Business profile

Kaisa Ruuttila Golf Oy

Kaisa Ruuttila Golf Oy's registered office is Tampere. It is a limited company. The company was established on 1995-07-05. It operates in the industry of retail sale of bicycles and other sports equipment. In its latest retained statement for 2025-11-30, revenue was €70,856 and operating profit was €13,250.

Claim profileContact details
Business ID 1009697-4ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
1009697-4
Sector
Retail sale of bicycles and other sports equipment
Municipality
Tampere
Company form
Limited company
Registration date
1995-07-05
Business ID registration date
1995-06-12
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Kivikallionkatu 20, 33400, Tampere

About Kaisa Ruuttila Golf Oy

Financial position and key figures for the company.

Kaisa Ruuttila Golf Oy's location municipality is Tampere. It is a limited company. The company was established on 1995-07-05. It operates in the industry of retail sale of bicycles and other sports equipment. In its latest retained statement for 2025-11-30, revenue was €70,856 and operating profit was €13,250. The latest retained financial statement for 2025-11-30 shows revenue of €70,856 and profit for the financial year of €10,494. Based on the latest retained statement, revenue growth was +3.4%, operating margin was +18.7%, and equity ratio was +82.6%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-11-30

Imported periods3
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth3.4%
Operating margin18.7%
Equity ratio82.6%
Revenue€70,856+€2,312 (+3.4%) vs previous periodPrevious: €68,544
Operating profit (loss)€13,250-€2,376 (-15.2%) vs previous periodPrevious: €15,626
Profit (loss) for the financial year€10,494-€2,036 (-16.3%) vs previous periodPrevious: €12,530
Assets€27,883+€6,294 (+29.2%) vs previous periodPrevious: €21,589
Balance-sheet contextLatest financial period
Cash and bank€23,015Previous: €16,288
Retained earnings€10,005Previous: -€2,525
Equity€23,022Previous: €12,528
Liabilities€4,861Previous: €9,061
Current assets€27,883Previous: €21,589
Current liabilities€4,861Previous: €9,061
Revenue trend2 periods
€68,544
2024-11-30
€70,856
2025-11-30
Operating profit (loss) trend2 periods
€15,626
2024-11-30
€13,250
2025-11-30
Profit (loss) for the financial year trend2 periods
€12,530
2024-11-30
€10,494
2025-11-30
Assets trend2 periods
€21,589
2024-11-30
€27,883
2025-11-30

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioGood
100/100 · Improving
82.6 %2024-11-30: 58.0 %
Current ratioGood
100/100 · Improving
4.73x2024-11-30: 1.80x
Operating profit marginGood
97/100 · Declining
18.7 %2024-11-30: 22.8 %
Ratio history
Ratio2024-11-302025-11-30
Equity ratio58.0 %82.6 %
Current ratio1.80x4.73x
Operating profit margin22.8 %18.7 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID1009697-4
VAT IDFI10096974
EU IDFIFPRO.1009697-4
MunicipalityTampere
Current registered entries
1995-06-12Registered in Tax Administration (Tax Administration)
1995-07-05Registered in Patent and Registration Office (Trade Register)
2023-10-16Registered in Tax Administration (Prepayment Register)
2023-12-01VAT-liable for business activity in Tax Administration (VAT Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
A2
Very goodKaisa Ruuttila Golf Oy
Grade unchangedA2 · new analysis 2026-10-18
Model score83/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectoryFinancial development is mostly stable or mixed.
3 comparable periods
RevenueStable
ProfitabilityDeteriorating
SolvencyImproving
LiquidityImproving
Peer comparisonSame industry, size and age groupDescriptive comparison – does not change the model score.
197 peers
Solvency66%
Better than 66% of peers
Profitability75%
Better than 75% of peers
Liquidity82%
Better than 82% of peers
Revenue growth75%
Better than 75% of peers
Financial statement reporting patternMixedBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings
Latest registration lag18 days after period end
Typical registration lag111 days after period end
Annual continuity3 consecutive periods
Supporting factors
  • Strong equity ratio
  • Strong operating profitability
  • Healthy short-term liquidity
Risk factors to note
  • Elevated industry distress context
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
A2
2026-10-1883/100 · v0.15
A2 → A2
A2
2026-10-05 13:0983/100 · v0.14
B1 → A2 · +21 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-11-30).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1562/100 · v0.14
B2 → B1 · +4 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1458/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeA2
Automatic model snapshot2026-10-18
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskelevated
38/100

Industry context is elevated based on normalized open statistical inputs.

Age and continuityVakiintunut
90/100

The company has about 31 years of registry continuity.

Registry and status signalsSeurattava
73/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.
Risk grade updatedRisk gradeEvidence verified
5 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → A2.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.

Registry timeline

Trade register notifications shown on a timeline.

16 register eventsLatest event: 2025-12-18

Financial statements availability

Available financial statement periods and PRH source filings.

3 financial statement periodsLatest financial period: 2025-11-30

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Kaisa Ruuttila Golf Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.