 · v0.12
Oldest retained automatic assessment in this comparisonA3
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
39/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityNuori
35/100
The company has about 3 years of registry continuity.
Registry and status signalsRajallinen
41/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
30 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3 → A3.Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
4 register eventsLatest event: 2026-02-27
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2024-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-02-27.
This company profile has not been claimed yet
K. Naumanen Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.