Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Business profile
K4 Invest Oy
K4 Invest Oy's registered office is Tampere. It is a limited company. The company was established on 2023-01-23. It operates in the industry of non-specialised wholesale trade. In its latest retained statement for 2025-12-31, revenue was €32,000 and operating profit was €15,233.
Business ID 3338421-5ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3338421-5
- Sector
- Non-specialised wholesale trade
- Municipality
- Tampere
- Company form
- Limited company
- Registration date
- 2023-01-23
- Business ID registration date
- 2023-01-17
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: salhojankatu 25 C 32, 33500, Tampere
Postal address: Salhojankatu 25 C 32, 33500, Tampere
About K4 Invest Oy
Financial position and key figures for the company.
K4 Invest Oy's location municipality is Tampere. It is a limited company. The company was established on 2023-01-23. It operates in the industry of non-specialised wholesale trade. In its latest retained statement for 2025-12-31, revenue was €32,000 and operating profit was €15,233. The latest retained financial statement for 2025-12-31 shows revenue of €32,000 and profit for the financial year of €11,965. Based on the latest retained statement, revenue growth was -52.3%, operating margin was +47.6%, and equity ratio was +96.2%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
2
2
PRH/XBRL financial statement
Derived indicators
Revenue growth-52.3%
Operating margin47.6%
Equity ratio96.2%
Balance-sheet contextLatest financial period
Cash and bank€939Previous: €29,162
Retained earnings€67,575Previous: €58,285
Equity€79,541Previous: €73,451
Liabilities€3,119Previous: €8,511
Current assets€40,480Previous: €69,783
Current liabilities€3,119Previous: €8,511
Revenue trend2 periods
€134,861
2023-12-31
€32,000
2025-12-31
Operating profit (loss) trend2 periods
€74,074
2023-12-31
€15,233
2025-12-31
Profit (loss) for the financial year trend2 periods
€58,285
2023-12-31
€11,965
2025-12-31
Assets trend2 periods
€73,682
2023-12-31
€82,660
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
100/100 · Improving
Current ratioWeak
10/100 · Declining
Operating profit marginGood
100/100 · Declining
Ratio history
| Ratio | 2023-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | 79.1 % | 96.2 % |
| Current ratio | 4.07x | 0.30x |
| Operating profit margin | 54.9 % | 47.6 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3338421-5
VAT IDFI33384215
EU IDFIFPRO.3338421-5
MunicipalityTampere
Current registered entries
2023-01-17VAT-liable for business activity in Tax Administration (VAT Register)
2023-01-17Registered in Tax Administration (Prepayment Register)
2023-01-23Registered in Patent and Registration Office (Trade Register)
2023-01-24Registered in Tax Administration (Tax Administration)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableK4 Invest Oy
Grade unchangedB1 · new analysis 2026-10-18
63/100
High
Strong financial evidenceFinancial data included
Same industry, size and age groupDescriptive comparison – does not change the model score.
56 peersSolvency95%
Better than 95% of peers
Profitability91%
Better than 91% of peers
Liquidity55%
Better than 55% of peers
Revenue growth14%
Below 86% of peers
MixedBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings185 days after period end
161 days after period end
1 consecutive periods
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Company context reduces the weight of an isolated financial signal
Risk factors to note
- Weak current ratio
- Sharp year-over-year revenue drop
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB1
2026-10-1863/100 · v0.15
B1 → B1B1
2026-10-02 06:5963/100 · v0.14
B3 → B1 · +23 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B3
2026-09-1540/100 · v0.14
B3 → B3 · -9 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B3
2026-09-1449/100 · v0.12
Oldest retained automatic assessment in this comparisonB1
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskhigh
31/100
Industry context is high based on normalized open statistical inputs.
Age and continuityNuori
35/100
The company has about 3 years of registry continuity.
Registry and status signalsRajallinen
41/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
2 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3 → B1.Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Registry timeline
Trade register notifications shown on a timeline.
4 register eventsLatest event: 2025-07-11
Financial statements availability
Available financial statement periods and PRH source filings.
2 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
K4 Invest Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.