Business profile

K2-Sijoituspalvelut Oy

K2-Sijoituspalvelut Oy's registered office is Mikkeli. It is a limited company. The company was established on 2009-01-20. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2025-07-31, revenue was €119,505 and operating profit was €36,474.

Claim profileContact details
Business ID 2239864-6ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
2239864-6
Sector
Activities of insurance agents and brokers
Municipality
Mikkeli
Company form
Limited company
Registration date
2009-01-20
Business ID registration date
2008-12-15
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Pellontorpantie 7 B 9, 50100, Mikkeli

Phone: +358407703734Source observation

Email: [email protected]Source observation

People and decision-makers

Fennander Tero Allan JohannesVarsinainen jäsen
Heljä FennanderHallitus: varajäsen

About K2-Sijoituspalvelut Oy

Financial position and key figures for the company.

K2-Sijoituspalvelut Oy's location municipality is Mikkeli. It is a limited company. The company was established on 2009-01-20. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2025-07-31, revenue was €119,505 and operating profit was €36,474. The latest retained financial statement for 2025-07-31 shows revenue of €119,505 and profit for the financial year of €28,647. Based on the latest retained statement, revenue growth was -6.8%, operating margin was +30.5%, and equity ratio was +44.3%.

Financial highlights

Key figures from the latest financial period.

Latest financial period

2025-07-31

Imported periods0
PRH parsed0
Profile sourceEnriched source observation
Derived indicators
Revenue growth-6.8%
Operating margin30.5%
Equity ratio44.3%
Revenue€119,505-€8,728 (-6.8%) vs previous periodPrevious: €128,233
Operating profit (loss)€36,474+€20,523 (+128.7%) vs previous periodPrevious: €15,950
Profit (loss) for the financial year€28,647+€26,016 (+988.8%) vs previous periodPrevious: €2,631
Assets€162,186+€22,212 (+15.9%) vs previous periodPrevious: €139,974
Balance-sheet contextLatest financial period
Profit before taxes€39,368Previous: €8,342
Employees7Previous: No comparison value
Revenue trend5 periods
€97,801
2021-07-31
€122,002
2022-07-31
€137,286
2023-07-31
€128,233
2024-07-31
€119,505
2025-07-31
Operating profit (loss) trend5 periods
€31,671
2021-07-31
€34,409
2022-07-31
€25,198
2023-07-31
€15,950
2024-07-31
€36,474
2025-07-31
Profit (loss) for the financial year trend5 periods
€14,005
2021-07-31
€23,941
2022-07-31
€16,408
2023-07-31
€2,631
2024-07-31
€28,647
2025-07-31
Assets trend5 periods
€95
2021-07-31
€135,250
2022-07-31
€145,906
2023-07-31
€139,974
2024-07-31
€162,186
2025-07-31

Financial ratios

Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.

Equity ratioSatisfactory
55/100 · Declining
44.3 %2024-07-31: 49.1 %
Current ratioNot assessable
0/100 · Trend unavailable
Not available2024-07-31: Ei saatavilla
Operating profit marginGood
100/100 · Improving
30.5 %2024-07-31: 12.4 %
Ratio history
Ratio2021-07-312022-07-312023-07-312024-07-312025-07-31
Equity ratio0.1 %53.8 %61.1 %49.1 %44.3 %
Current ratio-----
Operating profit margin32.4 %28.1 %18.4 %12.4 %30.5 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID2239864-6
EU IDFIFPRO.2239864-6
MunicipalityMikkeli
Current registered entries
2008-12-15Registered in Tax Administration (Prepayment Register)
2008-12-30Registered in Tax Administration (Tax Administration)
2009-01-20Registered in Patent and Registration Office (Trade Register)

Responsible people

Public role relationships materialized from source observations.

Fennander Tero Allan JohannesVarsinainen jäsenSources: 4 · Confidence: 78%
Heljä FennanderHallitus: varajäsenSources: 1 · Confidence: 76%

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
A2
Very goodK2-Sijoituspalvelut Oy
Grade unchangedA2 · new analysis 2026-10-19
Model score80/100
Assessment confidenceMedium
Evidence qualityUsable financial evidenceFinancial data included
Financial trajectoryFinancial development is mostly stable or mixed.
4 comparable periods
RevenueStable
ProfitabilityVolatile
SolvencyDeteriorating
LiquidityNot enough history
Peer comparisonSame industryDescriptive comparison – does not change the model score.
113 peers
Solvency28%
Below 72% of peers
Profitability74%
Better than 74% of peers
Revenue growth22%
Below 78% of peers
Supporting factors
  • Strong equity ratio
  • Strong operating profitability
  • Active registered status
Risk factors to note

No material separate warning signals.

Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessments
A2
2026-10-1980/100 · v0.15
A2 → A2 · -1 points
  • Evidence quality: Strong financial evidence → Usable financial evidence.
A2
2026-10-0381/100 · v0.14
Oldest retained automatic assessment in this comparison
Automatic model gradeA2
Automatic model snapshot2026-10-19
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry risklow
77/100

Industry context is low based on normalized open statistical inputs.

Age and continuityVakiintunut
80/100

The company has about 17 years of registry continuity.

Registry and status signalsSeurattava
74/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
19 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.
Risk grade updatedRisk gradeEvidence verified
3 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.

Registry timeline

Trade register notifications shown on a timeline.

15 register eventsLatest event: 2025-10-16

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

K2-Sijoituspalvelut Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.