Business profile

Kappelin Tilikulma Oy

Kappelin Tilikulma Oy's registered office is Kaustinen. It is a limited company. The company was established on 1994-04-20. It operates in the industry of accounting and bookkeeping activities; tax consultancy.

Claim profileContact details
Business ID 0957927-4ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
0957927-4
Sector
Accounting and bookkeeping activities; tax consultancy
Municipality
Kaustinen
Company form
Limited company
Registration date
1994-04-20
Business ID registration date
1994-02-24
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: KAUSTINTIE 5, 69600, Kaustinen

Phone: +35868612688Source observation

Email: [email protected]Source observation

Website: https://www.tilikulma.fiSource observation

People and decision-makers

Harju Lenita MarietteToimitusjohtaja

Email: Email available for logged-in usersSource: company website

Phone: Phone available for logged-in usersSource: company website

Tanja Ursula LeivoToimitusjohtajan sijainen (7/2020)

Email: Email available for logged-in usersSource: company website

Phone: Phone available for logged-in usersSource: company website

Laura SaarinenDecision-maker

Email: Email available for logged-in usersSource: company website

Phone: Phone available for logged-in usersSource: company website

Jenni TynkkinenDecision-maker

Email: Email available for logged-in usersSource: company website

Phone: Phone available for logged-in usersSource: company website

Iida HaapasaloDecision-maker

Email: Email available for logged-in usersSource: company website

Phone: Phone available for logged-in usersSource: company website

Direct contact details available for logged-in usersSome person-level contact details are shown only to registered users. The data is based on public sources, such as the company's own website.Log in to view decision-maker contact details

About Kappelin Tilikulma Oy

Financial position and key figures for the company.

Kappelin Tilikulma Oy's location municipality is Kaustinen. It is a limited company. The company was established on 1994-04-20. It operates in the industry of accounting and bookkeeping activities; tax consultancy. Based on the latest retained statement, revenue growth was not currently available, operating margin was not currently available, and equity ratio was +74.2%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2026-03-31

Imported periods6
PRH parsed2
Profile sourceCombined source
Derived indicators
Equity ratio74.2%
Operating profit (loss)€38,784-€22,246 (-36.5%) vs previous periodPrevious: €61,030
Profit (loss) for the financial year€31,493-€17,291 (-35.4%) vs previous periodPrevious: €48,784
Assets€321,488+€27,160 (+9.2%) vs previous periodPrevious: €294,327
Balance-sheet contextLatest financial period
Cash and bank€131,441Previous: €156,015
Retained earnings€178,848Previous: €178,355
Profit before taxes€64,609Previous: No comparison value
Equity€238,651Previous: €218,248
Liabilities€82,836Previous: €76,079
Current assets€223,479Previous: €230,149
Current liabilities€82,836Previous: €76,079
Employees6Previous: 5
Operating profit (loss) trend3 periods
€61,030
2024-03-31
€61,030
2025-03-31
€38,784
2026-03-31
Profit (loss) for the financial year trend5 periods
€29,749
2022-03-31
€32,042
2023-03-31
€48,784
2024-03-31
€48,784
2025-03-31
€31,493
2026-03-31
Assets trend5 periods
€270,966
2022-03-31
€275,367
2023-03-31
€297,608
2024-03-31
€294,327
2025-03-31
€321,488
2026-03-31

Financial ratios

Financial ratios based on financial statement data. Source: Yhdistetty lähde.

Equity ratioGood
93/100 · Improving
74.2 %2025-03-31: 74.2 %
Current ratioSatisfactory
53/100 · Declining
1.59x2025-03-31: 2.05x
Operating profit marginNot assessable
0/100 · Trend unavailable
Not available2025-03-31: Ei saatavilla
Ratio history
Ratio2022-03-312023-03-312024-03-312025-03-312026-03-31
Equity ratio72.7 %72.6 %73.2 %74.2 %74.2 %
Current ratio---2.05x1.59x
Operating profit margin-----

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID0957927-4
VAT IDFI09579274
EU IDFIFPRO.0957927-4
MunicipalityKaustinen
Current registered entries
1994-02-01Registered in Tax Administration (Employer Register)
1994-02-24Registered in Tax Administration (Tax Administration)
1994-04-20Registered in Patent and Registration Office (Trade Register)
1994-06-01VAT-liable for business activity in Tax Administration (VAT Register)
1995-03-01Registered in Tax Administration (Prepayment Register)

Responsible people

Public role relationships materialized from source observations.

Direct contact details available for logged-in users.

Harju Lenita MarietteToimitusjohtajaSources: 5 · Confidence: 78%
Tanja Ursula LeivoToimitusjohtajan sijainen (7/2020)Sources: 2 · Confidence: 76%
Leivo Tanja UrsulaPuheenjohtajaSources: 4 · Confidence: 78%
Leivo Jukka KaleviVarajäsenSources: 2 · Confidence: 78%
Harju Lenita MarietteVarsinainen jäsenSources: 2 · Confidence: 78%
Harju Jorma MichaelVarajäsenSources: 2 · Confidence: 78%
Järvelä Sari SusannaTilintarkastajaSources: 2 · Confidence: 78%

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
A2
Very goodKappelin Tilikulma Oy
Grade unchangedA2 · new analysis 2026-10-18
Model score80/100
Assessment confidenceMedium
Evidence qualityUsable financial evidenceFinancial data included
Financial trajectoryFinancial development is mostly stable or mixed.
4 comparable periods
RevenueNot enough history
ProfitabilityNot enough history
SolvencyStable
LiquidityDeteriorating
Peer comparisonSame industryDescriptive comparison – does not change the model score.
361 peers
Solvency62%
Better than 62% of peers
Liquidity73%
Better than 73% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings
Latest registration lag70 days after period end
Typical registration lag57 days after period end
Annual continuity4 consecutive periods
Supporting factors
  • Strong equity ratio
  • Healthy short-term liquidity
  • Active registered status
Risk factors to note

No material separate warning signals.

Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
A2
2026-10-1880/100 · v0.15
A2 → A2
A2
2026-10-1780/100 · v0.14
A2 → A2
A2
2026-09-15 02:1680/100 · v0.14
A3 → A2 · +1 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2026-03-31).
  • Evidence quality: Limited financial evidence → Usable financial evidence.
A3
2026-09-1477/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeA2
Automatic model snapshot2026-10-18
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry risklow
85/100

Industry context is low based on normalized open statistical inputs.

Age and continuityVakiintunut
90/100

The company has about 32 years of registry continuity.

Registry and status signalsVakaa
85/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3 → A2.
Risk grade updatedRisk grade
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.

Registry timeline

Trade register notifications shown on a timeline.

20 register eventsLatest event: 2026-10-05

Financial statements availability

Available financial statement periods and PRH source filings.

6 financial statement periodsLatest financial period: 2026-03-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-02-03.

This company profile has not been claimed yet

Kappelin Tilikulma Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.